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In Hawaii, rates on workers comp insurance are almost exactly the national average. Even though the rates are modest, many business owners do not take advantage of all the discounts and programs available to help with their workers comp policy.
One such program we specialize in is Pay as You Go Workers Comp Coverage. This program was designed with your businesses cash flow needs in mind. It allows you to pay your premiums on a monthly basis depending upon your payroll each month. This is a great option for businesses with irregular man hours. Many business owners like the fact this program requires less cost up front that can be used on other business needs.
Call one of our friendly agents at 888-611-7467 to see what program is best for your business.
In most states, We generally target businesses where we have the best opportunity to provide the most savings. Often times, we've worked out special considerations for underwriting and/or pricing with some of our insurance partners. More policy discounts and credits may be applied.
Don't see your business or industry? Don't worry, we've still got you covered.
Our Pay As You Go workers' compensation insurance plans make it more affordable to buy workers' compensation insurance with little to no money required to start coverage. These plans also help reduce the risk of having a big audit bill at the end of the year because the premium you pay is based on your actual, real-time payroll.
We offer Pay As You Go workers comp from dozens of top-rated insurance companies. We can manage the reporting process directly, set your business up to report and pay the carriers, or work with your payroll provider to collect and pay your premium each pay period or monthly.
Companies who employ one or more employees, full-time or part-time, permanent or temporary, are required to provide Workers' Compensation Coverage for the employees.
Rates on Workers Compensation Insurance have risen steadily in Hawaii over the past 5 years. Right now, they mirror the national average, but in just 2018 they were 12 percent less than the rest of the country. This makes it very important for a business owner to consult with an expert to make sure they are taking advantage of all the cost saving programs and discounts available to their business.
Get more information about workers' compensation in Hawaii:
Workers Compensation Info
Workers Comp Programs
National Broker Services