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Utah Workers Comp Rates

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Utah Workers Comp Rates

Utah workers' compensation rates to remain very competitive in 2018.

Workers' Compensation Insurance Rates in Utah are very good compared to the rest of the country. As of 2017 rates were 29 percent lower than the national average. These rates have remained steady for the last 5 years. Even though rates are good still many businesses miss out on several cost saving programs for their workers comp coverage.

At Workers Compensation we specialize in work comp coverage and have the insight to help you save on your coverage. Call us today to speak with one of our experts. 888-611-7467

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UT Rates for Select Work Comp Class Codes Workers Compensation Icon.

The workers' compensation rates listed below for Utah represent the current lowest insurance rates effective 6/1/17. Utah's State Fund does not publish their rates on coverage. Utah rates are regulated by the Labor Commission of Utah. Insurance companies may be able to offer discounts and credits on each insurance policy. We offer Pay As You Go workers compensation in Utah. Not all businesses will qualify for the lowest rates available or maximum policy credits.

Class Code

Low Rate High Rate

0042 Landscaping

$2.77 $5.95

3632 Machine Shop

$1.64 $3.53

3724 Garage Door Installation

$1.86 $4.00

3821 Salvage Yard

$3.55 $7.63

5022 Masonry

$4.81 $10.34

5102 Door & Window Installation

$4.16 $8.94

5183 Plumbing

$2.07 $4.45

5190 Electrical Wiring

$1.67 $3.59

5221 Concrete Construction

$3.57 $7.68

5348 Tile Installation

$3.71 $7.98

5437 Carpentry/Trim

$4.64 $9.98

5474 Painting

$4.08 $8.77

5478 Flooring

$3.00 $6.45

5645 Carpentry Noc. Residential Construction

$9.61 $20.66

7228 Short Haul Trucking

$3.49 $7.50

7605 Alarm Installation

$1.15 $2.47

8006 Gas Station

$1.34 $2.88

8017 Retail Store

$0.91 $1.96

8380 Auto Shop

$1.40 $3.01

8742 Outside Sales Person

$0.21 $0.45

8810 Clerical - NOC

$0.09 $0.19

8832 Doctors Office

$0.19 $0.41

8835 Home Health Care

$1.45 $3.12

8842 Group Homes

$1.40 $3.01

9012 Building Operations By Owner

$0.83 $1.78

9014 Janitorial Cleaning

$2.35 $5.05

9015 Building Operations By Contractor

$2.57 $5.53

9052 Hotel Employees

$1.47 $3.16

9082 Restaurant

$0.83 $1.78

9083 Restaurant Fast Food

$0.80 $1.72

9102 Lawn Care

$2.47 $5.31

9516 Electrical Equipment Service & Repair

$2.44 $5.25

Utah workers comp rates vary by wc classification codes and insurance company underwriting guidelines. Employers' who have an Experience Modification Factor assigned to their business may have additional credits or debits applied to their insurance rates based on prior premiums and workers compensation losses. The State Fund in Utah is Workers Compensation Fund of Utah (WCF).

Who Pays for Workers Comp Insurance in Utah?

State law requires the employer to bear the cost of workers’ compensation insurance. Most employers buy workers’ compensation benefits, and the insurance company pays the benefits on the employer's behalf. No part of the workers’ compensation insurance premium or benefit can be charged to the employee. Other employers obtain the state’s approval to self-insure, which means that the employer will be responsible for paying its own claims through a self-insurance mechanism.

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State Resources for Utah

Labor Commission of Utah

Division of Industrial Accidents
160 E 300 South, 3rd Floor
PO Box 146610
Salt Lake City, UT 84114-6610

Workers' Compensation Fund of Utah (WCF)

100 West Towne Ridge Pkwy
Sandy, Utah 84070

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Utah is under the Jurisdiction of the National Council for Compensation Insurance (NCCI) and contracts with Travelers as the state fund carrier.

Our agency can help employers find guaranteed state fund coverage in UT. If we can't find coverage with a private insurance provider we can help buy a state fund policy.

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How to get the lowest rates on workers comp insurance.


We've developed exclusive relationships with our insurance companies to turn-around accurate and bindable workers comp quotes in no time at all.

Workers comp insurance rates   Start your quote online or call us at 888-611-7467

Workers comp insurance rates   We will shop your policy with our UT carriers.

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No Money Down Workmans Comp Workers Comp Payments
$0 Money Down Better Payment Options

We're a national leader in Pay As You Go Workers Compensation. We've developed low price programs to help reduce or eliminate down payments and allow employers to report and pay premium based on their actual wages.

We've negotiated the best deals with many of our insurance companies in order to offer more flexible payment options like 12 equal installment plans and monthly reporting to help improve cash flow for business owners.

Workers Compensation Class Codes
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Tough Class Codes Faster Insurance Quotes

We offer an affordable quote for some of the toughest NCCI class codes and higher experience modifiers because we've partnered with national carriers who specialize in high hazard industries.

Our carriers and underwriters understand that we need to turn wc quotes quickly so our customers can buy coverage when they need it. We often turn quotes in less than 24 hours.

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Learn more about workers compensation insurance in Utah Work Comp:   Utah | UT Programs| UT Rates | UT Forms | UT Info | UT Quotes
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The cost of workers compensation can vary greatly depending on carrier and the credits applied to the policy. We work with more than 35 nationwide carriers who are hungry to quote your business. Our agents can negotiate better coverage at even lower rates.

Give one of our Utah workers compensation Specialists a call today at 888-611-7467 to see if your business qualifies for lower workers compensation insurance rates.

Utah Agency License: 312009
National Producer Number: 5064979

Contact a Utah Workmans Comp Specialist