California Workers Comp Rates

California workers' compensation rates expected to decrease in 2019.

California State Fund recently announced a 9.5% rate reduction due to a decrease in claims costs. The Dept. of Insurance has approved the rate filing. Private insurance companies are likely to follow suit in order to remain competitive. Despite the overall reduction, Employers may still see rate increases or decreases depending on class codes and experience factors.

California is the most expensive state for workers comp coverage. A 2018 study indicated that the average rates in CA were almost 188% higher than the study medium. California was ranked 13th in 2012, but rates have steadily increased since then.

Workers compensation rates can vary significantly between insurance companies in California. Several carriers left the state due to losses and market volatility, while other carriers have entered the CA market. California employers may benefit by shopping workman's comp in order to find the lowest rates.

Questions? Call 888-611-7467 Today for Help With CA Workers Compensation Rates
Get Started Here !
  • Secure
  • Fast
  • Easy

Or Have an Agent Contact Me:
*Required

CA Rates for Select Work Comp Class Codes

The workers' compensation rates listed below for California represent the current insurance rates we've found effective 1/1/2019. There is no guarantee that any business or employer will qualify for the lowest workers' compensation rates. Carriers don't have a universal rate filing date in CA, so each carrier may change their filed rates at different times of the year. California work comp rates can vary significantly by carrier. We shop with more carriers to ensure you find the lowest CA rates.

Class Code Low Rate High Rate
0035 Farm- Planting and Harvesting- Cannabis Growers $4.82 $15.04
0042 Landscaping Service $6.42 $24.10
0106 Tree Trimming- Pruning- Removal $12.58 $43.53
2121 Breweries- Craft Beers $3.05 $12.02
2142 Winery- Wine Makers $2.26 $7.07
2585 Carpet Cleaning $7.56 $28.62
2589 Dry Cleaning and Laundry Service $4.30 $14.12
3179 Package and Parcel Delivery $2.40 $11.26
3632 Machine Shop $2.75 $11.07
3724 Garage Door Installation $4.01 $16.28
3821 Salvage Yard-Automobile Recycling $8.34 $26.23
5027 Masonry Construction $12.11 $43.60
5028 Masonry (at least $24/hr) $7.47 $22.03
5029 Concrete Construction $5.09 $16.14
5102 Door and Window Installers $6.13 $26.65
5140 Electrical Work (a least $28/hr) $2.41 $8.37
5183 Plumbing Contractors $5.63 $27.82
5184 Plumbing (at least $21/hr) $3.89 $13.03
5190 Electrical Work- Electrician $4.53 $16.31
5201 Concrete Work (under $24/hr) $10.17 $33.36
5205 Concrete Work (at least $24/hr) $5.37 $18.17
5213 Concrete Work- Flat Work Cement $5.68 $18.92
5348 Ceramic, Tile and Stone Work $5.29 $19.21
5403 Carpentry (under $26/hr) $15.64 $50.10
5432 Trim- Finish Carpenters- Cabinets- Countertops $4.71 $18.70
5436 Hardwood Floor Installation $7.37 $21.99
5446 Drywall Contractors $6.43 $26.10
5474 Painting Contractor $8.83 $38.66
5482 Painting (at least $24/hr) $5.84 $18.07
5552 Roofing Contractors $23.06 $87.83
5606 Asphalt & Paving Work $0.72 $2.57
5610 Residential Construction- Home Builders- Remodelers- Siding $3.30 $10.39
6218 Excavation $5.54 $18.65
6220 Grading Work $4.04 $14.67
6400 Fence Installation & Repair $13.08 $25.93
7219 Trucking- Short Haul and Long Haul $8.06 $33.79
7227 Towing Company $8.40 $40.19
7232 Non-Emergency Medical Transportation- $11.80 $39.79
7365 Taxis- Limousine- Airport Shuttle $5.48 $20.67
7605 Alarm Installation and Repair $2.87 $11.61
7720 Security Guards- Patrol Officers $2.65 $9.30
8006 Gas Stations- Convenient Stores $3.86 $13.53
8017 Retail Stores- Merchandise- Cannabis Dispensary $2.63 $9.26
8292 Warehousing and Storage Facility $8.32 $29.38
8389 Auto Service and Repair- Mechanic $3.83 $13.75
8393 Auto Body Repair $3.05 $13.20
8740 Property Management- Leasing Agent $1.23 $4.43
8742 Sales Professional $0.36 $1.35
8810 Clerical- Office Employee $0.28 $0.99
8827 Home Health Care $6.37 $19.68
8829 Nursing Homes and Assisted Living Facilities $3.92 $13.58
8830 Home Healthcare Workers $1.42 $4.92
8830* Home Healthcare Workers $1.42 $4.92
8831 Animal Shelters and Kennels- Veterinarian $1.90 $6.08
8834 Doctors, and Physicians $1.22 $3.68
8839 Medical Office- Doctor- Dentist- Chiropractor, Optometrist $0.77 $2.66
8851 Retirement Living Centers- Congregate Communities $3.65 $12.76
8868 Religious Organization- Church- Temple $0.60 $2.74
9008 Janitorial Service Contractors- Pest Control- Exterminating- Chimney $8.68 $30.16
9015 Building Maintenance-Campgrounds-Camps-RV Parks $5.83 $20.18
9050 Hotels and Motels $6.88 $28.01
9053 Fitness Center- Health Clubs- YMCA Programs $1.97 $6.19
9060 Golf Courses and Country Clubs $4.04 $16.47
9070 Social Service Organizations- Counseling- Family Services $5.62 $10.40
9079 Mobile Food Truck- Food Cart- $3.17 $12.14
9079* Fast Food Restaurant- Concessions- Doughnut Shop $3.17 $12.14
9079*** Restaurants- Catering $3.17 $12.14
9096 Residential Cleaning Service- Housekeepers $12.36 $48.40
9097 Pool Installation- Pool Maintenance $3.99 $15.72
9102 Lawn Service and Maintenance $11.13 $11.13
9180 Shooting Range- Amusement Park $2.93 $10.15
9403 Refuse Collection- Garbage- Trash Service $6.19 $23.63
9426 Septic Tank Cleaning- Portable Toilets $5.95 $19.67
9516 Electrical Equipment Repair and Service $2.47 $8.69
9521 Carpet Installation $6.71 $21.46

