Applied Underwriters Workers Compensation

Applied Underwriters is backed by Berkshire Hathaway Companies and was founded in the early 1990's to offer creative risk management options for premiums greater than $250k. The original program was more of a Retro Plan, but has since evolved into its current form to take advantage of the key features of both Retro and Self-Insured Captive arrangements. Other features include:

• 92% Customer Retention Rate
• Lowest Case Load Average per Adjuster in Industry
• 24 Hour Contact Commitment on Claims
• In House Pharmacy to Help Manage Medical Costs

Applied Underwriters Work Comp Appetite

Applied Underwriters Equity One program offers the same cost containment of a Retro Plan alongside the cash flow incentives of a guaranteed cost plan. Large companies are still able to share the risk/rewards of self-insuring claims without having to set aside a great deal of capital in reserves. The plan gives employers the opportunity to see significant savings over traditional guaranteed cost programs on the market. But the still minimize the risk required by each employer.

Applied Underwriters target classes for workers comp:

Construction Related:

Painting

Carpentry

Drywall

Plumbing

Landscaping

Tree Trimming

Crane Operations

Masonry

Excavation

Logging

Transportation:

Sand and Gravel Hauling

Furniture Movers

Trash Hauling

Long Hauling

Short-Haul Trucking

Dump Truck Operations

LTL Trucking

Package Delivery

Other Target Risks:

Saw Mills

Manufacturing

Home Health Care

Assisted Living

Restaurant Chains

Franchise Organizations

Environmental Services

Large Corporations

Retail Chains

Automotive Service

Auto Dealers

Government Sub-Contractors

Workers Compensation Shop | Applied Underwriters

Our agency works with Applied Underwriters throughout the United States to offer their unique approach to underwriting and pricing workers compensation for employers with premium greater than $250,000.00 per year. Applied Underwriters stakes its profitability on claims management. Since the insured is sharing in the profit and risk of each claim, Applied can only be profitable when they effectively managing claims in conjunction with their customers.