Workers Comp for Roofing Companies

Find out if you qualify for lower workers comp rates for your roofing company.

Workers Compensation Insurance for Roofing Contractors

Learn more about our Roofing Workers Comp Insurance Programs.

There are almost 100,000 roofing contractors operating in the U.S., with over 285,000 employees. Many roofing companies have a hard time finding workers compensation coverage outside of their State Fund Pool because a lot of standard markets don't offer coverage for roofers. That's why we've worked with several of our best companies to create target programs for roofers. Give us a call to learn more about our programs for roofers.

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Workers Compensation for Roofers

Industry Classes Included in our Roofing Programs

Class Codes
Brief Business Description of Roofing Operations we Cover
5551
Roofing- All Types. This is the standard classification for most roofing contractors. It covers contractors who perform installation and repair of new and existing roofs on residential and commercial properties. Work may include flat, sloped, and builtup roofs and may include the installation or repair of joists, trusses, rafters, decks, sheathing, etc. Materials utilized may include shingles, metals, hot tar, composite materials, concrete aggregates, slate, tile, or paper.
8227
Construction Yard. Larger roofing companies who maintain a permanent facility or yard for material storage and maintenance of equipment may often utilize this classification on their policy for employees exclusively dedicated to the facility or yard.
5645
Residential Construction. When roofing installation is performed in conjunction with the construction of a residential dwelling by employees of the same general contractor then roofing may be applicable to this code. Applies only to residential construction under 3 stories.
NOTES
Our roofing programs require minimum payroll requirements and years in business depending on the state and the carriers' programs. Call our Specialists for specific details.
State Availability

All States except ND, OH, WA, and WY

Roofing Highlights

Pay As You Go Comp Coverage

A Rated Insurance Carriers

New Businesses Approved

Deductible Plan Options

Lapses in Coverage OK

Flexible Payment Plans

Our Top Carriers for Roofer Insurance Coverage

Amerisafe

Amerisafe is our "go to" carrier for roofing contractors in most states because their rates are hard to beat.

UBIC

UBIC is an up and coming insurance carrier with a Roofing Program as founder started as a roofing contractor.


MEM

Missouri Employers Mutual offer decent rates for roofers in Missouri and the are expanding.

Applied Underwriters

Applied Underwriters offers a partially self-insured program for roofers with larger premiums.


AIG

State Compensation Insurance

The California State Fund has competitive rates for roofers with good claims experience.

Class Sub-Categories

Residential Roofing

Commercial Roofers

Metal Roofing

Hot Asphalt

Flat Roofs

Warehouses

Grocery Stores

Get Roofing Insurance Quotes

We offer limited workmans comp quote options from some of our other insurance companies depending on your state, specific nature of roofing business, and prior claims experience. Give us a call today to learn more about our roofing programs or to see if your business qualifies.

Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates.
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