IL Workers Comp Programs
Save money with target workers compensation programs for Illinois employers.
We've got great work comp programs available for Illinois business owners. Illinois is currently in our top 5 states for premium production in the U.S. Whether your located in cities such as Chicago, Springfield, or Aurora, chances are we've got affordable solutions for your coverage.
Some of our top IL industries include home health care, assisted living facilities, restaurants, day care providers, contractors, and trucking companies. We also help may other industries with flexible payment plans and Pay As You Go workers comp coverage.
Contact one of our Illinois workers comp Specialists today at 888-611-7467 to see if you qualify for a program.
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Target Programs for IL Workers Compensation
Buying Workers Comp Insurance in Illinois
Alabama Owner and Officer Exclusions
Alabama currently allows LLC owners, corporate officers, sole-proprietors, and partners to exclude themselves from workers compensation coverage. Owners may elect annually to be exempt from insurance coverage by filing a written certification of their election with the department and the insurance carrier providing coverage.
Why Shop Alabama Workers Comp?
Alabama's workers' compensation rates have been decreasing for the past few years. However, many insurance companies don't offer maximum discounts to employers who continue to renew coverage year-after-year. The reason is that insurance carriers are always interested in maximizing their own revenue. It's often helpful to shop you coverage when rates are decreasing to ensure your business is getting the very best price on coverage.
The state of Illinois requires that all employers doing business in the state have coverage. Even employers with a single part-time employee or only family members working for the business should have coverage.
Companies who utilize independent contractors may also be legally liable for the coverage for any sub-contractors. We recommend that businesses require sub-contractors to provide proof of coverage by requesting a Certificate of Insurance.
Illinois has made improvements the past few years with regard to the average cost of coverage in the state. Legislative reform passed over the past few years has made the state less litigious and helped to entice more insurance companies to begin offering more competitive rates in Illinois.
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WHAT IF MY INDUSTRY
IS NOT LISTED AS A TARGET?
- More than 35 companies quoting workers comp insurance.
- Programs for standard businesses and tough class codes.
- Start your quote online or call us at 888-611-7467.