Alabama Workers Compensation Rates

Alabama Workers Comp Rates

Alabama workers' compensation rates continue to decrease in 2019.

Alabama now ranks number 29 for the highest workers’ compensation premium rates in the nation, according to a 2014 study completed by the Department of Consumer Business and Services. The study shows improvement from a 2012 study where Alabama ranked 21st most expensive rates overall. Alabama rates are averaging about 3% lower than the national median.

Alabama employers benefit from shopping their work comp insurance rates with 3 or more carriers to ensure the find quotes with the lowest filed rates in the state. Additionally, insurance companies doing business in Alabama are permitted by state law to issue premium credits and debits up to 25%. Employers with good loss runs should qualify for underwriting credits.

Contact an one of our AL Specialist at Workers Compensation Shop.com today to see if your business qualifies for lower rates and more premium discounts. Call 888-611-7467 or start your quote online today.

	Alabama Workers Compensation		Alabama Work Comp Programs
	AL Workers Comp Forms		AL Workers Comp Information

AL Rates for Select Work Comp Class Codes

Alabama workers' compensation rates listed below represent the current insurance rates, effective as of 3/1/17. New Alabama rates are proposed each by NCCI and then approved by the Department of Insurance. Insurance companies are able to offer discounts and scheduled credits for workers comp policies. We also offer Pay As You Go coverage in Alabama.
Class Code	Low Rate	High Rate
0035 Farm- Planting and Harvesting- Cannabis Growers	$1.50	$4.05
0042 Landscaping Service	$4.62	$12.48
0106 Tree Trimming- Pruning- Removal	$8.44	$22.80
0917 Residential Cleaning Service- Housekeepers	$3.35	$9.05
2121 Breweries- Craft Beers	$0.85	$2.30
2143 Winery- Wine Makers	$1.83	$4.94
2585 Carpet Cleaning	$2.56	$6.91
3632 Machine Shop	$1.83	$4.94
3724 Garage Door Installation	$3.27	$4.41
3821 Salvage Yard- Automobile Recycling	$4.92	$6.64
5022 Masonry Construction	$6.92	$9.34
5102 Door and Window Installers	$6.20	$8.37
5183 Plumbing Contractors	$3.20	$4.32
5190 Electric Work - Electrician	$2.14	$5.78
5221 Concrete Work-Flat Work Cement	$3.14	$8.48
5223 Pool Installation-Pool Maintenance	$5.77	$15.58
5348 Ceramic, Tile and Stone Work	$2.92	$7.89
5437 Trim-Finish Carpenters-Cabinets	$3.94	$10.64
5445 Drywall Contractors	$5.79	$15.64
5474 Painting Contractor	$3.61	$9.75
5478 Floor Installer-Wood-Carpet-Laminate	$4.70	$12.69
5535 Metal Building Construction	$5.81	$15.69
5537 HVAC- Heating and Cooling Service/Repair	$3.33	$8.99
5537* Solar Energy Contractors	$3.33	$8.99
5551 Roofing Contractors	$13.62	$36.79
5606 Asphalt & Paving Work	$0.91	$2.46
5645 Residential Construction - Home Builders - Re-modelers-Siding	$10.10	$27.28
6217 Excavation & Grading Work	$4.05	$10.94
6400 Fence Installation & Repair	$5.81	$15.69
7219 Trucking-Short Haul and Long Haul	$4.87	$13.15
7225 Towing Company	$3.93	$10.61
7230 Package and Parcel Delivery	$5.23	$14.13
7370 Non-Emergency Medical Transportation-Taxi-Limousine-Airport Shuttle	$3.00	$9.32
7605 Alarm Installation & Repair	$1.46	$3.94
7720 Security Guards - Patrol Officers	$2.49	$6.73
8006 Gas Stations - Convenient Stores	$2.49	$6.73
8017 Retail Stores-Merchandise-Cannabis Dispensary	$1.16	$3.13
8292 Warehousing and Storage Facility	$2.33	$6.29
8380 Auto Service and Repair - Mechanic	$2.53	$6.83
8393 Auto Body Repair	$1.06	$2.86
8742 Sales Professional	$0.25	$0.68
88.68 Social Service Organizations- Counseling- Family Services	$0.29	$0.78
8810 Clerical- Office Employees	$0.11	$0.30
8824 Retirement Living Centers- Congregate Communities	$2.35	$6.35
8829 Nursing Homes and Assisted Living Facilities	$1.68	$4.54
8831 Animal Shelters and Kennels- Veterinarian	$1.08	$2.92
8832 Medical Office- Doctor- Dentist- Chiropractor, Optometrist	$0.27	$0.73
8835 Home Healthcare Workers	$2.06	$5.56
8842 Nursing Homes and Assisted Living Facilities	$2.11	$5.70
8864 Social Service Organizations- Counseling- Family Services	$2.11	$5.70
8868 Religious Organization- Church- Temple	$0.29	$0.78
8869 Child Care Center- Daycare Providers	$0.83	$2.24
9012 Property Management- Leasing Agent	$0.99	$2.67
9014 Janitorial Service Contractors- Pest Control- Exterminating- Chimney	$1.98	$5.35
9015 Building Maintenance- Campgrounds- Camps- RV Parks	$2.69	$7.27
9052 Hotels and Motels	$1.56	$4.21
9060 Golf Courses and Country Clubs	$1.15	$3.11
9063 Fitness Center- Health Clubs- YMCA Programs	$0.75	$2.03
9082 Restaurants- Catering	$1.12	$3.03
9083 Fast Food Restaurant-Concessions-Doughnut Shop	$1.06	$2.86
9083* Mobile Food Trucks-Food Cart	$1.06	$2.86
9084 Bars-Taverns-Nightclubs	$1.09	$2.94
9102 Lawn Service and Maintenance	$1.91	$5.16
9180 Shooting Range- Amusement Park	$3.55	$9.59
9402 Septic Tank Cleaning- Portable Toilets	$4.62	$12.48
9403 Refuse Collection- Garbage- Trash Service	$5.15	$13.91
9516 Electrical Equipment Service & Repair	$5.74	$15.94
Alabama workers compensation rates vary by work comp class codes and insurance company underwriting standards. Employers' who have an Experience Modification Factor assigned to their business may have additional credits or debits applied to their insurance rates based on prior premium and workers compensation losses.