Accident Insurance Co. Workers Comp
Let's shop your workman's compensation with Accident Insurance Company.
Qualify for Lower Cost Work Comp Coverage with AIC.
Accident Insurance Company is one of the fastest growing small carriers in the country and has a progressive appetite for a wide range of business. The company was founded in 2003 in South Carolina and has grown written premium from $8 million to $75 million by 2012. AIC is an A-rated insurance company and consistently offers the best price on workers compensation and general liability insurance for contractors, healthcare, and automotive services.
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Accident Insurance Company Workers' Comp
Accident Insurance Company started as a mono-line workers comp carrier and they remain focused on this line of coverage today. Aside from being one of the few private carriers currently offering competitive rates on new venture artisan contractors, they also do a great job of understanding the risks employers face in their industries and offering strong program solutions. Other features of AIC include:
- Fast quote and bind process with streamlined underwriting
- Aggressive and responsive claims management team
- Best deal on coverage for target class codes
- Innovative package programs with multi-line discounts
Accident Insurance Company Work Comp Appetite
AIC targets employer workers compensation premium between $1,000 and $100,000. They utilize real underwriters rather than rely on computer rating systems which often helps them provide lower rates than many other carriers. Some of their specialized programs include construction, healthcare, food industry, and garage keepers coverage.
Accident Insurance Company target classes for workers comp:
- Contractors and Construction:
- Electricians
- Plumbers
- Flooring Installation
- Janitorial Services
- Landscaping
- HVAC Contractors
- Concrete and Masonry
- Trim Carpenters
- Lawn Care
- Painters
- Garage and Auto Service:
- Used Car Dealers
- Gas Stations
- Repair Shops
- Quick Lube Shops
- Motorcycle and Trailer Sales
- Tire Repair
- Auto Recycling
- Residential Garbage Collectors
- Health and Home Care Services:
- Hospice
- Home Health Care Agencies
- Hospitals
- Nursing Homes
- Retirement Communities
- Assisted Living Facilities
- Outpatient Surgery Clinics
- Doctors and Dentists
Accident Insurance Company Excluded Classes
- Excluded Risks:
- Most Agricultural Operations
- Petroleum/Refinery Exposures
- Group Transportation
- Heights Above Two Stories
- Depth Below Four Feet
- Subcontractor Greater Than 40%
- 24 hours Operations
- Long Haul Transportation
Workers Compensation Shop | AIC
Our agency works with Accident Insurance Company throughout the United States.
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Accident Insurance Company is a premier workers compensation carrier.
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