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Utah Workers Comp Rates

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Utah Workers Comp Rates

Utah workers' compensation rates to remain very competitive in 2019.

Workers' Compensation Insurance Rates in Utah are very good compared to the rest of the country. As of 2018 rates were 29 percent lower than the national average. Utah's workers compensation rates have remained steady for the last 5 years. Even though rates are very reasonable, many business owners are missing out on several cost saving programs for their workers comp coverage. We help companies get more credits and policy discounts from insurance carriers.

At Workers Compensation Shop.com we specialize in workers comp coverage and have the insight to help you save money on your coverage. Give us a call today to speak with one of our experts. Call 888-611-7467 or start a quote online.

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UT Rates for Select Work Comp Class Codes Workers Compensation Shop.com Icon.

The workers' compensation rates listed below for Utah represent the current lowest insurance rates effective 3/1/2019. Utah's State Fund does not publish their rates on coverage. Utah rates are regulated by the Labor Commission of Utah. Insurance companies may be able to offer discounts and credits on each insurance policy. We offer Pay As You Go workers compensation in Utah. Not all businesses will qualify for the lowest rates available or maximum policy credits. Our agency helps Utah employers buy workers compensation coverage at the lowest rates available.

Class Code

Low Rate High Rate

0035 Farm- Planting and Harvesting- Cannabis Growers

$1.48 $3.18

0042 Landscaping Service

$2.34 $5.03

0106 Tree Trimming- Pruning- Removal

$5.02 $10.79

0917 Residential Cleaning Service- Housekeepers

$2.54 $5.46

2121 Breweries- Craft Beers

$0.73 $1.57

2143 Winery- Wine Makers

$1.01 $2.17

2585 Carpet Cleaning

$1.91 $4.11

2589 Dry Cleaning and Laundry Service

$0.96 $2.06

3632 Machine Shop

$1.32 $2.84

3724 Garage Door Installation

$1.70 $3.65

3821 Salvage Yard-Automobile Recycling

$2.97 $6.38

5022 Masonry Construction

$3.87 $8.32

5102 Door and Window Installers

$4.46 $9.58

5183 Plumbing Contractors

$1.59 $3.42

5190 Electrical Work- Electrician

$1.39 $2.98

5221 Concrete Work- Flat Work Cement

$2.53 $5.44

5223 Pool Installation- Pool Maintenance

$3.37 $7.24

5348 Ceramic, Tile and Stone Work

$2.33 $5.00

5437 Trim- Finish Carpenters- Cabinets- Countertops

$3.36 $7.22

5445 Drywall Contractors

$3.60 $7.74

5474 Painting Contractor

$3.42 $7.35

5478 Floor Installers- Wood-Carpet-Laminate

$2.34 $5.03

5535 Metal Building Construction

$4.98 $10.71

5537 HVAC- Heating and Cooling Service/Repair

$2.28 $4.90

5537* Solar Energy Contractors- Installation

$2.28 $4.90

5551 Roofing Contractors

$12.15 $26.12

5606 Asphalt & Paving Work

$0.65 $1.00

5645 Residential Construction- Home Builders- Remodelers- Siding

$7.50 $16.13

6217 Excavation and Grading Work

$2.88 $6.19

6400 Fence Installation & Repair

$4.03 $8.66

7219 Trucking- Short Haul and Long Haul

$4.23 $9.09

7225 Towing Company

$3.04 $6.54

7230 Package and Parcel Delivery

$4.13 $8.88

7370 Non-Emergency Medical Transportation- Taxi- Limousine- Airport Shuttle

$2.80 $6.02

7605 Alarm Installation and Repair

$0.98 $2.11

7720 Security Guards- Patrol Officers

$1.52 $3.27

8006 Gas Stations- Convenient Stores

$1.06 $2.28

8017 Retail Stores- Merchandise- Cannabis Dispensary

$0.76 $1.63

8292 Warehousing and Storage Facility

$1.64 $3.46

8380 Auto Service and Repair- Mechanic

$1.23 $2.64

8393 Auto Body Repair

$0.96 $2.06

8742 Sales Professional

$0.18 $0.39

8810 Clerical- Office Employee

$0.08 $0.17

8824 Retirement Living Centers- Congregate Communities

$1.68 $3.61

8829 Nursing Homes and Assisted Living Facilities

$1.28 $2.75

8831 Animal Shelters and Kennels- Veterinarian

$0.92 $1.98

8832 Medical Office- Doctor- Dentist- Chiropractor, Optometrist

$0.15 $0.32

8835 Home Healthcare Workers

$1.12 $2.41

8842 Group Homes- Temporary Shelters- Disability Facility

$1.27 $2.73

8864 Social Service Organizations- Counseling- Family Services

$0.71 $1.53

8868 Religious Organization- Church- Temple

$0.16 $0.34

8869 Child Care Center- Daycare Providers

$0.61 $1.31

9012 Property Management- Leasing Agent

$0.43 $0.92

