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MO Workers Compensation Insurance

We help Missouri employers purchase more affordable workers compensation coverage.
Workers Compensation Questions in Missouri MO Workers Comp Programs
Learn about Workers Compensation programs for Missouri.
Pay As You Go Workers Compensation Insurance in Missouri MO Workers Comp Rates
Get state workers compensation rates and class codes in Missouri.
Workers Comp Information MO Workers Comp Forms
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Find more information about Missouri workers compensation insurance.

Questions? Call 888-611-7467 for a Missouri Workers Compensation Shop Specialist

$O Deposit or Minimum Down

Lower Monthly Payments

Easier to Qualify for Coverage

We've developed Pay As You Go worker compensation programs that reduce or eliminate premium deposits and allow Missouri employers to report and pay premium based on actual payroll wages. Reduce your audit exposure.

We've negotiated special terms with many of our insurance partners to offer more flexible payment options like 12 equal installments plans and monthly reporting programs to help improve cash flow for our business owners.

We offer workers compensation quotes from over 30 insurance carriers selling insurance in MO, making us your best option for lower workers compensation rates, and quotes for tougher work comp class codes in Missouri.

Pay As You Go Workers Compensation

Perfect for all Missouri Employers

Programs for Hard to Place Coverage

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Missouri Workmens Comp Experts 2014 Rates are on the Rise in Missouri Fast and Easy MO Workmans Compensation Need Help With Missouri Class Codes?

According to the MO Department of Insurance, the average employer is facing rate increase in excess of 8% for 2014. The Missouri Second Injury fund surcharge increased from 3% to 6% effective January 1st, 2014. Its more important than ever to shop workers compensation coverage for the lowest rates.

Insurance rates vary significantly between NCCI classification codes. Let our MO Workers Compensation Specialists help you determine your correct workers compensation class codes before your buy a policy. We'll help make sure your business is properly covered.

Combine payroll and workers compensation Combine Workers Comp and Payroll Workers Compensation Companies in Missouri Shop Over 30 MO Insurance Carriers

We've partnered with numerous payroll service providers in Missouri to provide Pay As You Go workers compensation insurance in conjuntion with simple and affordable payroll and tax administration. Ask our agents for a free, no obligation quote or see find out if your current processor works with our agency for Pay As You Go Reporting.

We're a National Agency, but our headquarters are located in Columbia, MO. We have access to over 30 insurance companies with a diverse appetite and competitive rates. Our markets know we expect the lowest rates, bigger discounts, and more policy credits when we request a quote. Call us today at 888-611-7467 or start your quote online today.

Purchasing Workers Comp Insurance in Missouri

2014 Coverage Requirements

• Companies with five or more full or part-time employees are required to purchase workers comensation insurance.

• Contractors with one or more full or part-time employees are required to buy coverage. Contractors are liable for injuries for uninsured subcontractors.

• Sole proprietors and owners are excluded from coverage unless they elect to be covered

• LLC members and corporate officers are considered employees in Missouri and are inlcluded in coverage. LLC members may elect to reject coverage and must complete a Rejection of Coverage Form.

2014 Payroll Requirments for Owners

• Payroll for owners and officers is $38,000. This applies to sole proprietors, partners, corporate officers, and LLC members.

Missouri Workers Compensation Insurance Quotes

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Workers Compensation Agents Real Agents. Based In Missouri.

At Workers Compensation, we help Missouri employers find the best deal on their workers comp coverage. Whether you're looking for Pay As You Go coverage, or you want an installment plan, we can help you find lower rates.

Give us a call today at 888-611-7467 or get started online. We've already helped more than 3,000 MO employers buy more affordable coverage for their business.

Missouri Agency Licence: 8021583
National Producer Number: 5064979

Contact a Missouri Workmans Comp Specialist