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Indiana Workers Compensation Rates

Workers Compensation Insurance States Indiana IN Workers Comp Rates


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Indiana Workers Compensation Insurance
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In a recent study conducted in 2010, Indiana was recognized as having the cheapest workers compensation rates of all non-monopolistic states in the country.  On average, Indiana rates are a whopping 43% below the national median.  Only North Dakota (monopolistic) has lower workers compensation rates.

Indiana employers are in a great position to shop their workers compensation because many insurance companies are willing to compete for business in the state.  Our Specialists are trained to negotiate with carriers on your behalf in order to maximize the premium credit and workers compensation discounts currently available for Indiana employers.

Contact us today at 888.611.7467 or start a workers comp quote here online.

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Questions? Call 888.611.7467 for a Workers Compensation Shop Specialist


 IN Comp Rates


Indiana Rates for Select Workers Comp Class Codes

Class Code

Low Rate Fund Rate

0042 Landscaping

$3.59 $4.86

3632 Machine Shop

$1.63 $2.21

3821 Salvage Yard

$3.49 $4.72

5022 Masonry

$3.27 $4.43

5183 Plumbing

$1.96 $2.65

5190 Electrical

$1.98 $2.68

5221 Concrete Construction

$2.52 $3.41

5437 Carpentry/Trim

$3.07 $4.15

5474 Painting

$3.21 $4.34

5478 Flooring

$2.07 $2.80

5645 Carpentry NOC Residential Construction

$5.75 $7.70

7228 Short Haul Trucking

$3.66 $4.95

8006 Gas Station

$1.43 $1.94

8017 Retail Store

$0.93 $1.26

8380 Auto Shop

$1.73 $2.34

8742 Outside Sales

$0.26 $0.35

8810 Clerical

$0.13 $0.18

8832 Doctor's Office

$0.20 $0.27

8835 Home Health Care

$1.87 $2.53

9012 Building Operations by Owner

$0.66 $0.89

9014 Janitorial

$1.91 $2.59

9015 Building Ops by Contractor

$1.99 $2.69

9082 Restaurant

$1.17 $1.58

9083 Restaurant Fast Food

$1.08 $1.46

9102 Lawn Care

$1.93 $2.61

State Resources for Indiana

Worker's Compensation Board of Indiana

402 West Washington Street Room W-196
Indianapolis, Indiana 46204
(800) 824-COMP


5920 Castleway West Drive
Indianapolis, IN 46250
P.O. Box 50400
fax 317-842-3717

Indiana Insurance Department

311 W. Washington, Ste. 300
Indianapolis, IN 46204

We help Indiana business owners compare workers compensation insurance from up to 20 separate insurance companies.


Learn more about workers compensation insurance in Alabama

Indiana Class Codes

Indiana is unique in that the Indiana Compensation Rating Bureau does not always follow NCCI classification codes.  For some class codes, rules may be different from NCCI rules as Indiana has numerous state specific exceptions.


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