The workers' compensation rates listed below for Indiana represent the lowest and highest insurance rates we've found effective 1/1/17. IN rates are set by the Indiana Compensation Rating Bureau. Private insurance carriers are permitted to offer discounts and credits on a workers comp policy. We offer Pay As You Go coverage in Indiana. Not all employers will qualify for the lowest rates available or maximum policy credits. |
Class Code |
Low Rate |
High Rate |
|
0042 Landscaping
|
$3.51 |
$4.84 |
|
3632 Machine
|
$1.46 |
$2.02 |
|
3724 Garage Door Installation
|
$1.90 |
$2.62 |
|
3821 Salvage Yard
|
$3.57 |
$4.93 |
|
5022 Masonry
|
$2.79 |
$3.85 |
|
5102 Door and Window Installation
|
$2.40 |
$3.31 |
|
5183 Plumbing
|
$1.23 |
$1.69 |
|
5190 Electrical
|
$1.58 |
$2.18 |
|
5221 Concrete Construction
|
$2.32 |
$3.20 |
|
5348 Ceramic, Tile, and Stone Work
|
$1.94 |
$2.68 |
|
5437 Carpentry/Trim
|
$2.82 |
$3.89 |
|
5474 Painting
|
$3.47 |
$4.79 |
|
5478 Flooring
|
$2.26 |
$3.12 |
|
5537 Heating and Cooling Service and Repair
|
$2.69 |
$3.71 |
|
5645 Carpentry Noc Res Construction
|
$5.58 |
$7.69 |
|
7228 Short Haul Trucking
|
$2.97 |
$4.10 |
|
7605 Burglary and Fire Alarm Systems
|
$1.66 |
$2.29 |
|
8006 gas
|
$1.29 |
$1.78 |
|
8017 Retail Store
|
$0.88 |
$1.22 |
|
8380 Auto Shop
|
$1.52 |
$2.10 |
|
8742 Outside Sales
|
$0.20 |
$0.28 |
|
8810 Clerical
|
$0.11 |
$0.15 |
|
8832 Doctors Office
|
$0.17 |
$0.24 |
|
8835 Home Health Care
|
$1.59 |
$2.19 |
|
8842 Group Homes- All Employees
|
$1.99 |
$2.75 |
|
9012 Building Operations by Owner
|
$0.91 |
$1.25 |
|
9014 Janitorial
|
$1.65 |
$2.27 |
|
9015 Building Operations by Contractor
|
$2.38 |
$3.28 |
|
9052 Hotel Employees
|
$1.32 |
$1.82 |
|
9082 Restaurant
|
$0.89 |
$1.23 |
|
9083 Restaurant Fast Food
|
$0.79 |
$1.09 |
|
9102 Lawn Care
|
$1.81 |
$2.50 |
|
9516 Electrical Equipment Service & Repair
|
$3.01 |
$4.15 |
Indiana is an Independent Bureau State, which means they don't utilize NCCI for the administration of workers compensation insurance. IN rates vary by work comp class codes and insurance company underwriting guidelines. Employers' who have an Experience Mod assigned to their business may have additional credits or debits applied to their insurance policy based on prior premiums and workers compensation claims. |
Indiana Compensation Rating Bureau (ICRB)
ICRB is the assigned risk plan for the state of Indiana. When employers can’t find workers compensation insurance in the regular market, they have this provider available as a market of last resort. This market is also known as the assigned risk market, residual market, or the pool. Once an employer can’t find coverage from three insurance companies, it can apply for coverage in the market of last resort. Assuming the employer meets all other qualifications, the ICRB guarantees coverage for the employer.
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State Resources for Indiana
Workers' Compensation Board of Indiana
402 West Washington Street Room W-196
Indianapolis, Indiana 46204
800-824-comp
http://www.in.gov/wcb/
Indiana Department Of Insurance
311 W. Washington, Ste. 300
Indianapolis, IN 46204
317-232-2385
http://www.state.in.us/idoi/
Indiana is under the Jurisdiction of the National Council for Compensation Insurance (NCCI) and contracts with Travelers as the state fund carrier.
Our agency can help employers find guaranteed state fund coverage in IN. If we can't find coverage with a private insurance provider we can help buy a state fund policy.
|
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Start your quote online or call us at 888-611-7467
