Colorado Workers' Compensation Programs

Find More Savings With One of Our Select Workers' Comp Packages.

Save money with target workers compensation programs for Colorado employers.

As of 2014 rates on workers' compensation insurance are 19% lower than the national average. Still many employers are not taking advantage of all the programs offered to lower the costs for work comp coverage. One very popular cost saving program is Pay As You Go workers comp coverage.

Business owners love how Pay as You Go Coverage allows them to pay their premiums throughout the year instead of estimating payroll upfront. At the beginning of the year many businesses owners cannot accurately estimate payroll. This causes lots of businesses to over or under pay their premiums, leading to an audit or to an unexpected cost at the end of the year. Pay as You Go is just one of the many programs we offer to help you get the most out of your work comp coverage.

Whether you are located along the front range, up in the mountains or in the desert southwest; we can help lower your rates on workers' comp coverage. At Workers Compensation Shop.com, we shop Workers Compensation Insurance so you don't have to. Speak with an agent now by calling 888-611-7467 or request a free quote online.

Our programs target businesses where we have the best opportunity to provide maximum savings. Often times, we've worked out special considerations for underwriting and pricing with some of our insurance partners. More policy discounts and credits may be applied.

Target Programs for CO Workers Compensation

Don't see your business or industry? Don't worry, we've still got you covered.

Colorado Workers Comp
Pay As You Go

Improve Cash Flow- Pay As You Go

Our Pay As You Go workers' compensation insurance plans make it more affordable to buy workers' compensation insurance with little to no money required to start coverage. These plans also help reduce the risk of having a big audit bill at the end of the year because the premium you pay is based on your actual, real-time payroll.


We offer Pay As You Go workers comp from dozens of top-rated insurance companies. We can manage the reporting process directly, set your business up to report and pay the carriers, or work with your payroll provider to collect and pay your premium each pay period or monthly.

Buying Workers' Comp Insurance in Colorado

Who Needs Coverage in Colorado?

Nearly all employers who employ one or more employees are required to carry Workers' Compensation Incurance.

Rates in Colorado are good compared to the national average. As of 2014 rates are 19% lower than the national average. Rates are low because of lots of competition from many carriers within the stae and the partnership Colorado has with Pinnacol to fund the assigned risk. State that have a state fund or an assigned risk provider typically enjoy much lower rates on workers' compensation coverage than states with none.

Affordable workmans comp for business owners.

WHAT IF MY INDUSTRY IS NOT LISTED AS A TARGET?

We've got you covered. We write workers' compensation insurance for lots of business types not listed above. Chances are we have the right products and carriers to hep you buy affordable coverage.
  • More than 50 top insurance companies quoting workers comp insurance.
  • Targeted Programs for standard businesses and tough class codes.
  • Start your workers comp insurance quote online or call us at 888-611-7467.
Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates.

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