Connecticut Workers Compensation Rates

CT Rates for Select Work Comp Class Codes

Workers' compensation rates listed below for Connecticut represent the current insurance rates we've found effective 1/1/17. Insurance rates are set by the Connecticut Insurance Department and the Workers' Compensation Commission. Insurance companies are permitted to offer discounts and credits on policies. We offer Pay As You Go work comp coverage in CT.
Class Code	Low Rate	High Rate
0042 Landscaping	$9.43	$15.96
3632 Machine	$3.33	$5.63
3724 Garage Door Instalation	$5.58	$9.43
3821 Salvage Yard	$9.26	$15.67
5022 Masonry	$12.57	$21.27
5102 Door & Window Installation	$7.17	$12.12
5183 Plumbing	$6.07	$10.26
5190 Electrical	$3.47	$5.88
5221 Concrete Construction	$7.66	$12.95
5348 Ceramic Tile and Stone	$6.67	$11.28
5437 Carpentry	$10.42	$17.63
5474 Painting	$9.90	$16.75
5478 Flooring	$5.92	$10.01
5537 Heating and Cooling Services	$5.10	$8.62
5645 Carpentry Non Residential Construction	$17.68	$29.91
7228 Short Haul Trucking	$9.95	$16.84
7605 Burglary and Fire	$3.16	$5.36
8006 Gas Station	$3.61	$6.11
8017 Retail Store	$1.93	$3.27
8380 Auto Shop	$3.90	$6.60
8742 Outside Sales	$0.37	$0.63
8810 Clerical	$0.14	$0.24
8832 Doctors Office	$0.49	$0.83
8835 Home Health Care	$3.63	$6.14
8842 Group Homes- ALL Employees	$3.86	$6.53
9012 Building Operations by Contractor	$1.32	$2.23
9014 Contracted Janitorial	$3.37	$5.70
9015 Building Operations by Contractor	$4.06	$6.87
9052 Hotel Employees	$3.31	$5.60
9082 Restaurant	$1.59	$2.69
9083 Restaurant- Fast Food	$1.82	$3.08
9102 Lawn Care	$4.14	$7.00
9516 Electrical Equipment Service & Repair	$6.81	$11.52
There is not a State Fund in Connecticut. Instead, NCCI manages the assigned risk plan with select insurance carries. CT rates vary by workers compensation classification codes and insurance company underwriting guidelines. Employers' who have an Experience Mod Factor assigned to their business may have additional credits or debits applied to their insurance rates based on prior premiums and workers compensation losses.

Connecticut Uses NCCI jurisdiction to set Workers Comp Rates.

Connecticut has its rates set by the National Council for Compensation Insurance (NCCI). NCCI analyzes industry trends, prepares workers compensation insurance rate recommendations, assists in pricing proposed legislation, and provides a variety of data products to more than 900 insurance companies and nearly 40 state governments. It is the nation’s most experienced and widely used provider of workers compensation information, tools, and services.

The state of Connecticut uses NCCI for proper workers compensation ratemaking. This aims to achieve a simple insurance result-that insurers who write workers compensation insurance in a given state will collect adequate premium to cover the risk, or will at least have adequate loss cost information.

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State Resources for Connecticut

Connecticut Department Of Insurance

P.O. Box 816
Hartford, CT 06142-0816
800-203-3447
http://www.ct.gov/cid/site/default.asp

Connecticut Workers' Compensation Commission

21 Oak Street, Fourth Floor
Hartford, Connecticut 06106
860-493-1500
http://wcc.state.ct.us/

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Connecticut is under the Jurisdiction of the National Council for Compensation Insurance (NCCI) and contracts with Travelers as the state fund carrier.

Our agency can help employers find guaranteed state fund coverage in CT. If we can't find coverage with a private insurance provider we can help buy a state fund policy.

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$0 Money Down		Better Payment Options
We're a national leader in Pay As You Go Workers Compensation. We've developed low price programs to help reduce or eliminate down payments and allow employers to report and pay premium based on their actual wages.		We've negotiated the best deals with many of our insurance companies in order to offer more flexible payment options like 12 equal installment plans and monthly reporting to help improve cash flow for business owners.


Tough Class Codes		Faster Insurance Quotes
We offer an affordable quote for some of the toughest NCCI class codes and higher experience modifiers because we've partnered with national carriers who specialize in high hazard industries.		Our carriers and underwriters understand that we need to turn wc quotes quickly so our customers can buy coverage when they need it. We often turn quotes in less than 24 hours.