Amazon DSP Insurance

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Amazon Delivery Service Partners.

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Workers' Comp Insurance for Amazon Delivery Partners

In recent years, Amazon has developed a program to enable delivery driver entrepreneurs the opportunity to start their own small business through the Amazon Delivery Service Partner Program. Through this program Amazon has a business model that includes startup costs, hiring, training, driver certifications, safety, and even required insurance coverages. Because of the extensive development of this program and its focus on safety, Many of our carriers are now quoting coverage for this new and exciting industry.

We partner with the best insurance companies writing Amazon DSP Insurance.

Pay As You Go

Improve cashflow and reduce the potential for big audit bills.

Comparison Pricing

Get quotes from multiple insurance companies to ensure the lowest rates.

Claims Management

Our partners have experienced claims managers to close claims quickly.

Our Top Carriers for Amazon DSP Service Providers
Accident Fund Insurance Company specializes in workers' compensation across the United States.

Accident Fund

Accident Fund Insurance Company of America has a direct focus on writing workers comp coverage for Amazon DSP Insurance.

Accident Fund

AmeriSafe Workers Compensation Insurance Roofing-Trucking.

AmeriSafe Insurance

AmeriSafe Insurance Company is a specialty carrier who write hard to place risks. They offer good rates and loss control services.

AmeriSafe Insurance

Cimarron Insurance Company writes hard to place workers comp in most states.

Cimarron Insurance

Cimarron is a fast growing insurance company providing Pay As You Go coverage for Amazon Delivery Service Providers.

Cimarron Insurance

Benchmark Insurance Company is a mono-line workers comp carrier doing business in most states.

Benchmark Insurance

Benchmark ia a fast growing carrier expanding into most states. Amazon DSP insurance is an industry target.

Benchmark Insurance

Normandy is a fast growing insurance company with a very broad underwriting appetite.

Normandy Insurance

Normandy has some of very good rates for Amazon Delivery. They are operating in many states.

Normandy Insurance

ICW Group is a national insurance company that quotes workers comp in most states.

ICW Group

ICW Group offers coverage for select DSP Providers. They have outstanding rates for target risks.

ICW Group

UBIC specializes in tough work comp class codes including amazon DSP Last Mile and Transportation.

UBIC Insurance

UBIC offers excellent rates as well as loss control resources for Amazon drivers and parcel delivery services.

UBIC Insurance

PIE Insurance began offering competitive rates on work comp in 2019 and are expanding fast.

PIE Insurance

PIE Insurance Company is a A-Rated Carrier. Amazon Delivery Service Providers are target class codes.

PIE Insurance

AmTrust offer workers compensation and general liability in virtually all states with an excellent reputation.


AmTrust Financial provides exceptional value for workers' compensation insurance throughout the United States.

AmTrust Insurance

We help business owners find the very best deal on workers' comp insurance.

The right quote makes a big difference in price.
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Workers' Compensation Class Codes Related to Last Mile Package Delivery

Employees are grouped into classification codes based on what they do in their job. The National Council on Compensation Insurance (NCCI) currently utilizes nearly 800 class codes to help insurance companies categorize employees. Insurance companies create a rate per $100 of payroll for each class code in order to price a policy.

Properly classifying workers is an important part of the quote process. Mis-classified employers could end up paying too much for coverage, or owing too much after an audit.

Class Code 7231 | Parcel and Package Delivery.

Businesses that deliver mail, parcel or packages. Companies that deliver and pick-up non-owned packages on a local basis.

Class Code 7219 | Trucking.

This class code is used for local haulers who transport general merchandise less than 200 miles from their business location or residence. May apply to portions of Amazon DSP Partners.

Alternative State Class Codes Amazon Delivery:

Many states often use special class codes, other than the NCCI recommended class codes, for certain industries.

Class Code State
7230 Texas
818 Delaware / Pennsylvania

Synonyms: Courier Service, Express Delivery, Amazon DSP Driver, Amazon Delivery Service Partner, Amazon Last Mile

Amazon DSP Program Insurance Requirements

In order to contract with Amazon and deliver packages and products to Amazon customers as part of the Delivery Service Program, DSP Partners must adhere to the following insurance requirements:

Workers' Compensation and Employers Liability with minimum limits of $1,000,000.

General Liability insurance with limits greater than $1,000,000 per occurrence and $2,000,000 for the general aggregate.

Business Auto Liability with a limit of $1,000,000 per occurrence for bodily injury and property damage.

Cargo Legal Liability greater than $25,000 per loss.

All policies must be written with insurance companies with an A.M. Best Rating of A- or better. Carriers must agree to notify Amazon 30 days in advance of any policy cancellations. GL and auto policies must name Amazon as an additional insured on the policy. Coverage must be Primary and on an occurrence basis. It should include a waiver of subrogation naming Amazon as additionally insured.

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Start a quote online or give one of our experts a call at 888-611-7467.

How Much Does Amazon DSP Insurance Cost?

The average rate our customers pay for workers' compensation under the parcel delivery class code is around $6.75 per $100 of payroll. The average cost for a a commercial liability package insurance policy is about $35,000.

Workers' Comp Costs

  • Work Comp is priced based on payroll
  • Your state and EMR Rating will affect your cost
  • The type of delivery work can modify rates
  • Premium discounts and policy credits may apply

General Liability Costs

  • GL rates are based on sales (rated per $1000)
  • Gross revenue may affect pricing
  • Delivery volume matters to underwriters
  • Prior clams and years in business affect pricing
  • SIC codes vary by industry

Auto Liability Costs

  • Auto liability is based on vehicle value
  • Gross revenue may affect pricing
  • Drivers' history matters to underwriters
  • Prior clams and years in business affect pricing

What Does Workers' Comp Cover?

What does workers comp cover?

Workers' comp coverage protects employees when injured. It makes good financial sense for both parties.

Injuries and accidents happen. A workers' comp policy is a no-fault system that pays for these accidents and claims. It's required by law in most states.
  • Loss of income for employees unable to perform job duties
  • Medical expenses for employees injured on the job
  • Retraining expenses for employees unable to return
  • Permanent injury or disability for lasting injuries
  • Survivor benefits if employees are killed on the job

Coverage does not protect employers from everything. Sometimes employees and employers can be negligent.

Workmans comp does not cover negligence
In some instances, workers' compensation coverage will not protect employers or employees from the legal liability resulting from a workplace injury.
  • Injuries resulting from a violation of the law
  • Incidents resulting from employees' use fo drugs or alcohol
  • Injuries that did not occur in connection with the job
  • Clear company policy violations
  • Injuries that did not occur in connection with the job

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Getting Amazon Delivery Service Partner Insurance quotes
We understand your business. And we work harder to shop your coverage. Here's what we will want to know:
  • Your business details and location(s)
  • Estimated payroll and class code information
  • Claim details and loss history- if applicable
Why shop your Amazon DSP coverage with us?
We've been doing this insurance stuff a long time. We know we're pretty good at it. Here's a few reasons to trust us:
  • Powerful relationships with our insurance partners
  • Strong leverage in price negotiations
  • Exceptional service and support after the sale

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Pay As You Go Workers Compensation Insurance Options.

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Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates.

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