Idaho Workers Comp Rates

Idaho workers' compensation rates finally steady in 2019.

2019 Idaho workers' compensation rates will remain steady with an increase of only 0.2%. In Idaho, rates on Workers' Compensation Insurance are nine percent higher than the national average and they have risen steadily over the past five years. The state is currently the 14th most expensive state in the country to purchase coverage. This makes it crucial for employers to make sure they are taking advantage of every option available to maximize the value of their coverage.

At Workers Compensation we partner with a network of more than 35 insurance companies who are actively quoting coverage in Idaho. Our agents are able to leverage these partnerships to shop your policy for more complete coverage at better rates. Because of these partnerships, you can rest assured you are getting the absolute best rates in the industry.

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ID Rates for Select Work Comp Class Codes

The workers' compensation rates listed below for Idaho represent the best insurance rates we've found effective 1/1/2019. Idaho rates are regulated by the state Department of Insurance and the Idaho Industrial Commission. Insurance companies may be able to offer discounts and credits, up to 25%, on employer policies. We offer Pay As You Go workers comp coverage in Idaho. Not all employers will qualify for the lowest rates available or maximum policy credits. We shop rates with more carriers so our customers get the best deal on their coverage.

Class Code Low Rate High Rate
0035 Farm- Planting and Harvesting- Cannabis Growers $3.80 $6.08
0042 Landscaping Service $7.17 $11.47
0106 Tree Trimming- Pruning- Removal $10.80 $17.28
0917 Residential Cleaning Service- Housekeepers $7.27 $11.63
2121 Breweries- Craft Beers $2.51 $4.02
2143 Winery- Wine Makers $3.45 $5.52
2585 Carpet Cleaning $5.56 $8.90
2589 Dry Cleaning and Laundry Service $2.88 $4.61
3632 Machine Shop $4.04 $6.46
3724 Garage Door Installation $4.45 $7.12
3821 Salvage Yard- Automobile Recycling $9.05 $14.48
5022 Masonry Construction $10.62 $16.99
5102 Door and Window Installers $7.18 $11.49
5183 Plumbing Contractors $5.00 $8.00
5190 Electrical Work- Electrician $3.94 $6.30
5221 Concrete Work- Flat Work Cement $6.25 $10.00
5223 Pool Installation- Pool Maintenance $8.58 $13.73
5348 Ceramic, Tile and Stone Work $6.05 $9.68
5437 Trim- Finish Carpenters- Cabinets- Countertops $6.95 $11.12
5445 Drywall Contractors $8.61 $13.78
5474 Painting Contractor $9.22 $14.75
5478 Floor Installers- Wood-Carpet-Laminate $7.18 $11.49
5535 Metal Building Construction $8.35 $13.36
5537 HVAC- Heating and Cooling Service/Repair $5.81 $9.30
5537* Solar Energy Contractors- Installation $5.81 $9.30
5551 Roofing Contractors $18.89 $30.22
5606 Asphalt & Paving Work $1.31 $2.10
5645 Asphalt & Paving Work $15.59 $24.94
6217 Excavation and Grading Work $5.57 $8.91
6400 Fence Installation & Repair $7.89 $12.62
7219 Trucking- Short Haul and Long Haul $7.59 $12.14
7225 Towing Company $7.57 $12.11
7230 Package and Parcel Delivery $7.22 $11.55
7370 Non-Emergency Medical Transportation- Taxi- Limousine- Airport Shuttle $6.41 $10.26
7605 Alarm Installation and Repair $2.88 $4.61
7720 Security Guards- Patrol Officers $3.50 $5.60
8006 Gas Stations- Convenient Stores $2.68 $4.29
8017 Retail Stores- Merchandise- Cannabis Dispensary $1.81 $2.90
8292 Warehousing and Storage Facility $4.48 $7.17
8380 Auto Service and Repair- Mechanic $3.25 $5.20
8393 Auto Body Repair $2.01 $3.22
8742 Sales Professional $0.44 $0.70
8810 Clerical- Office Employee $0.24 $0.33
8824 Retirement Living Centers- Congregate Communities $6.19 $9.90
8829 Nursing Homes and Assisted Living Facilities $4.16 $6.66
8831 Animal Shelters and Kennels- Veterinarian $1.89 $3.02
8832 Medical Office- Doctor- Dentist- Chiropractor, Optometrist $0.46 $0.74
8835 Home Healthcare Workers $3.85 $6.16
8842 Group Homes- Temporary Shelters- Disability Facility $3.43 $5.49
8864 Social Service Organizations- Counseling- Family Services $2.49 $3.98
8868 Religious Organization- Church- Temple $0.64 $1.02
8869 Child Care Center- Daycare Providers $1.62 $2.59
9012 Property Management- Leasing Agent $1.19 $1.90
9014 Janitorial Service Contractors- Pest Control- Exterminating- Chimney $4.48 $7.17
9015 Building Maintenance- Campgrounds- Camps- RV Parks $4.71 $7.54
9052 Hotels and Motels $3.11 $4.98
9060 Golf Courses and Country Clubs $2.15 $3.44
9063 Fitness Center- Health Clubs- YMCA Programs $1.40 $2.24
9082 Restaurants- Catering $1.92 $3.07
9083 Fast Food Restaurant- Concessions- Doughnut Shop $1.66 $2.66
9083* Mobile Food Truck- Food Cart- $1.66 $2.66
9084 Bars-Taverns-Nightclubs $2.26 $3.62
9102 Lawn Service and Maintenance $4.15 $6.64
9180 Shooting Range- Amusement Park $7.80 $12.48
9402 Septic Tank Cleaning- Portable Toilets $4.83 $7.73
9403 Refuse Collection- Garbage- Trash Service $7.07 $11.31
9516 Electrical Equipment Repair and Service $4.74 $7.58

Idaho workers comp rates vary by industry classification codes and insurance company underwriting standards. Employers' who have an E-Mod- Experience Modification Rate assigned to their business may have additional credits or debits applied to their insurance rates based on prior premiums and workers compensation losses. The Idaho State Insurance Fund manages all assigned risk policies in the state.Start a quote today.

State Resources for Idaho

Idaho Department Of Insurance

P.O. Box 83720
Boise, ID 83720-0041

Idaho Industrial Commission

P.O Box 83720
Boise, ID 83720-0041

Idaho is under the Jurisdiction of the National Council for Compensation Insurance (NCCI) and contracts with Travelers as the state fund carrier.

Our agency can help employers find guaranteed state fund coverage in ID. If we can't find coverage with a private insurance provider we can help buy a state fund policy.

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We're a national leader in Pay As You Go Workers Compensation. We've developed programs designed to help reduce or eliminate down payments and allow employers to report and pay premium based on their actual wages.
Better payment options for workers compensation insurance coverage.
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We've negotiated special terms with many of our insurance companies in order to offer more flexible payment options like 12 equal installment plans and monthly reporting to help improve cash flow for business owners.
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Tough Class Codes
We can offer a quote for some of the toughest NCCI class codes and higher experience modifiers because we've partnered with national carriers who specialize in high hazard industries.
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Our partners and underwriters understand that we need to turn quotes quickly so our customers can purchase coverage when they need it. We often turn quotes in less than 24 hours.
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