State Compensation Insurance Fund

Compare workers' compensation rates with California State Fund.

Start a Quote Online

Prefer to speak with A Workers' Compensation Specialist?

Give us a call today

About California State Fund

The State Compensation Insurance Fund, or SCIF, exclusively writes workers' comp insurance in California. They are a competitive state fund, which means their rates can vary significantly. SCIF offers competitive rates for companies with good claims experience and low risk class codes. They also serve as the state's carrier of last resort for employers who have had higher than average claims or a high experience modification rate.

When a business is unable to get quotes from 3 or more carriers in California, State Compensation Insurance Fund is required by state regulations to provide access to coverage. The cost of coverage may be significantly higher than a private insurance company.

We compare rates from 25 workers comp companies in California.

Top Quotes with State Compensation Insurance Fund?

SCIF California Workers Compensation Insurance

Get workers comp quotes from SCIF and compare rates with our other Carriers.

Other Business Class Codes

  • Commercial Cleaning
  • Painters
  • Concrete Flat Work
  • Trim Carpentry
  • Masonry
  • Manufacturing
  • Aviation

Our Specialists shop your coverage with more insurance companies.

Pay As You Go Workers Compensation Insurance CA.

Ask about our Pay As You Go plans designed to improve cashflow and bullet-proof your audits.

Affordable Coverage for all CA Business Owners

SCIF is a California insurance carrier. They are a competitive State Fund carrier. State Compensation Insurance Fund is an A-Rated insurance company and writes every class of business. They offer:

  • Access to coverage regardless of claims
  • Better pricing on lower claims
  • Easy annual audit process
  • Fraud investigation unit
  • Managed care services to reduce the cost and lost time issues of claims

Getting Service From California State Fund



State Fund


P.O. Box 8192
San Francisco, CA 94588

State Compensation Fund Links

Workers' Comp Industry Programs

SCIF is a California Insurance Carrier

Find Rules, Rates, Guideline, Forms and Helpful Information for California.

Compare State Compensation Insurance Fund Quotes?

How insurance companies determine rates for workers' compensation insurance quotes.

Our Quoting Process Makes Us Your Best Choice

Let us negotiate the best price for your workers' compensation coverage. Give us a try at 888-611-7467
  • Proprietary comparative rating software system.
  • Large book size to leverage with our carriers.
  • Highly trained agents specializing in workers comp.

California State Fund Insurance Information

Who Manages Workers' Compensation in California?

California is one of the few states that does not utilize NCCI for the administration of the state's workers comp system. The Workers' Compensation Insurance Rating Bureau of California operates the states program instead

What is the CA State Fund?

State Compensation Insurance Fund was formed by the state senate in 1914. They are a non-profit organization that is self-supporting based on insurance premium reserves. They are bound by state laws but operate as a quasi government entity.

SCIF is a competitive state fund. They have lower rates for desirable businesses and class codes. They also have much higher rates for high-risk industries and class codes written as the administer of California's Assigned Risk Program.

How do I Get Work Comp Quotes with SCIF?

A business can either work with a licensed insurance agent appointed with SCIF or they can choose to purchase coverage directly. SCIF will not provide quotes from other insurance companies so employers benefit more from working with an agent that is able to shop multiple companies for the best rates.

Is State Compensation Insurance Fund the Best Option?

While SCIF does have very competitive work comp rates for target class codes, there are a lot of excellent workers comp carriers to quote coverage with low rates and big discounts on premium. A good insurance agent negotiates rates with more carriers to ensure you get the best deal every year.

Who Needs Coverage in California?

Any business that hires even a single employee in California is required to purchase a policy. The definition of employee can even include individuals a business may believe are 1099 Employees. Most corporate officers must also be included in coverage unless they are the only shareholder and file the proper exclusion documents with the insurance company.

Ready to Start Your Quote?

Don't settle for cookie-cutter rates

Have an Agent Contact Me
  • Secure
  • Fast
  • Easy


Talk With a Work Comp Specialist
  • Free Consultation
  • No Obligation


Start Your Quote Online Now
  • Shop Like a Pro

Start a Quote
Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates.

Copyright 2024 Workers Compensation All rights reserved.
California DBA: I-Shop Online Insurance Agency.
Top rated insurance agency- BBB. Pay for workers comp insurance with a credit card. Workers Compensation Shop on Facebook. Workers Compensation Shop on LinkedIn. Workers Compensation Shop on Twitter.