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Missouri Workers Compensation

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Missouri Workers Compensation

We help Missouri business owners find more affordable workers' compensation coverage.
Workers Compensation Programs for Missouri. Missouri Workers Comp Programs
Learn about Workers Compensation programs available in Missouri.
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Find state workers' compensation rates and class codes for Missouri.
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Questions? Call 888-611-7467 for a Missouri Workers Compensation Shop Specialist

Workers Compensation is a national online Agency, headquartered in Columbia, MO.

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We've developed Pay As You Go workers' compensation programs that reduce or eliminate premium deposits and allow Missouri employers to report and pay premium based on actual payroll wages. Reduce your audit risk.

We've negotiated special terms with many of our insurance partners to offer more flexible payment options like 12 equal installments plans and monthly reporting programs to help improve cash flow for our business owners.

We offer workers compensation quotes from over 35 insurance carriers selling insurance in MO, making us your best option for lower workers compensation rates, and coverage for tougher work comp class codes in Missouri.

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Great Rates for all Missouri Employers

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Don't wait for your Missouri rates to increase

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Missouri Workmens Comp Experts 2019 Rates Expected to Decrease in Missouri Fast and Easy Workmans Compensation Need Help With Missouri Class Codes?

According to the MO Department of Insurance, work comp rates for most class codes are expected to decrease approximately 2.9% this year. Its more important to shop workers compensation coverage when insurance rates are decreasing because a lot of carriers work harder to win new business.

Insurance rates vary significantly between NCCI classification codes. Let our MO Workers Compensation Specialists help you determine your correct workers compensation class codes before your buy a policy. We'll help make sure your business is properly covered.

Pay As You Go workers compensation quotes Faster Workers Comp Quotes Workers Compensation Companies in Missouri Shop Over 35 Insurance Carriers

We make the process of getting workers compensation quotes fast and easy. We know your time is valuable. That's why we work harder to streamline the quote process, compare your rates and coverages, and present your best options as quickly as possible. We often have your insurance quotes ready in less than 24 hours.

We're a National Agency, and we have tons of carriers offering work comp in Missouri. We have access to over 35 insurance companies with a diverse appetite and competitive rates. Our markets know we expect the lowest rates, bigger discounts, and more policy credits when we request a quote.



Did you know that the cost of a workers comp policy in Missouri can vary significantly between insurance company, underwriter, and insurance agency?

Workers comp questions   10 Good Questions to Ask Your Agent

Workers comp questions   Qualify for Pay As You Go Workers Comp

Workers comp questions   Our Best Selling Programs by Industry

Find the very best deal on workers compensation coverage.

Buying Workers Comp Insurance in Missouri

2019 Missouri Coverage Requirements

State workers compensation coverage requirements

Employers with five of more full-time or part-time employees are required to purchase workers compensation insurance. All construction related businesses are required to purchase coverage if they have one employee.

State workers compensation coverage requirements

Sole-Proprietors and Partners are automatically excluded for workers compensation, but they can elect to be covered.

State workers compensation coverage requirements

Corporate Officers are included for coverage. Missouri considers officers to be company employees and, therefore, they may not elect to be exempt under MO workers compensation laws unless the company has no more than two owners who are the only employees.

State workers compensation coverage requirements

LLC Members are automatically included on a workers compensation policy. However, they may elect to be excluded by excluding themselves on the Acord 130 application for workers compensation and completing a Missouri LLC Member Rejection of Coverage Form.

State workers compensation coverage requirements

All business owners must assign 10% of their payroll to class code 8810-Clerical or class code 8742-Sales.

2019 Payroll Requirements for Owners

State workers compensation coverage requirements

Sole-Proprietors and Partners who include themselves on workers compensation coverage must use a minimum payroll amount of $42,300 for rating purposes. (As of 01/01/2019)

State workers compensation coverage requirements

LLC Members and Corporate Officers must utilize a minimum payroll of $42,300 for the purpose of rating workers comp premium. (As of 01/01/2019)

Missouri Workers Compensation Insurance Quotes

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Learn more about workers compensation insurance in Missouri Work Comp:   Missouri | MO Programs| MO Rates | MO Forms | MO Info | MO Quotes
Workers Compensation Agents Real Agents, Based in Missouri.

At Workers Compensation, we help Missouri employers find the best deal on their workers' comp coverage. Whether you're looking for Pay As You Go coverage, or you want an affordable installment plan, we can help you find lower rates.

Give us a call today at 888-611-7467 or get started online. We've already helped thousands of Missouri employers buy more affordable coverage for their business.

Missouri Agency License: 8021583
National Producer Number: 5064979

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