9014 Janitorial Service Contractors- Pest Control- Exterminating- Chimney

$1.65 $3.55

9015 Building Maintenance-Campgrounds-Camps-RV Parks

$1.73 $3.72

9052 Hotels and Motels

$1.07 $2.30

9060 Golf Courses and Country Clubs

$0.79 $1.70

9063 Fitness Center- Health Clubs- YMCA Programs

$0.46 $0.99

9082 Restaurants- Catering

$0.70 $1.51

9083 Fast Food Restaurant- Concessions- Doughnut Shop

$0.64 $1.38

9083* Mobile Food Truck- Food Cart-

$0.64 $1.38

9084 Bars-Taverns-Nightclubs

$0.92 $1.98

9102 Lawn Service and Maintenance

$1.93 $4.15

9180 Shooting Range- Amusement Park

$4.64 $9.98

9402 Septic Tank Cleaning- Portable Toilets

$3.62 $7.78

9403 Refuse Collection- Garbage- Trash Service

$3.98 $8.56

9516 Electrical Equipment Repair and Service

$1.74 $3.74

Utah workers comp rates vary by wc classification codes and insurance company underwriting guidelines. Employers' who have an Experience Modification Factor assigned to their business may have additional credits or debits applied to their insurance rates based on prior premiums and workers compensation losses. The State Fund in Utah is Workers Compensation Fund of Utah (WCF). Mutli-state coverage availabe coast-to-coast.


Who Pays for Workers Comp Insurance in Utah?

State law requires the employer to bear the cost of workers’ compensation insurance. Most employers buy workers’ compensation benefits, and the insurance company pays the benefits on the employer's behalf. No part of the workers’ compensation insurance premium or benefit can be charged to the employee. Other employers obtain the state’s approval to self-insure, which means that the employer will be responsible for paying its own claims through a self-insurance mechanism.


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State Resources for Utah

Labor Commission of Utah

Division of Industrial Accidents
160 E 300 South, 3rd Floor
PO Box 146610
Salt Lake City, UT 84114-6610
801-530-6800
laborcommission.utah.gov/

Workers' Compensation Fund of Utah (WCF)

100 West Towne Ridge Pkwy
Sandy, Utah 84070
800-446-2667
https://www.wcf.com/

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Utah is under the Jurisdiction of the National Council for Compensation Insurance (NCCI) and contracts with Travelers as the state fund carrier.

Our agency can help employers find guaranteed state fund coverage in UT. If we can't find coverage with a private insurance provider we can help buy a state fund policy.

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Workers comp insurance rates   Start your quote online or call us at 888-611-7467

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No Money Down Workmans Comp Workers Comp Payments
$0 Money Down Better Payment Options

We're a national leader in Pay As You Go Workers Compensation. We've developed low price programs to help reduce or eliminate down payments and allow employers to report and pay premium based on their actual wages.

We've negotiated the best deals with many of our insurance companies in order to offer more flexible payment options like 12 equal installment plans and monthly reporting to help improve cash flow for business owners.


Workers Compensation Class Codes
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Tough Class Codes Faster Insurance Quotes

We offer an affordable quote for some of the toughest NCCI class codes and higher experience modifiers because we've partnered with national carriers who specialize in high hazard industries.

Our carriers and underwriters understand that we need to turn wc quotes quickly so our customers can buy coverage when they need it. We often turn quotes in less than 24 hours.

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Learn more about workers compensation insurance in Utah Work Comp:   Utah | UT Programs| UT Rates | UT Forms | UT Info | UT Quotes
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The cost of workers compensation can vary greatly depending on carrier and the credits applied to the policy. We work with more than 35 nationwide carriers who are hungry to quote your business. Our agents can negotiate better coverage at even lower rates.

Give one of our Utah workers compensation Specialists a call today at 888-611-7467 to see if your business qualifies for lower workers compensation insurance rates.

Utah Agency License: 312009
National Producer Number: 5064979

Contact a Utah Workmans Comp Specialist