MA Workers Comp Programs
Save money with target workers compensation programs for Massachusetts business owners.
We've got Massachusetts employers covered when it comes to purchasing the most affordable workers' compensation insurance for your business. We've got access to more than 35 carries and have designed easy programs for dozens of industries in the state.
Whether your business is located in Boston, Worcester, Springfield, or Lynn, we've got insurance companies ready to compete for your workers' comp coverage. Our exclusive programs are designed to give you the maximum policy credits and biggest discounts available.
Call a Massachusetts Specialist today at 888-611-7467 for a free quote and class code review. Or start your quote online now.
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Target Programs for MA Workers Compensation
Buying Workers Comp Insurance in Massachusetts
Alabama Owner and Officer Exclusions
Alabama currently allows LLC owners, corporate officers, sole-proprietors, and partners to exclude themselves from workers compensation coverage. Owners may elect annually to be exempt from insurance coverage by filing a written certification of their election with the department and the insurance carrier providing coverage.
Why Shop Alabama Workers Comp?
Alabama's workers' compensation rates have been decreasing for the past few years. However, many insurance companies don't offer maximum discounts to employers who continue to renew coverage year-after-year. The reason is that insurance carriers are always interested in maximizing their own revenue. It's often helpful to shop you coverage when rates are decreasing to ensure your business is getting the very best price on coverage.
If you employ a person in Massachusetts you are required to carry workers' comp insurance. Exceptions include individuals having work done to their home, non-profit corporations with no paid staff, and certain corporations with only officers that own at least 25% of the company and have completed an Affidavit to exclude themselves from coverage.
Massachusetts employers enjoy some of the most competitive work comp rates in the United States. Average rates are in the top 5 most affordable states in the country coming in at 63% of the median rates. Business owners may benefit from shopping insurance with 3 or more carriers to ensure they are getting their best deal.
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WHAT IF MY INDUSTRY
IS NOT LISTED AS A TARGET?
- More than 35 companies quoting workers comp insurance.
- Programs for standard businesses and tough class codes.
- Start your quote online or call us at 888-611-7467.
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