HI Workers Comp Programs
Save money with target workers compensation programs for Hawaii employers.
In Hawaii, rates on workers comp insurance are almost exactly the national average. Even though the rates are modest, many business owners do not take advantage of all the discounts and programs available to help with their workers comp policy.
One such program we specialize in is Pay as You Go Workers Comp Coverage. This program was designed with your businesses cash flow needs in mind. It allows you to pay your premiums on a monthly basis depending upon your payroll each month. This is a great option for businesses with irregular man hours. Many business owners like the fact this program requires less cost up front that can be used on other business needs.
Call one of our friendly agents at 888-611-7467 to see what program is best for your business.
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Target Programs for HI Workers Compensation
Buying Workers Comp Insurance in Hawaii
Alabama Owner and Officer Exclusions
Alabama currently allows LLC owners, corporate officers, sole-proprietors, and partners to exclude themselves from workers compensation coverage. Owners may elect annually to be exempt from insurance coverage by filing a written certification of their election with the department and the insurance carrier providing coverage.
Why Shop Alabama Workers Comp?
Alabama's workers' compensation rates have been decreasing for the past few years. However, many insurance companies don't offer maximum discounts to employers who continue to renew coverage year-after-year. The reason is that insurance carriers are always interested in maximizing their own revenue. It's often helpful to shop you coverage when rates are decreasing to ensure your business is getting the very best price on coverage.
Companies who employ one or more employees, full-time or part-time, permanent or temporary, are required to provide Workers' Compensation Coverage for the employees.
Rates on Workers Compensation Insurance have risen steadily in Hawaii over the past 5 years. Right now, they mirror the national average, but in just 2010 the were 12 percent less than the rest of the country. This makes it very important for a business owner to consult with an expert to make sure they are taking advantage of all the cost saving programs and discounts available to their business.
Get Work Comp Quotes
WHAT IF MY INDUSTRY
IS NOT LISTED AS A TARGET?
- More than 35 companies quoting workers comp insurance.
- Programs for standard businesses and tough class codes.
- Start your quote online or call us at 888-611-7467.
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