DE Workers Comp Programs

Spend less money with target workers compensation programs for Delaware employers.

Delaware suffer from some of the most expensive rates on workers compensation coverage in the country. Still far too many business do not shop their policy around to ensure they are taking advantage of all the discounts and programs that are available to help them with their coverage.

At Workers Compensation, we specialize in workers comp and we are a nationwide agency. Because of this we partner with several insurance carriers who are actively quoting policies in the state. Most agencies only partner with a select few carriers. Because of our specialization and our larger number of partners, we can shop your policy around to get better rates. Also, we have more partners who offer several programs designed for specific industries and for flexible payment options.

One very popular program we offer is called Pay as You Go Workers Comp Coverage. With this program we give you the option to pay your premiums monthly instead of in one large payment at the beginning of the term. This frees up cash flow on the front end and prevents over or under paying on the back end of the policy term. This is just one of the many programs we offer to help you get the most out of your workers comp policy.

Start a quote here online or call one of our knowledgeable agents at 888-611-7467. We want to quote your business.

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Target Programs for DE Workers Compensation

Buying Workers Comp Insurance in Delaware

Alabama Owner and Officer Exclusions

Alabama currently allows LLC owners, corporate officers, sole-proprietors, and partners to exclude themselves from workers compensation coverage. Owners may elect annually to be exempt from insurance coverage by filing a written certification of their election with the department and the insurance carrier providing coverage.

Why Shop Alabama Workers Comp?

Alabama's workers' compensation rates have been decreasing for the past few years. However, many insurance companies don't offer maximum discounts to employers who continue to renew coverage year-after-year. The reason is that insurance carriers are always interested in maximizing their own revenue. It's often helpful to shop you coverage when rates are decreasing to ensure your business is getting the very best price on coverage.

All employers in the state of Delaware are required by state law to carry workers' compensation insurance.

Delaware has a tough market for employers when it comes to Workers' Compensation Insurance. It is one of the top ten most expensive states in the country to purchase workers comp coverage. There is little the state can do to combat this because of the small size of the state and the lack of competition amongst carriers. There simply is not enough business in the state to attract many more carriers to begin actively quoting policies. Without more competition there is not much incentive for the carriers who are operating in the state to offer many discounts.

Get Work Comp Quotes
Or call us at 888-611-7467 to speak with a Workers Comp Specialists

We shop workers compensation with more than 35 insurance companies
Affordable workmans comp for business owners.


Don't worry if you don't see your type of business or industry listed above. We write workers comp for lots of companies who are not on the list. Chances are we have the right products and carriers to fit your needs.
  • More than 35 companies quoting workers comp insurance.
  • Programs for standard businesses and tough class codes.
  • Start your quote online or call us at 888-611-7467.
Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates.
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