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In Indiana employers are required to purchase workers compensation coverage if they employ one or more workers.
Sole Proprietors, Partners and LLC Members are all excluded from coverage, but have the option to be included.
Corporate Officers are included in coverage, but may elect to included.
Indiana requires Contractors in the building and construction trades to become certified with the Indiana Workers' Compensation Board.
Sole Proprietors, Partners, Corporate Officers and LLC Members who are included for workers comp coverage must do so at a payroll between $39,000 and $187,200 annually.
Every state has their own rules for how employees must be covered and how they must be classified for rating purposes. A lot of states use state specific class codes and have different requirements for who is obligated to carry workers' compensation insurance coverage.
If you have employees that travel out of state for work, or they work in multiple states throughout the year, you may need to purchase insurance for all the states where your workers are located and working. In most cases, you can add multiple states to one policy.
Workers' Compensation Insurance in Indiana can be purchased from private insurance companies authorized by the state to provide coverage. The Assigned Risk Pool, or State fund coverage, is available for employers who are unable to find coverage from a private company. WorkersCompensationShop.com can help you navigate your best options.
Policy premium is based on numerous factors including: class codes assigned to your business and employees, estimated payroll, covered states, prior policies, owner experience and claims.
We've developed Pay As You Go worker compensation programs that reduce or eliminate premium deposits and allow Indiana employers to report and pay premium based on actual payroll wages. Reduce your audit risk.
We've negotiated special terms with many of our insurance partners to offer more flexible payment options like 12 equal installments plans and monthly reporting programs to help improve cash flow for our business owners.
We're a national agency, but Indiana is one of our top states for workers comp coverage. That's because we partner with over 35 insurance companies who specialize in workers compensation. They're eager to quote your coverage.
Indiana is the second cheapest state in the country for buying Workers Compensation Insurance. Many employers still pay too much for their coverage by not taking advantage of all the programs and credits available. At Workers Compensation Shop.com we can save you money on your Workers' Compensation Insurance Policy. Start an online quote to find the many ways we can help your business.
Need Help With Indiana Class Codes?
Insurance rates vary significantly between NCCI classification codes. Let our IN Workers Compensation Specialists help you determine your correct workers compensation class codes before you buy a policy. We'll help make sure your business is properly covered. Call now to talk to an expert about all the many ways we can help your business 888-611-7467.
Faster Workers Comp Quotes
We make the process of getting workers compensation quotes fast and easy. We know your time is valuable. That's why we work harder to streamline the quote process, compare your rates and coverages, and present your best options as quickly as possible. We often have your insurance quotes ready in less than 24 hours.
Shop Over 35 Insurance Carriers
We're a National Agency, and we have tons of carriers offering work comp in Indiana. We have access to over 35 insurance companies with a diverse appetite and competitive rates. Our markets know we expect the lowest rates, bigger discounts, and more policy credits when we request a quote.
THE RIGHT QUOTE MAKES A DIFFERENCE.
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