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Connecticut Workers Comp Rates

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Connecticut Workers Comp Rates

Connecticut workers' compensation rates continue to increase in 2019.

Connecticut has the second most expensive rates in the country for Workers' Compensation Insurance. The rates are 55% higher than the national average. While Connecticut suffers from some of the highest workers comp rates in the country we have a network of more than 30 insurance providers who help us find business owners the most complete coverage at the best rates in the industry. We also have flexible payment options that help Connecticut business owners get workers comp coverage on their terms.

Don't pay too much for your workers compensation coverage. Start a quote online or call one of our Workers' Compensation Specialist at 888-611-7467.

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CT Rates for Select Work Comp Class Codes Workers Compensation Icon.

Workers' compensation rates listed below for Connecticut represent the current insurance rates we've found effective 1/1/2019. Insurance rates are set by the Connecticut Insurance Department and the Workers' Compensation Commission. Insurance companies are permitted to offer discounts and credits on policies. We also offer Pay As You Go work comp programs in CT.

Class Code

Low Rate High Rate

0035 Farm- Planting and Harvesting- Cannabis Growers

$2.55 $4.23

0042 Landscaping Service

$6.97 $11.55

0106 Tree Trimming- Pruning- Removal

$8.85 $14.67

0917 Residential Cleaning Service- Housekeepers

$5.41 $8.97

2121 Breweries- Craft Beers

$1.38 $2.29

2143 Winery- Wine Makers

$2.25 $3.73

2585 Carpet Cleaning

$4.84 $8.02

2589 Dry Cleaning and Laundry Service

$1.82 $3.02

3632 Machine Shop

$2.52 $4.18

3724 Garage Door Installation

$4.56 $7.57

3821 Salvage Yard- Automobile Recycling

$6.53 $10.83

5022 Masonry Construction

$8.04 $13.32

5102 Door and Window Installers

$6.14 $10.17

5183 Plumbing Contractors

$3.93 $6.53

5190 Electrical Work- Electrician

$2.68 $4.44

5221 Concrete Work- Flat Work Cement

$6.23 $10.32

5223 Pool Installation- Pool Maintenance

$8.69 $14.40

5348 Ceramic, Tile and Stone Work

$4.53 $7.52

5437 Trim- Finish Carpenters- Cabinets- Countertops

$7.72 $12.79

5445 Drywall Contractors

$6.04 $10.01

5474 Painting Contractor

$6.33 $10.49

5478 Floor Installers- Wood-Carpet-Laminate

$4.18 $6.94

5535 Metal Building Construction

$6.54 $10.84

5537 Solar Energy Contractors- Installation

$3.85 $6.39

5537* HVAC- Heating and Cooling Service/Repair

$3.85 $6.39

5551 Roofing Contractors

$17.92 $29.71

5606 Asphalt & Paving Work

$1.45 $2.40

5645 Residential Construction- Home Builders- Remodelers- Siding

$13.13 $21.77

6217 Excavation and Grading Work

$4.80 $7.97

6400 Fence Installation & Repair

$8.34 $13.82

7219 Trucking- Short Haul and Long Haul

$6.76 $11.21

7225 Towing Company

$6.67 $11.06

7228 Short Haul Trucking

$9.95 $16.84

7230 Package and Parcel Delivery

$10.60 $17.57

7370 Non-Emergency Medical Transportation- Taxi- Limousine- Airport Shuttle

$4.16 $6.90

7605 Alarm Installation and Repair

$2.19 $3.63

7720 Security Guards- Patrol Officers

$3.27 $5.42

8006 Gas Stations- Convenient Stores

$2.56 $4.24

8017 Retail Stores- Merchandise- Cannabis Dispensary

$1.56 $2.59

8292 Warehousing and Storage Facility

$2.81 $4.66

8380 Auto Service and Repair- Mechanic

$2.77 $4.59

8742 Sales Professional

$0.28 $0.46

8810 Clerical- Office Employee

$0.10 $0.17

8824 Retirement Living Centers- Congregate Communities

$3.31 $5.49

8829 Nursing Homes and Assisted Living Facilities

$3.16 $5.24

8831 Animal Shelters and Kennels- Veterinarian

$1.24 $2.06

8832 Medical Office- Doctor- Dentist- Chiropractor, Optometrist

$0.34 $0.56

8835 Home Healthcare Workers

$2.43 $4.03

8842 Group Homes- Temporary Shelters- Disability Facility

$3.07 $5.09

8864 Social Service Organizations- Counseling- Family Services

$2.41 $4.00

8868 Religious Organization- Church- Temple

$0.36 $0.60

8869 Child Care Center- Daycare Providers

$0.91 $1.51

9012 Property Management- Leasing Agent

$0.87 $1.44

9014 Janitorial Service Contractors- Pest Control- Exterminating- Chimney

$2.74 $4.54

9015 Building Maintenance- Campgrounds- Camps- RV Parks

$3.20 $5.31

9052 Hotels and Motels

$2.33 $3.86

9060 Golf Courses and Country Clubs

$1.22 $2.02

9063 Fitness Center- Health Clubs- YMCA Programs

$0.73 $1.21

9082 Restaurants- Catering

$1.12 $1.86

9083 Mobile Food Truck- Food Cart-

$1.19 $1.97

9083* Fast Food Restaurant- Concessions- Doughnut Shop

