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Iowa Workers Comp Rates

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Iowa Workers Comp Rates

Iowa workers' compensation rates continue to increase in 2019.

Workers' Compensation Rates for the state of Iowa are almost exactly the national average. This makes it crucially important that employers take advantage of all deductions, discounts and special programs offered in the state of Iowa. Agents at Workers Compensation specialize in Workers' Compensation Insurance and have the knowledge to help you find the best coverage no matter what industry you operate.

Call today and speak with one of our work comp experts at 888-611-7467. At Workers Compensation we shop Workers Compensation Insurance so you don't have to. We'll help your business find the lowest workers compensation rates for your industry and class codes.

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IA Rates for Select Work Comp Class Codes Workers Compensation Icon.

The workers' compensation rates listed below for Iowa represent the current insurance rates we have found effective 1/1/2019. Iowa rates are set by the IA Division of Workers' Compensation. Insurance companies may be able to offer policy discounts and credits up to 25% on each policy. We offer Pay As You Go workers comp insurance coverage in Iowa. Not all employers will qualify for the lowest rates available or maximum policy credits. Our agency does its best to help you find the lowest work comp rates avaiablible in Indiana for your classification codes.

Class Code

Low Rate High Rate

0035 Farm- Planting and Harvesting- Cannabis Growers

$3.50 $4.55

0042 Landscaping Service

$7.07 $9.19

0106 Landscaping Service

$10.38 $13.49

0917 Residential Cleaning Service- Housekeepers

$5.99 $7.79

3632 Machine Shop

$5.43 $7.06

3724 Garage Door Installation

$6.90 $8.97

3821 Salvage Yard

$8.25 $10.73

5022 Masonry

$10.64 $13.83

5102 Door and Window Installation

$7.99 $10.39

5183 Plumbing

$5.00 $6.50

5190 Electrical

$3.65 $4.75

5221 Concrete Construction

$8.07 $10.49

5348 Ceramic, Tile, and Stone Work

$9.68 $12.58

5437 Carpentry/Trim

$8.24 $10.71

5474 Painting

$7.94 $10.32

5478 Flooring

$6.67 $8.67

5537 Heating and Cooling Service and Repair

$6.86 $8.92

5645 Carpentry Noc Res Construction

$12.65 $16.45

7228 Short Haul Trucking

$10.26 $13.34

7605 Burglary and Fire Alarm Systems

$2.48 $3.22

8006 Gas Station

$3.79 $4.93

8017 Retail Store

$2.22 $2.89

8380 Auto Shop

$3.93 $5.11

8742 Outside Sales

$0.53 $0.69

8810 Clerical

$0.30 $0.39

8832 Doctors Office

$0.48 $0.62

8835 Home Health Care

$3.17 $4.12

8842 Group Homes- All Employees

$3.21 $4.17

9012 Building Operations by Owner

$2.75 $3.58

9014 Janitorial

$5.54 $7.20

9015 Building Operations by Contractor

$5.35 $6.96

9052 Hotel Employees

$3.20 $4.16

9082 Restaurant

$1.72 $2.24

9083 Restaurant Fast Food

$1.71 $2.22

9102 Lawn Care

$4.99 $6.49

9516 Electrical Equipment Service & Repair

$9.87 $12.83

There is not a State Fund in Iowa. Instead, all Assigned Risk policies are administered by NCCI (National Council on Compensation Insurance). Iowa workers comp rates vary by NCCI class codes and insurance company underwriting standards. Employers' who have an Experience Modification Rate assigned to their business may have additional credits or debits applied to their insurance rates based on prior premiums and workers compensation loss experience.

Pay as You Go Work Comp

At Workers Compensation we offer programs with flexible payment options like Pay as You Go Workers Comp because we know how important cash flow is to your business. The Pay as You Go Programs lowers your up-front costs and offers you real-time monthly reporting for your premium payment. If you would like to free up cash for your business call one of our experts at 888-611-7467.

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State Resources for Iowa

Iowa Division of Workers' Compensation

1000 East Grand Avenue
Des Moines, IA 50319

Iowa Insurance Division

601 Locust St., 4th Floor
Des Moines, IA 50309-3738

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Find Lower Workers Comp Rates

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Iowa is under the Jurisdiction of the National Council for Compensation Insurance (NCCI) and contracts with Travelers as the state fund carrier.

Our agency can help employers find guaranteed state fund coverage in IA. If we can't find coverage with a private insurance provider we can help buy a state fund policy.

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Obtain Better Workers Compensation Insurance Quotes


How to get the lowest rates on workers comp insurance.


We've developed exclusive relationships with our insurance companies to turn-around accurate and bindable workers comp quotes in no time at all.

Workers comp insurance rates   Start your quote online or call us at 888-611-7467

Workers comp insurance rates   We will shop your policy with our IA carriers.

Workers comp insurance rates   You get the very best prices on workers comp.

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No Money Down Workmans Comp Workers Comp Payments
$0 Money Down Better Payment Options

We're a national leader in Pay As You Go Workers Compensation. We've developed low price programs to help reduce or eliminate down payments and allow employers to report and pay premium based on their actual wages.

We've negotiated the best deals with many of our insurance companies in order to offer more flexible payment options like 12 equal installment plans and monthly reporting to help improve cash flow for business owners.

Workers Compensation Class Codes
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Tough Class Codes Faster Insurance Quotes

We offer an affordable quote for some of the toughest NCCI class codes and higher experience modifiers because we've partnered with national carriers who specialize in high hazard industries.

Our carriers and underwriters understand that we need to turn wc quotes quickly so our customers can buy coverage when they need it. We often turn quotes in less than 24 hours.

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Learn more about workers compensation insurance in Iowa Work Comp:   Iowa | IA Programs| IA Rates | IA Forms | IA Info | IA Quotes
Workers Compensation Agents Shop Iowa Insurance Rates.

The state of Iowa uses the National Council on Compensation Insurance (NCCI) for compensation ratings. Carriers are allowed to offer discounts and rebates in addition to these ratings. We work with more carriers than most agencies and can negotiate larger discounts.

We want to quote your workers comp insurance. Give one of our Workers' Compensation Specialist's a call today at 888-611-7467 for a free, no obligation quote.

Iowa Agency License: 1002047641
National Producer Number: 5064979

Contact a Iowa Workmans Comp Specialist