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Kentucky Workers Compensation

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Kentucky Workers Compensation

We help Kentucky business owners find the
most affordable workers' comp coverage.
Workers Compensation Programs for Kentucky. Kentucky Workers Comp Programs
Learn about Workers Compensation programs available in Kentucky.
Kentucky workers compensation rates. KY Workers' Compensation Rates
Find your state work comp rates and class codes for Kentucky.
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View and complete KY workers' compensation forms and applications.
Kentucky Workers Compensation Information KY Workers' Compensation Information
Find more information about Kentucky work comp insurance.
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Questions? Call 888-611-7467 for a Kentucky Workers Compensation Shop Specialist

Workers Compensation is a national Agency, licensed throughout the United States.

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We've developed Pay As You Go worker compensation programs that reduce or eliminate premium deposits and allow Kentucky employers to report and pay premium based on actual payroll wages. Reduce your audit risk.

We've negotiated special terms with many of our insurance partners to offer more flexible payment options like 12 equal installments plans and monthly reporting programs to help improve cash flow for our business owners.

With over 35 top rated insurance carriers to quote your work comp coverage, chances are we've got the best rates in the state. We can find the most complete coverage at the lowest rates around for most work comp class code in Kentucky.

Pay As You Go Workers Compensation

Perfect for all Kentucky Employers

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Kentucky Workmens Comp Experts Kentucky Rates Fast and Easy Workmans Compensation Need Help With Kentucky Class Codes?

In Kentucky, rates on Workers Comp Insurance are very good. They are 18 percent better than the national average as of 2018. Still there are many ways to save on your coverage. At Workers Compensation we have several different programs designed to help you get the most out of your work comp coverage.

Insurance rates vary significantly between NCCI classification codes. Let our KY Workers Compensation Specialists help you determine your correct workers compensation class codes before you buy a policy. We'll help make sure your business is properly covered.

Pay As You Go workers compensation quotes Faster Workers Comp Quotes Workers Compensation Companies in Kentucky Shop Over 35 Insurance Carriers

We make the process of getting workers compensation quotes fast and easy. We know your time is valuable. That's why we work harder to streamline the quote process, compare your rates and coverages, and present your best options as quickly as possible. We often have your insurance quotes ready in less than 24 hours.

We're a National Agency, and we have tons of carriers offering work comp in Kentucky. We have access to over 35 insurance companies with a diverse appetite and competitive rates. Our markets know we expect the lowest rates, bigger discounts, and more policy credits when we request a quote.



Did you know that the cost of a workers comp policy in Kentucky can vary significantly between insurance company, underwriter, and insurance agency?

Workers comp questions   10 Good Questions to Ask Your Agent

Workers comp questions   Qualify for Pay As You Go Workers Comp

Workers comp questions   Our Best Selling Programs by Industry

Find the very best deal on workers compensation coverage.

Purchasing Workers Comp Insurance in Kentucky

2019 Kentucky Coverage Requirements

State workers compensation coverage requirements

All Kentucky Employers are required to carry Workers' Compensation Insurance with only a few exceptions.

State workers compensation coverage requirements

Sole Proprietors and Partners are excluded from coverage, but can elect to be included.

State workers compensation coverage requirements

Corporate Officers are automatically included in coverage, but they may elect to be excluded.

State workers compensation coverage requirements

LLC Members are excluded from coverage, but qualified members may elect to be included. To be a qualified member one must participate in the decision making process and the profit and losses of the company.

2019 Payroll Requirements for Owners

State workers compensation coverage requirements

Sole Proprietors, Partners and LLC members who elect to be included for coverage must do so at a payroll of $44,200 (Accurate as of 3/1/2019, last updated by the state on 10/1/2018).

State workers compensation coverage requirements

Corporate Officers who are included in coverage must utilize a minimum payroll of $850 per week ($44,100 Annual) and a maximum payroll of $3,400 per week ($176,800 Annual) (Accurate as of 3/1/2019, last updated by the state on 10/1/2018).

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Learn more about workers compensation insurance in Kentucky Work Comp:   Kentucky | KY Programs| KY Rates | KY Forms | KY Info | KY Quotes
Workers Compensation Agents A+ Rating by Better Business.

At Workers Compensation we pride ourselves on servicing our customers the best. This pride has earned us an A+ Rating from the Better Business Bureau. We want to be your go to source for work comp needs in the state of Kentucky.

Give us a call today at 888-611-7467 or get started online. We've already helped thousands of Kentucky employers buy more affordable coverage for their business.

Kentucky Agency License: 746918
National Producer Number: 5064979

Contact an Kentucky Workmans Comp Specialist