Industry Classes Included in our Lawn Service Programs
||Brief Business Description of Operations we Cover
||Park NOC. This is the most common classification used for lawn care companies and includes many related functions such as mowing, weeding, grounds maintenance, raking, fertilizing, and limited trimming and planting operations. Generally this class code is best suited for lawn care companies providing routine lawn services.
||Landscaping is distinguished from lawn care in that many of the tasks related to this class include new landscaping verses the maintenance of existing landscaping. Related work includes laying out grounds and retaining walls, planting, excavation, and sprinkler installation.
||This is a more specific class code related to the maintenance of athletic parks. It includes athletic parks where sporting events are viewed and applies to the care and maintenance of the entire facility.
||Tree pruning, spraying, and repairing is a specialized classification due to potential height exposure and the utilization of specific equipment such as chainsaws and sheers. This class may include pruning, removal, grinding, harvesting, and driving.
||Cemetery operations is closely related to these other codes in that much of the same work is performed. However, cemetery operations utilizes a specific code in most states.
||Many specialized park operations utilize this classification for rating coverage. Types of parks that may be apply include amusement parks, ranges, arenas, concessions, golf, boat rentals, racing, rodeos, tracks, and zoos.
||Classifying coverage for lawn care and landscaping industries can very between states due to exceptions and the nature of the operations. Contact one of our licensed producers for detailed information about your state requirements.
All States except ND, OH, WA, and WY
Lawn Care Highlights
Pay As You Go Coverage
A Rated Insurance Carriers
New Businesses Accepted
Deductible Plan Options
Lapses in Coverage Accepted
Other Lines of Coverage
In addition to offering specialized programs for workers compensation insurance, we've developed package programs for lawn and landscaping to include coverage for GL, property, equipment, and auto. Ask about our package options.