Kentucky Workers Comp Programs

Save money with workers' compensation programs targeted specifically for Kentucky business owners.

In Kentucky we offer workers' compensation insurance through more than a dozen providers. Most agencies only carry 3 or 4 providers. This advantage allows us to shop your policy to get better coverage at rock bottom prices. Through these partnerships with over a dozen providers we have designed several unique programs for many specific industries.

One specific program we offer is pay as you go workers compensation. This allows a business to pay their workers comp premiums monthly instead of estimating their payroll at the beginning of the year. Many business owners like this options because it frees up cash flow for other more immediate business needs. This is just one of the many ways we can help you save on your work comp coverage.

We have helped customers throughout Kentucky find the right coverage for their workers comp needs and have been doing so for more then a decade. Call today to speak with one of our experts 888-611-7467.

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Target Programs for KY Workers Compensation

Buying Workers Comp Insurance in Kentucky

Alabama Owner and Officer Exclusions

Alabama currently allows LLC owners, corporate officers, sole-proprietors, and partners to exclude themselves from workers compensation coverage. Owners may elect annually to be exempt from insurance coverage by filing a written certification of their election with the department and the insurance carrier providing coverage.

Why Shop Alabama Workers Comp?

Alabama's workers' compensation rates have been decreasing for the past few years. However, many insurance companies don't offer maximum discounts to employers who continue to renew coverage year-after-year. The reason is that insurance carriers are always interested in maximizing their own revenue. It's often helpful to shop you coverage when rates are decreasing to ensure your business is getting the very best price on coverage.

All Kentucky Employers who employ one or more full or part time employees must carry Workers' Compensation Insurance. A few exceptions to this rule apply for volunteer ambulance, fire, police departments, Independent contractors and some agricultural employers.

Rates on Workers Compensation Insurance in Kentucky are very good. On average they are 18 percent better than the rest of the country. Even though rates are good in the state there is still a lot of competition amongst carriers on customer service, discounts and rebates. ALso many carriers offer all sorts of Kentucky workers comp specific programs including direct bill, agency bill, Pay As You Go workers comp, Payroll integrated workers compensation and deductible programs.

Get Work Comp Quotes
Or call us at 888-611-7467 to speak with a Workers Comp Specialists

We shop workers compensation with more than 35 insurance companies
Affordable workmans comp for business owners.


Don't worry if you don't see your type of business or industry listed above. We write workers comp for lots of companies who are not on the list. Chances are we have the right products and carriers to fit your needs.
  • More than 35 companies quoting workers comp insurance.
  • Programs for standard businesses and tough class codes.
  • Start your quote online or call us at 888-611-7467.
Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates.

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