CO Workers Comp Programs

Save money with target workers compensation programs for Colorado employers.

As of 2014 rates on workers' compensation insurance are 19% lower than the national average. Still many employers are not taking advantage of all the programs offered to lower the costs for work comp coverage. One very popular cost saving program is Pay As You Go workers comp coverage.

Business owners love how Pay as You Go Coverage allows them to pay their premiums throughout the year instead of estimating payroll upfront. At the beginning of the year many businesses owners cannot accurately estimate payroll. This causes lots of businesses to over or under pay their premiums, leading to an audit or to an unexpected cost at the end of the year. Pay as You Go is just one of the many programs we offer to help you get the most out of your work comp coverage.

Whether you are located along the front range, up in the mountains or in the desert southwest; we can help lower your rates on workers' comp coverage. At Workers Compensation, we shop Workers Compensation Insurance so you don't have to. Speak with an agent now by calling 888-611-7467 or request a free quote online.

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Target Programs for CO Workers Compensation

Buying Workers Comp Insurance in Colorado

Alabama Owner and Officer Exclusions

Alabama currently allows LLC owners, corporate officers, sole-proprietors, and partners to exclude themselves from workers compensation coverage. Owners may elect annually to be exempt from insurance coverage by filing a written certification of their election with the department and the insurance carrier providing coverage.

Why Shop Alabama Workers Comp?

Alabama's workers' compensation rates have been decreasing for the past few years. However, many insurance companies don't offer maximum discounts to employers who continue to renew coverage year-after-year. The reason is that insurance carriers are always interested in maximizing their own revenue. It's often helpful to shop you coverage when rates are decreasing to ensure your business is getting the very best price on coverage.

Nearly all employers who employ one or more employees are required to carry Workers' Compensation Incurance.

Rates in Colorado are good compared to the national average. As of 2014 rates are 19% lower than the national average. Rates are low because of lots of competition from many carriers within the stae and the partnership Colorado has with Pinnacol to fund the assigned risk. State that have a state fund or an assigned risk provider typically enjoy much lower rates on workers' compensation coverage than states with none.

If you are ready you can start a quote online. It only takes a few minutes.

Get Work Comp Quotes
Or call us at 888-611-7467 to speak with a Workers Comp Specialists

We shop workers compensation with more than 35 insurance companies
Affordable workmans comp for business owners.


Don't worry if you don't see your type of business or industry listed above. We write workers comp for lots of companies who are not on the list. Chances are we have the right products and carriers to fit your needs.
  • More than 35 companies quoting workers comp insurance.
  • Programs for standard businesses and tough class codes.
  • Start your quote online or call us at 888-611-7467.
Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates.
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