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Maine Workers Compensation

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Maine Workers Compensation

We help Maine business owners find more affordable workers' compensation coverage.
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Find your state work comp rates and class codes for Maine.
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Questions? Call 888-611-7467 for a Maine Workers Compensation Shop Specialist

Workers Compensation is a national Agency, licensed throughout the United States.

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We've developed Pay As You Go worker compensation programs that reduce or eliminate premium deposits and allow Maine employers to report and pay premium based on actual payroll wages. Reduce your audit risk.

We've negotiated special terms with many of our insurance partners to offer more flexible payment options like 12 equal installments plans and monthly reporting programs to help improve cash flow for our business owners.

At Workers Compensation, we help Maine employers find the best deal on Workmen's Comp Coverage. Whether you are looking for Pay as You go Coverage or an installment plan, we can help you find lower rates.

Pay As You Go Workers Compensation

Perfect for all Maine Employers

Find a great deal on the best coverage

Don't wait for your Maine rates to increase

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Maine Workmens Comp Experts Maine Rates Fast and Easy Workmans Compensation Need Help With Maine Class Codes?

Rates on Workers' Compensation Insurance in Maine are more than the national average. Businesses pay 16 percent more for their Workers Comp Coverage in the state of Maine. This makes it very important for employers to make sure they are taking advantage of every opportunity to save on their work comp coverage.

Insurance rates vary significantly between NCCI classification codes. Let our Maine Workers Compensation Specialists help you determine your correct workers compensation class codes before you buy a policy. We'll help make sure your business is properly classified in a manner that maximizes your savings on workers comp insurance.

Pay As You Go workers compensation quotes Faster Workers Comp Quotes Workers Compensation Companies in Maine Shop Over 35 Insurance Carriers

We make the process of getting workers compensation quotes fast and easy. We know your time is valuable. That's why we work harder to streamline the quote process, compare your rates and coverages, and present your best options as quickly as possible. We often have your insurance quotes ready in less than 24 hours.

We're a National Agency, and we have tons of carriers offering work comp in Maine. We have access to over 35 insurance companies with a diverse appetite and competitive rates. Our markets know we expect the lowest rates, bigger discounts, and more policy credits when we request a quote.



Did you know that the cost of a workers comp policy in Maine can vary significantly between insurance company, underwriter, and insurance agency?

Workers comp questions   10 Good Questions to Ask Your Agent

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Workers comp questions   Our Best Selling Programs by Industry

Find the very best deal on workers compensation coverage.

Purchasing Workers Comp Insurance in Maine

2019 Maine Coverage Requirements

State workers compensation coverage requirements

All companies who employ one or more full or part-time employees are required by law to purchase workers compensation insurance in the state of Maine.

State workers compensation coverage requirements

Sole-Proprietors, Partners and LLC Members are excluded from coverage, but can elect to be included for coverage.

State workers compensation coverage requirements

Corporate Officers are automatically included in coverage, but they may elect to be excluded. To be excluded from coverage the officer must own at least 20 percent of the outstanding stock of a corporation.

State workers compensation coverage requirements

Employers not required to carry coverage are those employers who have employees engaged in agriculture or aquaculture as seasonal or casual laborers, if the employer maintains at least $25,000 in employers liability insurance, with at least $5,000 in medical payments coverage.

State workers compensation coverage requirements

Employers of six or fewer agricultural or aqua-cultural laborers are not required to carry coverage, if the employer maintains employers' liability insurance of at least $100,000 multiplied by the number of full time employees and has at least $5,000 in medical payments coverage.

State workers compensation coverage requirements

Employers of domestic servants in a private home are not required to carry coverage.

2019 Payroll Requirements for Owners

State workers compensation coverage requirements

Sole-Proprietors and Partners who include themselves on workers compensation coverage must use a payroll amount of $41,800 for rating purposes. (Accurate as of 3/1/2019 last changed by the state on 4/1/2018).

State workers compensation coverage requirements

Corporate Officers and LLC Members who are included in coverage must utilize a minimum payroll of $41,600 annually and a maximum payroll of $166,400 per year for the purpose of rating workers comp premiums (Accurate as of 3/1/2019 last changed by the state on 4/1/2018).

Maine Workers Compensation Insurance Quotes

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Workers Compensation Agents The Only Way to Buy Work Comp

At Workers' Compensation, we have taken the work out of shopping for insurance by tracking the lowest work comp rates and pairing them with the top performing insurance carriers over the past decade. This allows us to find your business the best coverage at the lowest rates in the industry.

Give us a call today at 888-611-7467 or get started online. We've already helped thousands of Maine employers buy more affordable coverage for their business.

Maine Agency License: AGN189722
National Producer Number: 5064979

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