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Rhode Island Workers Compensation

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Rhode Island Workers Compensation

We help Rhode Island business owners find more affordable workers' compensation coverage.
Workers Compensation Programs for Rhode Island. Rhode Island Workers Comp Programs
Learn about Workers Compensation programs available in Rhode Island.
Rhode Island workers compensation rates. RI Workers' Compensation Rates
Find your state workers comp rates and class codes for Rhode Island.
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View and complete RI workers compensation forms and applications.
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Find more information about Rhode Island workmen's comp insurance.
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Questions? Call 888-611-7467 for a Rhode Island Workers Compensation Shop Specialist

Workers Compensation is a national Agency, licensed throughout the United States.

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RI Work Comp Exemptions

We've developed Pay As You Go worker compensation programs that reduce or eliminate premium deposits and allow Rhode Island employers to report and pay premium based on actual payroll wages. Reduce your audit risk.

We've negotiated special terms with many of our insurance partners to offer more flexible payment options like 12 equal installments plans and monthly reporting programs to help improve cash flow for our business owners.

Some exemptions to required coverage for workers compensation in Rhode Island include sole-proprietors, partners, independent contractors, certain real estate agricultural, and domestic employees. Employers should contact the Rhode Island Department of Insurance for clarification to the exemption rules.

Pay As You Go Workers Compensation

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Rhode Island Workers Compensation

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Rhode Island Workmens Comp Experts Rhode Island Rates Fast and Easy Workmans Compensation Need Help With Rhode Island Class Codes?

Rates on Workers' Compensation Insurance in the Rhode Island are 7 percent higher than the national average. This makes it very important to ensure your business is taking advantage of every option available to get the best value for your workers comp coverage.

Insurance rates vary significantly between NCCI classification codes. Let our RI Workers Compensation Specialists help you determine your correct workers compensation class codes before you buy a policy. We'll help make sure your business is properly covered.

Pay As You Go workers compensation quotes Faster Workers Comp Quotes Workers Compensation Companies in Rhode Island Shop Over 35 Insurance Carriers

We make the process of getting workers compensation quotes fast and easy. We know your time is valuable. That's why we work harder to streamline the quote process, compare your rates and coverages, and present your best options as quickly as possible. We often have your insurance quotes ready in less than 24 hours.

We're a National Agency, and we have tons of carriers offering work comp in Rhode Island. We have access to over 35 insurance companies with a diverse appetite and competitive rates. Our markets know we expect the lowest rates, bigger discounts, and more policy credits when we request a quote.



Did you know that the cost of a workers comp policy in Rhode Island can vary significantly between insurance company, underwriter, and insurance agency?

Workers comp questions   10 Good Questions to Ask Your Agent

Workers comp questions   Qualify for Pay As You Go Workers Comp

Workers comp questions   Our Best Selling Programs by Industry

Find the very best deal on workers compensation coverage.

Purchasing Workers Comp Insurance in Rhode Island

2015 Rhode Island Coverage Requirements

State workers compensation coverage requirements

Companies with more than four full or part-time employees are required to purchase workers compensation insurance.

State workers compensation coverage requirements

Sole-Proprietors and Partners are excluded from coverage, but may elect to be covered.

State workers compensation coverage requirements

Corporate Officers and LLC Members are automatically included in coverage, but they have the option top be excluded.

State workers compensation coverage requirements

Licensed real estate brokers or salespersons, or licensed real estate appraisers are exempt from coverage, but only if a substantial amount of their payment is for a salary or commission base and payment is not made by the hour.

State workers compensation coverage requirements

Certain exemptions to the workers comp requirement exist including: independent contractors, real estate agents and brokers, agriculture employees and domestic service employees.

2015 Payroll Requirements for Owners

State workers compensation coverage requirements

Sole-Proprietors and Partners who include themselves on workers compensation coverage must use a payroll amount of $26,700 for rating purposes.

State workers compensation coverage requirements

Officers and LLC Members who are not excluded from coverage must utilize a minimum payroll of $46,800 and a maximum payroll of $182,000 for the purpose of rating workers comp premium.

Rhode Island Workers Compensation Insurance Quotes

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Learn more about workers compensation insurance in Rhode Island Work Comp:   Rhode Island | RI Programs| RI Rates | RI Forms | RI Info | RI Quotes
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At Workers Compensation, we help Rhode Island Employers find the best deal on workers comp coverage. Give us 3 minutes and we'll tell you whether or not we can help your business find more affordable coverage. If we can't help, we will give you our best advice on where to go next.

Give us a call today at 888-611-7467 or get started online. We've already helped thousands of Rhode Island employers buy more affordable coverage for their business.

Rhode Island Agency License: 2072963
National Producer Number: 5064979

Contact an Rhode Island Workmans Comp Specialist