Amazon DSP Insurance
We've developed more affordable insurance programs for
Amazon Delivery Service Partners.
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Workers' Comp Insurance for Amazon Delivery Partners
In recent years, Amazon has developed a program to enable delivery driver entrepreneurs the opportunity to start their own small business through the Amazon Delivery Service Partner Program. Through this program Amazon has a business model that includes startup costs, hiring, training, driver certifications, safety, and even required insurance coverages. Because of the extensive development of this program and its focus on safety, Many of our carriers are now quoting coverage for this new and exciting industry.
We partner with the best insurance companies writing Amazon DSP Insurance.
Improve cashflow and reduce the potential for big audit bills.
Get quotes from multiple insurance companies to ensure the lowest rates.
Our partners have experienced claims managers to close claims quickly.
Our Top Carriers for Amazon DSP Service Providers
Accident Fund
Accident Fund Insurance Company of America has a direct focus on writing workers comp coverage for Amazon DSP Insurance.
AmeriSafe Insurance
AmeriSafe Insurance Company is a specialty carrier who write hard to place risks. They offer good rates and loss control services.
Cimarron Insurance
Cimarron is a fast growing insurance company providing Pay As You Go coverage for Amazon Delivery Service Providers.
Benchmark Insurance
Benchmark ia a fast growing carrier expanding into most states. Amazon DSP insurance is an industry target.
Normandy Insurance
Normandy has some of very good rates for Amazon Delivery. They are operating in many states.
ICW Group
ICW Group offers coverage for select DSP Providers. They have outstanding rates for target risks.
UBIC Insurance
UBIC offers excellent rates as well as loss control resources for Amazon drivers and parcel delivery services.
PIE Insurance
PIE Insurance Company is a A-Rated Carrier. Amazon Delivery Service Providers are target class codes.
AmTrust
AmTrust Financial provides exceptional value for workers' compensation insurance throughout the United States.
The right quote makes a big difference in price.
Shop Amazon DSP Work Comp like the pro you are.
Workers' Compensation Class Codes Related to Last Mile Package Delivery
Employees are grouped into classification codes based on what they do in their job. The National Council on Compensation Insurance (NCCI) currently utilizes nearly 800 class codes to help insurance companies categorize employees. Insurance companies create a rate per $100 of payroll for each class code in order to price a policy.
Properly classifying workers is an important part of the quote process. Mis-classified employers could end up paying too much for coverage, or owing too much after an audit.
Class Code 7231 | Parcel and Package Delivery.
Businesses that deliver mail, parcel or packages. Companies that deliver and pick-up non-owned packages on a local basis.
Class Code 7219 | Trucking.
This class code is used for local haulers who transport general merchandise less than 200 miles from their business location or residence. May apply to portions of Amazon DSP Partners.
Alternative State Class Codes Amazon Delivery:
Many states often use special class codes, other than the NCCI recommended class codes, for certain industries.
| Class Code | State |
|---|---|
| 7230 | Texas |
| 818 | Delaware / Pennsylvania |
Synonyms: Courier Service, Express Delivery, Amazon DSP Driver, Amazon Delivery Service Partner, Amazon Last Mile
Amazon DSP Program Insurance Requirements
In order to contract with Amazon and deliver packages and products to Amazon customers as part of the Delivery Service Program, DSP Partners must adhere to the following insurance requirements:
Workers' Compensation and Employers Liability with minimum limits of $1,000,000.
General Liability insurance with limits greater than $1,000,000 per occurrence and $2,000,000 for the general aggregate.
Business Auto Liability with a limit of $1,000,000 per occurrence for bodily injury and property damage.
Cargo Legal Liability greater than $25,000 per loss.
All policies must be written with insurance companies with an A.M. Best Rating of A- or better. Carriers must agree to notify Amazon 30 days in advance of any policy cancellations. GL and auto policies must name Amazon as an additional insured on the policy. Coverage must be Primary and on an occurrence basis. It should include a waiver of subrogation naming Amazon as additionally insured.
Start a quote online or give one of our experts a call at 888-611-7467.
How Much Does Amazon DSP Insurance Cost?
The average rate our customers pay for workers' compensation under the parcel delivery class code is around $6.75 per $100 of payroll. The average cost for a a commercial liability package insurance policy is about $35,000.
Workers' Comp Costs
- Work Comp is priced based on payroll
- Your state and EMR Rating will affect your cost
- The type of delivery work can modify rates
- Premium discounts and policy credits may apply
General Liability Costs
- GL rates are based on sales (rated per $1000)
- Gross revenue may affect pricing
- Delivery volume matters to underwriters
- Prior clams and years in business affect pricing
- SIC codes vary by industry
Auto Liability Costs
- Auto liability is based on vehicle value
- Gross revenue may affect pricing
- Drivers' history matters to underwriters
- Prior clams and years in business affect pricing
What Does Workers' Comp Cover?
Workers' comp coverage protects employees when injured. It makes good financial sense for both parties.
- Loss of income for employees unable to perform job duties
- Medical expenses for employees injured on the job
- Retraining expenses for employees unable to return
- Permanent injury or disability for lasting injuries
- Survivor benefits if employees are killed on the job
Coverage does not protect employers from everything. Sometimes employees and employers can be negligent.
- Injuries resulting from a violation of the law
- Incidents resulting from employees' use fo drugs or alcohol
- Injuries that did not occur in connection with the job
- Clear company policy violations
- Injuries that did not occur in connection with the job
There's good service.
Then there's Trusted Service.
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Getting Amazon Delivery Service Partner Insurance quotes
- Your business details and location(s)
- Estimated payroll and class code information
- Claim details and loss history- if applicable
Why shop your Amazon DSP coverage with us?
- Powerful relationships with our insurance partners
- Strong leverage in price negotiations
- Exceptional service and support after the sale
Ready to Start Your Quote?
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