Connecticut Workers Compensation Rates

CT Rates for Select Work Comp Class Codes

Workers' compensation rates listed below for Connecticut represent the current insurance rates we've found effective 1/1/2019. Insurance rates are set by the Connecticut Insurance Department and the Workers' Compensation Commission. Insurance companies are permitted to offer discounts and credits on policies. We also offer Pay As You Go work comp programs in CT.
Class Code	Low Rate	High Rate
0035 Farm- Planting and Harvesting- Cannabis Growers	$2.55	$4.23
0042 Landscaping Service	$6.97	$11.55
0106 Tree Trimming- Pruning- Removal	$8.85	$14.67
0917 Residential Cleaning Service- Housekeepers	$5.41	$8.97
2121 Breweries- Craft Beers	$1.38	$2.29
2143 Winery- Wine Makers	$2.25	$3.73
2585 Carpet Cleaning	$4.84	$8.02
2589 Dry Cleaning and Laundry Service	$1.82	$3.02
3632 Machine Shop	$2.52	$4.18
3724 Garage Door Installation	$4.56	$7.57
3821 Salvage Yard- Automobile Recycling	$6.53	$10.83
5022 Masonry Construction	$8.04	$13.32
5102 Door and Window Installers	$6.14	$10.17
5183 Plumbing Contractors	$3.93	$6.53
5190 Electrical Work- Electrician	$2.68	$4.44
5221 Concrete Work- Flat Work Cement	$6.23	$10.32
5223 Pool Installation- Pool Maintenance	$8.69	$14.40
5348 Ceramic, Tile and Stone Work	$4.53	$7.52
5437 Trim- Finish Carpenters- Cabinets- Countertops	$7.72	$12.79
5445 Drywall Contractors	$6.04	$10.01
5474 Painting Contractor	$6.33	$10.49
5478 Floor Installers- Wood-Carpet-Laminate	$4.18	$6.94
5535 Metal Building Construction	$6.54	$10.84
5537 Solar Energy Contractors- Installation	$3.85	$6.39
5537* HVAC- Heating and Cooling Service/Repair	$3.85	$6.39
5551 Roofing Contractors	$17.92	$29.71
5606 Asphalt & Paving Work	$1.45	$2.40
5645 Residential Construction- Home Builders- Remodelers- Siding	$13.13	$21.77
6217 Excavation and Grading Work	$4.80	$7.97
6400 Fence Installation & Repair	$8.34	$13.82
7219 Trucking- Short Haul and Long Haul	$6.76	$11.21
7225 Towing Company	$6.67	$11.06
7228 Short Haul Trucking	$9.95	$16.84
7230 Package and Parcel Delivery	$10.60	$17.57
7370 Non-Emergency Medical Transportation- Taxi- Limousine- Airport Shuttle	$4.16	$6.90
7605 Alarm Installation and Repair	$2.19	$3.63
7720 Security Guards- Patrol Officers	$3.27	$5.42
8006 Gas Stations- Convenient Stores	$2.56	$4.24
8017 Retail Stores- Merchandise- Cannabis Dispensary	$1.56	$2.59
8292 Warehousing and Storage Facility	$2.81	$4.66
8380 Auto Service and Repair- Mechanic	$2.77	$4.59
8742 Sales Professional	$0.28	$0.46
8810 Clerical- Office Employee	$0.10	$0.17
8824 Retirement Living Centers- Congregate Communities	$3.31	$5.49
8829 Nursing Homes and Assisted Living Facilities	$3.16	$5.24
8831 Animal Shelters and Kennels- Veterinarian	$1.24	$2.06
8832 Medical Office- Doctor- Dentist- Chiropractor, Optometrist	$0.34	$0.56
8835 Home Healthcare Workers	$2.43	$4.03
8842 Group Homes- Temporary Shelters- Disability Facility	$3.07	$5.09
8864 Social Service Organizations- Counseling- Family Services	$2.41	$4.00
8868 Religious Organization- Church- Temple	$0.36	$0.60
8869 Child Care Center- Daycare Providers	$0.91	$1.51
9012 Property Management- Leasing Agent	$0.87	$1.44
9014 Janitorial Service Contractors- Pest Control- Exterminating- Chimney	$2.74	$4.54
9015 Building Maintenance- Campgrounds- Camps- RV Parks	$3.20	$5.31
9052 Hotels and Motels	$2.33	$3.86
9060 Golf Courses and Country Clubs	$1.22	$2.02
9063 Fitness Center- Health Clubs- YMCA Programs	$0.73	$1.21
9082 Restaurants- Catering	$1.12	$1.86
9083 Mobile Food Truck- Food Cart-	$1.19	$1.97
9083* Fast Food Restaurant- Concessions- Doughnut Shop	$1.19	$1.97
9084 Bars-Taverns-Nightclubs	$1.53	$2.54
9102 Lawn Service and Maintenance	$2.66	$4.41
9180 Shooting Range- Amusement Park	$5.60	$9.28
9402 Septic Tank Cleaning- Portable Toilets	$4.86	$8.06
9403 Refuse Collection- Garbage- Trash Service	$8.67	$14.37
9516 Electrical Equipment Repair and Service	$3.98	$6.60
There is not a State Fund in Connecticut. Instead, NCCI manages the assigned risk plan with select insurance carries. CT rates vary by workers compensation classification codes and insurance company underwriting guidelines. Employers' who have an Experience Mod Factor assigned to their business may have additional credits or debits applied to their insurance rates based on prior premiums and workers compensation losses. We help Connecticut employers get lower workers comp rates for their businesses.

Connecticut Uses NCCI jurisdiction to set Workers Comp Rates.

Connecticut has its rates set by the National Council for Compensation Insurance (NCCI). NCCI analyzes industry trends, prepares workers compensation insurance rate recommendations, assists in pricing proposed legislation, and provides a variety of data products to more than 900 insurance companies and nearly 40 state governments. It is the nation’s most experienced and widely used provider of workers compensation information, tools, and services.

The state of Connecticut uses NCCI for proper workers compensation ratemaking. This aims to achieve a simple insurance result-that insurers who write workers compensation insurance in a given state will collect adequate premium to cover the risk, or will at least have adequate loss cost information.