$1.19 $1.97

9084 Bars-Taverns-Nightclubs

$1.53 $2.54

9102 Lawn Service and Maintenance

$2.66 $4.41

9180 Shooting Range- Amusement Park

$5.60 $9.28

9402 Septic Tank Cleaning- Portable Toilets

$4.86 $8.06

9403 Refuse Collection- Garbage- Trash Service

$8.67 $14.37

9516 Electrical Equipment Repair and Service

$3.98 $6.60

There is not a State Fund in Connecticut. Instead, NCCI manages the assigned risk plan with select insurance carries. CT rates vary by workers compensation classification codes and insurance company underwriting guidelines. Employers' who have an Experience Mod Factor assigned to their business may have additional credits or debits applied to their insurance rates based on prior premiums and workers compensation losses. We help Connecticut employers get lower workers comp rates for their businesses.

Connecticut Uses NCCI jurisdiction to set Workers Comp Rates.

Connecticut has its rates set by the National Council for Compensation Insurance (NCCI). NCCI analyzes industry trends, prepares workers compensation insurance rate recommendations, assists in pricing proposed legislation, and provides a variety of data products to more than 900 insurance companies and nearly 40 state governments. It is the nation’s most experienced and widely used provider of workers compensation information, tools, and services.

The state of Connecticut uses NCCI for proper workers compensation ratemaking. This aims to achieve a simple insurance result-that insurers who write workers compensation insurance in a given state will collect adequate premium to cover the risk, or will at least have adequate loss cost information.

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State Resources for Connecticut

Connecticut Department Of Insurance

P.O. Box 816
Hartford, CT 06142-0816

Connecticut Workers' Compensation Commission

21 Oak Street, Fourth Floor
Hartford, Connecticut 06106

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Connecticut is under the Jurisdiction of the National Council for Compensation Insurance (NCCI) and contracts with Travelers as the state fund carrier.

Our agency can help employers find guaranteed state fund coverage in CT. If we can't find coverage with a private insurance provider we can help buy a state fund policy.

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How to get the lowest rates on workers comp insurance.


We've developed exclusive relationships with our insurance companies to turn-around accurate and bindable workers comp quotes in no time at all.

Workers comp insurance rates   Start your quote online or call us at 888-611-7467

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No Money Down Workmans Comp Workers Comp Payments
$0 Money Down Better Payment Options

We're a national leader in Pay As You Go Workers Compensation. We've developed low price programs to help reduce or eliminate down payments and allow employers to report and pay premium based on their actual wages.

We've negotiated the best deals with many of our insurance companies in order to offer more flexible payment options like 12 equal installment plans and monthly reporting to help improve cash flow for business owners.

Workers Compensation Class Codes
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Tough Class Codes Faster Insurance Quotes

We offer an affordable quote for some of the toughest NCCI class codes and higher experience modifiers because we've partnered with national carriers who specialize in high hazard industries.

Our carriers and underwriters understand that we need to turn wc quotes quickly so our customers can buy coverage when they need it. We often turn quotes in less than 24 hours.

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Learn more about workers compensation insurance in Connecticut Work Comp:   Connecticut | CT Programs| CT Rates | CT Forms | CT Info | CT Quotes
Workers Compensation Agents The Only Way to Buy Work Comp.

At Workers' Compensation we help Connecticut Employers find the best deal on their workers comp coverage. We have taken the work out of shopping for insurance by tracking the lowest work comp rates and pairing them with the top performing insurance companies over the past decade. This allows us to find your business the best coverage at the lowest rates in the industry

Give one of our Connecticut workers compensation specialists a call today at 888-611-7467 to see if your business qualifies for lower workers compensation insurance rates.

Connecticut Agency License: 2331376
National Producer Number: 5064979

Contact a Connecticut Workmans Comp Specialist