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New Jersey Workers Compensation

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New Jersey Workers Compensation

We help New Jersey business owners find affordable workers' compensation coverage.
Workers Compensation Programs for New Jersey. New Jersey Work Comp Programs
Learn about Workers Compensation programs available in New Jersey.
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Find your state workers compensation rates and class codes for New Jersey.
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Questions? Call 888-611-7467 for a New Jersey Workers Compensation Shop Specialist

Workers Compensation is a national Agency, licensed throughout the United States.

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We've developed Pay As You Go worker compensation programs that reduce or eliminate premium deposits and allow New Jersey employers to report and pay premium based on actual payroll wages. Reduce your audit risk.

We've negotiated special terms with many of our insurance partners to offer more flexible payment options like 12 equal installments plans and monthly reporting programs to help improve cash flow for our business owners.

At Workers Compensation, we know exactly which insurance companies have the lowest cost for every class code available. Our rate tracking system helps us quote your business with the right carriers every time.

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We're a national agency that specializes in workers comp insurance. We work with our insurance carriers to develop and administer target programs with easier underwriting and better rates. When you quote with us, you get our best prices on workers comp every time.

Insurance rates vary significantly between workers comp classification codes. Let our NJ Workers Compensation Specialists help you determine your best workers compensation class codes before your buy a policy. We'll help make sure your business is properly covered.

Pay As You Go workers compensation quotes Quick Workers Comp Quotes Workers Compensation Companies in New Jersey Compare Over 35 Insurance Carriers

We make the process of getting workers compensation quotes fast and easy. We know your time is valuable. That's why we work harder to streamline the quote process, compare your rates and coverages, and present your best options as quickly as possible. We often have your insurance quotes ready in less than 24 hours.

We're a National Agency, and we have tons of carriers offering work comp in New Jersey. We have access to over 35 insurance companies with a broad appetite and competitive rates. Our markets know we expect the lowest rates, bigger discounts, and more policy credits when we request a quote.



Did you know that the cost of a workers comp policy in New Jersey can vary significantly between insurance company, underwriter, and insurance agency?

Workers comp questions   10 Good Questions to Ask Your Agent

Workers comp questions   Qualify for Pay As You Go Workers Comp

Workers comp questions   Our Best Selling Programs by Industry

Find the very best deal on workers compensation coverage.

Purchasing Workers Comp Insurance in New Jersey

2019 New Jersey Coverage Requirements

State workers compensation coverage requirements

All employers in New Jersey are required to provide workers comp coverage for employees. Out of state employers who hire employees in NJ and perform any work there are also required to have a policy.

State workers compensation coverage requirements

Sole-Proprietors, Partners and LLC Members are automatically excluded on a policy, but they can elect to be covered. A Notice of Election (Form 134 NJ) must be filed with the state and insurance company.

State workers compensation coverage requirements

All Corporate Officers are automatically included in coverage and are not permitted to exclude themselves from a policy.

State workers compensation coverage requirements

New Jersey law is broader than the IRS with regard to the definition of an employer-employee relationship. Employers can be held liable for coverage for non-typical employment situations.

2019 Payroll Requirements for Owners

State workers compensation coverage requirements

Sole-Proprietors, Partners and LLC Members included on a workers compensation policy must use a minimum payroll amount of $33,800 for work comp rating purposes. (As of 01/01/2019)

State workers compensation coverage requirements

Corporate Officers must utilize a minimum payroll of $33,800 and a maximum of $134,680 for the purpose of rating workers comp premium. (As of 01/01/2019)

New Jersey Workers Compensation Insurance Quotes

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At Workers Compensation, we help New Jersey employers find the best deal on their workers comp coverage. Give us 3 minutes of your time and we'll tell you whether or not we can help your business find more affordable coverage for your business. If we can't help, we will give you our best advice on where to go next.

Give us a call today at 888-611-7467 or get started online. We've already helped thousands of New Jersey employers buy more affordable coverage for their business.

New Jersey Agency License: 1210226
National Producer Number: 5064979

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