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California Workers Comp Rates

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California Workers Comp Rates

California workers' compensation rates expected to decrease in 2019.

California State Fund recently announced a 9.5% rate reduction due to a decrease in claims costs. The Dept. of Insurance has approved the rate filing. Private insurance companies are likely to follow suit in order to remain competitive. Despite the overall reduction, Employers may still see rate increases or decreases depending on class codes and experience factors.

California is the most expensive state for workers comp coverage. A 2018 study indicated that the average rates in CA were almost 188% higher than the study medium. California was ranked 13th in 2012, but rates have steadily increased since then.

Workers compensation rates can vary significantly between insurance companies in California. Several carriers left the state due to losses and market volatility, while other carriers have entered the CA market. California employers may benefit by shopping workman's comp in order to find the lowest rates.

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CA Rates for Select Work Comp Class Codes Workers Compensation Icon.

The workers' compensation rates listed below for California represent the current insurance rates we've found effective 1/1/2019. There is no guarantee that any business or employer will qualify for the lowest workers' compensation rates. Carriers don't have a universal rate filing date in CA, so each carrier may change their filed rates at different times of the year. California work comp rates can vary significantly by carrier. We shop with more carriers to ensure you find the lowest CA rates.

Class Code

Low Rate High Rate

0035 Farm- Planting and Harvesting- Cannabis Growers

$4.82 $15.04

0042 Landscaping Service

$6.42 $24.10

0106 Tree Trimming- Pruning- Removal

$12.58 $43.53

2121 Breweries- Craft Beers

$3.05 $12.02

2142 Winery- Wine Makers

$2.26 $7.07

2585 Carpet Cleaning

$7.56 $28.62

2589 Dry Cleaning and Laundry Service

$4.30 $14.12

3179 Package and Parcel Delivery

$2.40 $11.26

3632 Machine Shop

$2.75 $11.07

3724 Garage Door Installation

$4.01 $16.28

3821 Salvage Yard-Automobile Recycling

$8.34 $26.23

5027 Masonry Construction

$12.11 $43.60

5028 Masonry (at least $24/hr)

$7.47 $22.03

5029 Concrete Construction

$5.09 $16.14

5102 Door and Window Installers

$6.13 $26.65

5140 Electrical Work (a least $28/hr)

$2.41 $8.37

5183 Plumbing Contractors

$5.63 $27.82

5184 Plumbing (at least $21/hr)

$3.89 $13.03

5190 Electrical Work- Electrician

$4.53 $16.31

5201 Concrete Work (under $24/hr)

$10.17 $33.36

5205 Concrete Work (at least $24/hr)

$5.37 $18.17

5213 Concrete Work- Flat Work Cement

$5.68 $18.92

5348 Ceramic, Tile and Stone Work

$5.29 $19.21

5403 Carpentry (under $26/hr)

$15.64 $50.10

5432 Trim- Finish Carpenters- Cabinets- Countertops

$4.71 $18.70

5436 Hardwood Floor Installation

$7.37 $21.99

5446 Drywall Contractors

$6.43 $26.10

5474 Painting Contractor

$8.83 $38.66

5482 Painting (at least $24/hr)

$5.84 $18.07

5552 Roofing Contractors

$23.06 $87.83

5606 Asphalt & Paving Work

$0.72 $2.57

5610 Residential Construction- Home Builders- Remodelers- Siding

$3.30 $10.39

6218 Excavation

$5.54 $18.65

6220 Grading Work

$4.04 $14.67

6400 Fence Installation & Repair

$13.08 $25.93

7219 Trucking- Short Haul and Long Haul

$8.06 $33.79

7227 Towing Company

$8.40 $40.19

7232 Non-Emergency Medical Transportation-

$11.80 $39.79

7365 Taxis- Limousine- Airport Shuttle

$5.48 $20.67

7605 Alarm Installation and Repair

$2.87 $11.61

7720 Security Guards- Patrol Officers

$2.65 $9.30

8006 Gas Stations- Convenient Stores

$3.86 $13.53

8017 Retail Stores- Merchandise- Cannabis Dispensary

$2.63 $9.26

8292 Warehousing and Storage Facility

$8.32 $29.38

8389 Auto Service and Repair- Mechanic

$3.83 $13.75

8393 Auto Body Repair

$3.05 $13.20

8740 Property Management- Leasing Agent

$1.23 $4.43

8742 Sales Professional

$0.36 $1.35

8810 Clerical- Office Employee

$0.28 $0.99

8827 Home Health Care

$6.37 $19.68

8829 Nursing Homes and Assisted Living Facilities

$3.92 $13.58

8830 Home Healthcare Workers

$1.42 $4.92

8830* Home Healthcare Workers

$1.42 $4.92

8831 Animal Shelters and Kennels- Veterinarian