California workers comp rates vary by industry classification codes and insurance company underwriting standards. Employers' who have an Experience Modification Factor assigned to their business may have additional credits or debits applied to their insurance rates based on prior premium and workers compensation losses.

Find Lower Workers Comp Rates

State Resources for California

California Department of Insurance

Consumer Communications Bureau
Los Angeles, CA 90013
213-897-8921
800-927-4357

CA Division of Workers Compensation

Post Office Box 420603
San Francisco, California 94142
415-703-4600
DWC Home Page

State Compensation Insurance Fund (SCIF)

1275 Market Street
San Francisco, CA 94103
415-565-1234
California State Fund

Workers' Compensation Insurance Rating Bureau of California

525 Market Street, Ste. 800
San Francisco, CA 94105-2716
415-777-0777
WCIRB

Workers’ Compensation Appeals Board (WCAB)

455 Golden Gate Avenue, Suite 9328
San Francisco, California 94102-3660
800-736-7401
California Appeals Board

Find Lower Workers Comp Rates
PRICE CHECK
Get a free insurance comparison today and see if your business qualifies for lower rates.

QUALIFY FOR LOWER WORKERS COMP RATES.

Lower workers comp rates.

NOT MUCH TIME?
NO PROBLEM.

We've developed exclusive relationships with our insurance companies to turn-around accurate and bindable workers comp quotes in no time at all.
  • Start your quote online or call us at 888-611-7467
  • We will shop your policy with our WA carriers.
  • You get the very best prices on workers comp.

No money down workers compensation.
$0 Money Down
We're a national leader in Pay As You Go Workers Compensation. We've developed programs designed to help reduce or eliminate down payments and allow employers to report and pay premium based on their actual wages.
Better payment options for workers compensation insurance coverage.
Better Payment Options
We've negotiated special terms with many of our insurance companies in order to offer more flexible payment options like 12 equal installment plans and monthly reporting to help improve cash flow for business owners.
Trusted Choice- Independent Insurance Agents Association.
Help with hard to place workers compensation insurance.
Tough Class Codes
We can offer a quote for some of the toughest NCCI class codes and higher experience modifiers because we've partnered with national carriers who specialize in high hazard industries.
Easy work comp quote.
Faster Quotes
Our partners and underwriters understand that we need to turn quotes quickly so our customers can purchase coverage when they need it. We often turn quotes in less than 24 hours.
Workers Compensation Shop Logo.
Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates.
Copyright 2020 Workers Compensation Shop.com. All rights reserved.
Top rated insurance agency- BBB. Pay for workers comp insurance with a credit card. Workers Compensation Shop on Facebook. Workers Compensation Shop on LinkedIn. Workers Compensation Shop on Twitter.