Arkansas Workers Comp Programs
Better rates with target workers compensation programs for Arkansas employers.
Even though employers in Arkansas enjoy some of the lowest rates on workers' compensation coverage in the country, many business owners do not take full advantage of all the programs designed to help them save money on their coverage. We have several programs designed to help with flexible payment options and industry specific discounts.
One such program we specialize in is called Pay as You Go Workers Comp Coverage. This program was designed with your businesses cash flow needs in mind. Instead of estimating what your businesses payroll will be throughout the year, this option allows you to pay your premium monthly based on the payroll each month. This option is great for any business that might have irregular payroll from month to month and year to year. For many business owners estimating payroll 12 months in advance is difficult and we designed this program with that in mind.
At Workers Compensation Shop.com we have numerous programs designed to help you take full advantage of your Workers' Compensation Policy. We have experts waiting to help you find the absolute best coverage for your businesses needs. Speak with an agent today by calling 888-611-7467 or start a quote online. It only takes a few minutes.
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Target Programs for AR Workers Compensation
Buying Workers Comp Insurance in Arkansas
Alabama Owner and Officer Exclusions
Alabama currently allows LLC owners, corporate officers, sole-proprietors, and partners to exclude themselves from workers compensation coverage. Owners may elect annually to be exempt from insurance coverage by filing a written certification of their election with the department and the insurance carrier providing coverage.
Why Shop Alabama Workers Comp?
Alabama's workers' compensation rates have been decreasing for the past few years. However, many insurance companies don't offer maximum discounts to employers who continue to renew coverage year-after-year. The reason is that insurance carriers are always interested in maximizing their own revenue. It's often helpful to shop you coverage when rates are decreasing to ensure your business is getting the very best price on coverage.
Most employers with 3 or more employees are required to have workers' compensation coverage in the state of Arkansas. Some exceptions apply for and some employers with less than three employees are required. It is always best to check your agent or confirm with the proper state agency to see if your business is required to carry coverage.
Rates on Workers' Compensation Coverage in Arkansas are some of the cheapest in the nation. As of 2014 they were 42 percent cheaper than the national average. Still many businesses are not taking full advantage of all the programs available to help them save on their work comp coverage. There are several industry specific programs and discounts available to most business owners. We have several flexible payment options that may be able to help your business free up cash-flow.
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- More than 35 companies quoting workers comp insurance.
- Programs for standard businesses and tough class codes.
- Start your quote online or call us at 888-611-7467.