$1.90 $6.08

8834 Doctors, and Physicians

$1.22 $3.68

8839 Medical Office- Doctor- Dentist- Chiropractor, Optometrist

$0.77 $2.66

8851 Retirement Living Centers- Congregate Communities

$3.65 $12.76

8868 Religious Organization- Church- Temple

$0.60 $2.74

9008 Janitorial Service Contractors- Pest Control- Exterminating- Chimney

$8.68 $30.16

9015 Building Maintenance-Campgrounds-Camps-RV Parks

$5.83 $20.18

9050 Hotels and Motels

$6.88 $28.01

9053 Fitness Center- Health Clubs- YMCA Programs

$1.97 $6.19

9060 Golf Courses and Country Clubs

$4.04 $16.47

9070 Social Service Organizations- Counseling- Family Services

$5.62 $10.40

9079 Mobile Food Truck- Food Cart-

$3.17 $12.14

9079* Fast Food Restaurant- Concessions- Doughnut Shop

$3.17 $12.14

9079*** Restaurants- Catering

$3.17 $12.14

9096 Residential Cleaning Service- Housekeepers

$12.36 $48.40

9097 Pool Installation- Pool Maintenance

$3.99 $15.72

9102 Lawn Service and Maintenance

$11.13 $11.13

9180 Shooting Range- Amusement Park

$2.93 $10.15

9403 Refuse Collection- Garbage- Trash Service

$6.19 $23.63

9426 Septic Tank Cleaning- Portable Toilets

$5.95 $19.67

9516 Electrical Equipment Repair and Service

$2.47 $8.69

9521 Carpet Installation

$6.71 $21.46

California workers comp rates vary by industry classification codes and insurance company underwriting standards. Employers' who have an Experience Modification Factor assigned to their business may have additional credits or debits applied to their insurance rates based on prior premium and workers compensation losses.

More Programs and Quotes

We're always working with our insurance carriers to develop specialized programs for a broad range of industry class codes. Our Target Programs are designed to streamline the underwriting process and help ensure we offer the lowest rates available anywhere.

• Contractors

• Home Healthcare

• Janitorial Services

• Transportation

• Hospitality

• And More

Better programs from your commercial insurance brokers.

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State Resources for California

California Department of Insurance

Consumer Communications Bureau
Los Angeles, CA 90013

CA Division of Workers Compensation

Post Office Box 420603
San Francisco, California 94142
DWC Home Page

State Compensation Insurance Fund (SCIF)

1275 Market Street
San Francisco, CA 94103
California State Fund

Workers' Compensation Insurance Rating Bureau of California

525 Market Street, Ste. 800
San Francisco, CA 94105-2716

Workers’ Compensation Appeals Board (WCAB)

455 Golden Gate Avenue, Suite 9328
San Francisco, California 94102-3660
California Appeals Board

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We're a national leader in Pay As You Go Workers Compensation. We've developed low price programs to help reduce or eliminate down payments and allow employers to report and pay premium based on their actual wages.

We've negotiated the best deals with many of our insurance companies in order to offer more flexible payment options like 12 equal installment plans and monthly reporting to help improve cash flow for business owners.

Workers Compensation Class Codes
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Tough Class Codes Faster Insurance Quotes

We offer an affordable quote for some of the toughest NCCI class codes and higher experience modifiers because we've partnered with national carriers who specialize in high hazard industries.

Our carriers and underwriters understand that we need to turn wc quotes quickly so our customers can buy coverage when they need it. We often turn quotes in less than 24 hours.

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Learn more about workers compensation insurance in California Work Comp:  California | CA Programs| CA Rates | CA Forms | CA Info | CA Quotes
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California does not utilize NCCI for workers compensation ratings like most other states. Instead, the state has its own bureau and classification system. The Workers Compensation Rating Bureau of California operates the states programs.

We want to quote your California workers comp insurance. Give one of our California workers compensation Specialists a call today at 888-611-7467 for a free, no-obligating quote on workers compensation insurance.

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