Workers Compensation

Maryland Workers Comp Info

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MD Workers Comp Information

Find the latest news and information about Maryland workers compensation insurance rules.

Workers Compensation Rates in Maryland are pretty good, but there are many ways you can get better value out of your Workers Compensation Policy. Our agents specialize in Workers Comp so they know every way to get the best value no matter your industry. There are numerous credits and deductions that not all business owners know about. Also there are several programs we offer to help a business with their cash-flow through out the year.

One program is Pay as Go Workers Compensation. This allows you to pay each month based on your payroll instead of estimating payroll for the entire year. This option prevents over or underpaying on your policy. Pay as You Go frees up lots of cash-flow for more immediate business needs.

Start a quote online in just a few minutes or call to speak with one of our agents to learn about all the ways we can help you with your Workers Comp Coverage.

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Call 888-611-7467 for Help With Maryland Workers Compensation Insurance

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Maryland Workers' Compensation Commission

10 East Baltimore Street
Baltimore, MD 21202-1641

What is Workers' Compensation?

The basic purpose of the Workers’ Compensation is to provide wage replacement benefits and medical treatment for employees who have been injured or become ill due to a work-related injury or illness. It prevents the employer from bearing the costs of injuries that occur during normal business operations.

How does workers comp help my employee?

Employees benefit from workers comp coverage by having lost wages covered while they are hurt or sick and not able to work. It also pays for medical costs they might incur as a result of the sickness or injury.

Contracting Classification Premium Adjustment Program.

This program is applicable to qualifying employers engaged in work with contractors. In order to qualify for the program, a policy must have more than 50% of manual premium attributable to one or more construction classifications and be experience rated.

How does workers comp help my business?

Your business benefits by not being liable for injuries that occur as a part of normal business operations. This applies whether the injury was the fault of the business or was caused by negligent actions of the employee.

Is an independent contractor classified as an employee?

If you answer yes to any of the following questions than an independent contractor is considered an employee and you must carry workers comp coverage. Is the person paid hourly? Does the person perform work that regular employees of you rbusiness perform? Is all or a majority of the work that is the general nature of you rbusiness performed by contract labor? Do you Provide the material for the job?

More Programs and Quotes

We're always working with our insurance carriers to develop specialized programs for a broad range of industry class codes. Our Target Programs are designed to streamline the underwriting process and help ensure we offer the lowest rates available anywhere.

• Contractors

• Home Healthcare

• Janitorial Services

• Transportation

• Hospitality

• And More

Better programs from your commercial insurance brokers.

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Maryland Work Comp Information

Owner Coverage in Maryland

Sole proprietors and partners are automatically excluded from workers comp coverage in Maryland, but may elect to be included on the policy. If included, the rating payroll used is to calculate premium for owners is at a salary of $51,900.00.

Corporate officers are included in coverage, but may elect to be exempt. If included, the minimum weekly payroll is at a minimum rate of $1,000.00 and a maximum of $4,000.00 per week.

Let Workers Compensation help your business navigate workers comp insurance in Maryland.



We take the time to make sure your business and employees are classified correctly and then we get to work finding the lowest rates available for your insurance coverage.

•   National workers comp Specialists

•   Licensed throughout the United States

•   Programs for standard and tough class codes


Once we've got your best quotes back from our carriers, we take the time to help you understand your options and the next steps to get covered quickly.

•   Pay As You Go insurance coverage

•   Easy billing and installment plans

•   We've helped over 35,000 business owners

Learn more about workers compensation insurance in Maryland Work Comp:   Maryland | MD Programs| MD Rates | MD Forms | MD Info | MD Quotes
Workers Compensation Agents #1 Agency in Maryland.

At Workers Compensation it is our goal to be the #1 agency in Maryland for Work Comp. We partner with more than a dozen insurance providers who are eager to quote your policy.

Because of this large network of providers we are confident we can find you the most complete coverage at the absolute lowest rates around.

Call today for a quick and easy quote on workers comp insurance in Maryland 888-611-7467 or start your quote here online.

Maryland Agency License: 2093341
National Producer Number: 5064979

Contact a Maryland Workmans Comp Specialist