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See if your restaurant or bar qualifies for one of our Target Hospitality Programs.
Regardless of which segment of the bar and restaurant industry your business gets classified, we offer access to lower cost programs with a lot of carriers who consider these class codes as a target markets. Some of our insurance companies even offer
standard credits and discounts for restaurants and bars. Members of the Restaurant Association may receive a 10% policy credit on their quote.
All States except ND, OH, WA, and WY
Pay As You Go Coverage
A Rated Insurance Carriers
New Businesses Accepted
Deductible Plan Options
Lapses in Coverage Accepted
Live Entertainment Included
Risks with Security Limited
More Carriers if Closed by 1AM
Liquor Sales over 50% Approved
AmTrust offers program rates nationwide and a multi-line discount when you package workers compensation with a Business Owners Policy including liability and property coverage.
Patriot Underwriters has a strong appetite for bars and taverns with higher mod's and prior losses. They will quote with security and live entertainment.
First Comp offers very competitive rates on both fast food and fine dining restaurants in many states that other carriers are less competitive.
Accident Insurance Company has some of the lowest filed rates for bars and restaurants in the states they are licensed to offer workers comp coverage.
Employers is national carrier with the lowest filed rates for restaurants in many states. They offer a 10% credit to members of the Restaurant Association.
Hartford workers compensation insurance comes with broader coverage and additional policy credits for restaurants and bars that qualify.
Fine Dining Restaurants
Fast Food Restaurants
Breweries and Taverns
Bars with Entertainment
Bars with Security Guards
We offer additional quote options from some of our other insurance companies depending on your state, nature of business, and claims experience. Give us a call today to learn more about our programs for bars and restaurants. And to see if your business
qualifies for lower cost coverage on workmans comp.