Iowa Workers' Compensation Programs

Find More Savings With One of Our Select Workers' Comp Packages.

Our target programs for workers' compensation help Iowa employers save money.

We offer numerous programs aimed to help employers take full advantage of their workers compensation policies. One such program is Pay as You Go Workers Compensation Coverage. This allows business owners the flexibility to pay premiums monthly or quarterly instead of guessing what the payroll will be for the entire year. This helps businesses in two ways. First it frees up immediate cash-flow to be spent on other business needs other than workers compensation coverage. Second it prevents businesses from over or under paying and being audited throughout the year. Pay as You Go Workers Compensation Coverage is one of the many ways we can help with your Workers Comp Coverage.

Give us a call today at 888-611-7467 or if you are ready you can start a quote online.

Our programs target businesses where we have the best opportunity to provide maximum savings. Often times, we've worked out special considerations for underwriting and pricing with some of our insurance partners. More policy discounts and credits may be applied.

Target Programs for IA Workers Compensation

Don't see your business or industry? Don't worry, we've still got you covered.

Iowa Workers Comp
Pay As You Go

Improve Cash Flow- Pay As You Go

Our Pay As You Go workers' compensation insurance plans make it more affordable to buy workers' compensation insurance with little to no money required to start coverage. These plans also help reduce the risk of having a big audit bill at the end of the year because the premium you pay is based on your actual, real-time payroll.


We offer Pay As You Go workers comp from dozens of top-rated insurance companies. We can manage the reporting process directly, set your business up to report and pay the carriers, or work with your payroll provider to collect and pay your premium each pay period or monthly.

Buying Workers Comp Insurance in Iowa

Who Needs Coverage in Iowa?

In the state of Iowa, all employers are required to carry workers' compensation insurance.

Workers' Compensation Rates for the state of Iowa are almost exactly the national average.This makes it crucially important to shop your coverage with as many carriers as possible. We currently partner with more than 20 insurance carriers licensed and actively quoting policies in the state of Iowa. This allows us to shop your policy to many carriers and make them compete for your coverage. This in turn results in savings for you.

Because Agriculture is such a strong industry in Iowa there are many exclusions, rebates and discounts associated with this industry. Not all carriers offer the same discounts. Our agents are trained to help all business owners take full advantage of every program offered in their industry. Because of how many providers we partner with in the state of Iowa, we can negotiate better coverage and heavier discounts.

Affordable workmans comp for business owners.

WHAT IF MY INDUSTRY IS NOT LISTED AS A TARGET?

We've got you covered. We write workers' compensation insurance for lots of business types not listed above. Chances are we have the right products and carriers to hep you buy affordable coverage.
  • More than 50 top insurance companies quoting workers comp insurance.
  • Targeted Programs for standard businesses and tough class codes.
  • Start your workers comp insurance quote online or call us at 888-611-7467.
Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates.

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