Delaware Workers' Compensation Programs

Find Better Coverage With One of Our Select Workers' Comp Solutions.

Spend less money with target workers compensation programs for Delaware employers.

Delaware suffer from some of the most expensive rates on workers compensation coverage in the country. Still far too many business do not shop their policy around to ensure they are taking advantage of all the discounts and programs that are available to help them with their coverage.

At Workers Compensation, we specialize in workers comp and we are a nationwide agency. Because of this we partner with several insurance carriers who are actively quoting policies in the state. Most agencies only partner with a select few carriers. Because of our specialization and our larger number of partners, we can shop your policy around to get better rates. Also, we have more partners who offer several programs designed for specific industries and for flexible payment options.

One very popular program we offer is called Pay as You Go Workers Comp Coverage. With this program we give you the option to pay your premiums monthly instead of in one large payment at the beginning of the term. This frees up cash flow on the front end and prevents over or under paying on the back end of the policy term. This is just one of the many programs we offer to help you get the most out of your workers comp policy.

Start a quote here online or call one of our knowledgeable agents at 888-611-7467. We want to quote your business.

In most states, We generally target businesses where we have the best opportunity to provide the most savings. Often times, we've worked out special considerations for underwriting and/or pricing with some of our insurance partners. More policy discounts and credits may be applied.

Target Programs for DE Workers Compensation

Don't see your business or industry? Don't worry, we've still got you covered.

Delaware Workers Comp
Pay As You Go

Improve Cash Flow- Pay As You Go

Our Pay As You Go workers' compensation insurance plans make it more affordable to buy workers' compensation insurance with little to no money required to start coverage. These plans also help reduce the risk of having a big audit bill at the end of the year because the premium you pay is based on your actual, real-time payroll.

We offer Pay As You Go workers comp from dozens of top-rated insurance companies. We can manage the reporting process directly, set your business up to report and pay the carriers, or work with your payroll provider to collect and pay your premium each pay period or monthly.

Buying Workers' Compensation Insurance in Delaware

Who Needs Coverage in Delaware?

All employers in the state of Delaware are required by state law to carry workers' compensation insurance.

Delaware has a tough market for employers when it comes to Workers' Compensation Insurance. It is one of the top ten most expensive states in the country to purchase workers comp coverage. There is little the state can do to combat this because of the small size of the state and the lack of competition amongst carriers. There simply is not enough business in the state to attract many more carriers to begin actively quoting policies. Without more competition there is not much incentive for the carriers who are operating in the state to offer many discounts.

Affordable workmans comp for business owners.


We've got you covered. We write workers' compensation insurance for lots of business types not listed above. Chances are we have the right products and carriers to hep you buy affordable coverage.
  • More than 50 top insurance companies quoting workers comp insurance.
  • Targeted Programs for standard businesses and tough class codes.
  • Start your workers comp insurance quote online or call us at 888-611-7467.
Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates.

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