Accident Insurance Co. Workers Comp

Let's shop your workman's compensation with Accident Insurance Company.

Accident Insurance Company

Qualify for Lower Cost Work Comp Coverage with AIC.

Accident Insurance Company is one of the fastest growing small carriers in the country and has a progressive appetite for a wide range of business. The company was founded in 2003 in South Carolina and has grown written premium from $8 million to $75 million by 2012. AIC is an A-rated insurance company and consistently offers the best price on workers compensation and general liability insurance for contractors, healthcare, and automotive services.

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Accident Insurance Company Workers' Comp

Accident Insurance Company started as a mono-line workers comp carrier and they remain focused on this line of coverage today. Aside from being one of the few private carriers currently offering competitive rates on new venture artisan contractors, they also do a great job of understanding the risks employers face in their industries and offering strong program solutions. Other features of AIC include:

  • Fast quote and bind process with streamlined underwriting
  • Aggressive and responsive claims management team
  • Best deal on coverage for target class codes
  • Innovative package programs with multi-line discounts
Accident Insurance Company Work Comp Appetite

AIC targets employer workers compensation premium between $1,000 and $100,000. They utilize real underwriters rather than rely on computer rating systems which often helps them provide lower rates than many other carriers. Some of their specialized programs include construction, healthcare, food industry, and garage keepers coverage.

Accident Insurance Company target classes for workers comp:

Contractors and Construction:
Flooring Installation
Janitorial Services
HVAC Contractors
Concrete and Masonry
Trim Carpenters
Lawn Care

Garage and Auto Service:
Used Car Dealers
Gas Stations
Repair Shops
Quick Lube Shops
Motorcycle and Trailer Sales
Tire Repair
Auto Recycling
Residential Garbage Collectors

Health and Home Care Services:
Home Health Care Agencies
Nursing Homes
Retirement Communities
Assisted Living Facilities
Outpatient Surgery Clinics
Doctors and Dentists
Accident Insurance Company Excluded Classes
Excluded Risks:
Most Agricultural Operations
Petroleum/Refinery Exposures
Group Transportation
Heights Above Two Stories
Depth Below Four Feet
Subcontractor Greater Than 40%
24 hours Operations
Long Haul Transportation
Workers Compensation Shop | AIC

Our agency works with Accident Insurance Company throughout the United States.

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Accident Insurance Company is a premier workers compensation carrier.

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Accident Insurance Company Insurance Company States
Workers Comp Industry Programs
Workers Comp Programs by Industry Class

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Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates.

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