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Indiana Workers Comp Rates

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Lower Rates for Most Class Codes
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Indiana Workers Comp Rates

Indiana workers' compensation rates continue to increase in 2015.

Indiana is the second cheapest state in the country for buying Workers Compensation Insurance. As of 2014 rates were 43 percent cheaper than the national average. Many employers still pay too much for their coverage by not taking advantage of all the programs and credits available.

One Program we specialize in is Pay as You Go Workers Comp Coverage. This program helps business owners with cash flow because we know how crucial this is to the success of your business. Pay as You Go Workers Comp Coverage lowers the up-front costs to a business and offers real-time monthly reporting for your premium payment. We listen to what is important to your business and strive to offer the best coverage to suit your needs.

At Workers Compensation we can save you money on your Workers' Compensation Insurance Policy. Start an online quote or talk to an expert today about all the many ways we can help your business. 888-611-7467

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IN Rates for Select Work Comp Class Codes Workers Compensation Icon.

The workers' compensation rates listed below for Indiana represent the lowest and highest insurance rates we've found for 2015. IN rates are set by the Indiana Compensation Rating Bureau. Private insurance carriers are permitted to offer discounts and credits on a workers comp policy. We offer Pay As You Go coverage in Indiana. Not all employers will qualify for the lowest rates available or maximum policy credits.

Class Code

Low Rate High Rate

0042 Landscaping

$4.09 $5.59

3632 Machine Shop

$1.60 $2.18

3821 Salvage Yard

$3.76 $5.13

5022 Masonry

$3.36 $4.59

5183 Plumbing

$1.41 $1.93

5190 Electrical

$1.67 $2.28

5221 Concrete Construction

$2.62 $3.58

5437 Carpentry/Trim

$3.01 $4.11

5474 Painting

$2.96 $4.05

5478 Flooring

$2.05 $2.80

5645 Carpentry NOC Residential Construction

$5.32 $7.27

7228 Short Haul Trucking

$3.37 $4.61

8006 Gas Station

$1.43 $1.95

8017 Retail Store

$0.96 $1.31

8380 Auto Shop

$1.74 $2.38

8742 Outside Sales

$0.24 $0.33

8810 Clerical

$0.12 $0.17

8832 Doctor's Office

$0.19 $0.26

8835 Home Health Care

$1.73 $2.37

9012 Building Operations by Owner

$0.96 $1.31

9014 Janitorial

$1.87 $2.56

9015 Building Operations by Contractor

$2.48 $3.39

9082 Restaurant

$1.02 $1.40

9083 Restaurant Fast Food

$0.97 $1.32

9102 Lawn Care

$2.11 $2.88

Indiana is an Independent Bureau State, which means they don't utilize NCCI for the administration of workers compensation insurance. IN rates vary by work comp class codes and insurance company underwriting guidelines. Employers' who have an Experience Mod assigned to their business may have additional credits or debits applied to their insurance policy based on prior premiums and workers compensation claims.

Indiana Compensation Rating Bureau (ICRB)

ICRB is the assigned risk plan for the state of Indiana. When employers can’t find workers compensation insurance in the regular market, they have this provider available as a market of last resort. This market is also known as the assigned risk market, residual market, or the pool. Once an employer can’t find coverage from three insurance companies, it can apply for coverage in the market of last resort. Assuming the employer meets all other qualifications, the ICRB guarantees coverage for the employer.

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State Resources for Indiana

Workers' Compensation Board of Indiana

402 West Washington Street Room W-196
Indianapolis, Indiana 46204

Indiana Department Of Insurance

311 W. Washington, Ste. 300
Indianapolis, IN 46204

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Indiana is under the Jurisdiction of the National Council for Compensation Insurance (NCCI) and contracts with Travelers as the state fund carrier.

Our agency can help employers find guaranteed state fund coverage in IN. If we can't find coverage with a private insurance provider we can help buy a state fund policy.

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Obtain Better Workers Compensation Insurance Quotes


How to get the lowest rates on workers comp insurance.


We've developed exclusive relationships with our insurance companies to turn-around accurate and bindable workers comp quotes in no time at all.

Workers comp insurance rates   Start your quote online or call us at 888-611-7467

Workers comp insurance rates   We will shop your policy with our IN carriers.

Workers comp insurance rates   You get the very best prices on workers comp.

Get Indiana Workers Compensation Quotes

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No Money Down Workmans Comp Workers Comp Payments
$0 Money Down Better Payment Options

We're a national leader in Pay As You Go Workers Compensation. We've developed low price programs to help reduce or eliminate down payments and allow employers to report and pay premium based on their actual wages.

We've negotiated the best deals with many of our insurance companies in order to offer more flexible payment options like 12 equal installment plans and monthly reporting to help improve cash flow for business owners.

Workers Compensation Class Codes
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Tough Class Codes Faster Insurance Quotes

We offer an affordable quote for some of the toughest NCCI class codes and higher experience modifiers because we've partnered with national carriers who specialize in high hazard industries.

Our carriers and underwriters understand that we need to turn wc quotes quickly so our customers can buy coverage when they need it. We often turn quotes in less than 24 hours.

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Learn more about workers compensation insurance in Indiana Work Comp:   Indiana | IN Programs| IN Rates | IN Forms | IN Info | IN Quotes
Workers Compensation Agents Our experts are standing by.

At Workers Compensation we help Indiana employers find the best rates on Workers Comp Coverage and we have for more then a decade. Our in-house experts know the workers comp process and can help negotiate more discounts and bigger policy credits.

Give one of our Indiana workers compensation Specialists a call today at 888-611-7467 to see if your business qualifies for lower workers compensation insurance rates.

Indiana Agency License: 579500
National Producer Number: 5064979

Contact a Indiana Workmans Comp Specialist