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Iowa Workers Compensation Rates

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Iowa Workers Compensation Insurance
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Iowa employers may appreciate the low workers compensation rates for the state.  Iowa is currently ranked number 36 out of 50 states for the lowest rates in the country.  Although Iowa comp rates have increased slightly since 2008, rates are still 11% below the national median.

With rates on the rise and more carriers entering the Iowa marketplace, now is a great time to shop your workers compensation rates in Iowa to make sure you are getting the best deal on coverage.

Workers Compensation is your #1 source for workers comp quotes in Iowa.  We write coverage for almost every industry class throughout the state including restaurants, construction, tree trimming, trucking, retailers, and offices.  Call us today at 888.611.7467 or get started online.

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Questions? Call 888.611.7467 for a Workers Compensation Shop Specialist


 IA Comp Rates


Iowa Rates for Select Workers Comp Class Codes

Class Code

Low Rate Fund Rate

0042 Landscaping

$8.64 $10.80

3632 Machine Shop

$5.12 $6.40

3821 Salvage Yard

$8.25 $10.31

5022 Masonry

$8.40 $10.50

5183 Plumbing

$6.40 $8.00

5190 Electrical

$4.47 $5.59

5221 Concrete Construction

$8.24 $10.30

5437 Carpentry/Trim

$8.42 $10.53

5474 Painting

$6.76 $8.45

5478 Flooring

$5.85 $7.31

5645 Carpentry NOC Residential Construction

$10.34 $12.93

7228 Short Haul Trucking

$8.88 $11.10

8006 Gas Station

$3.07 $3.84

8017 Retail Store

$1.81 $2.26

8380 Auto Shop

$4.16 $5.20

8742 Outside Sales

$0.60 $0.75

8810 Clerical

$0.32 $0.40

8832 Doctor's Office

$0.46 $0.58

8835 Home Health Care

$3.03 $3.79

9012 Building Operations by Owner

$1.92 $2.40

9014 Janitorial

$4.60 $5.75

9015 Building Ops by Contractor

$4.48 $5.60

9082 Restaurant

$2.00 $2.50

9083 Restaurant Fast Food

$1.83 $2.29

9102 Lawn Care

$4.00 $5.00

State Resources for Iowa

IA Insurance Department

330 Maple Street
Des Moines, IA 50319

Iowa Division of Workers' Compensation

1000 East Grand Avenue
Des Moines, Iowa 50319-0209
800-JOB-IOWA (562-4692)
515-281-5387 Phone
515-281-6501 Fax


Iowa is under NCCI jurisdiction.  If you are unable to find workers compensation coverage through a private insurance company, we can help place your policy with NCCI on a State Fund program.


Learn more about workers compensation insurance in Alabama

Lower You IA Comp Rates

Most employers don't realize that workers compensation can be negotiated with most carries.  Although manual rates are filed with the state, Iowa allows for volume discounting and scheduled credits up to 25% of premium.


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