Massachusetts Workers' Compensation Programs

Find Better Coverage With One of Our Select Workers' Comp Solutions.

Save money with target workers compensation programs for Massachusetts business owners.

We've got Massachusetts employers covered when it comes to purchasing the most affordable workers' compensation insurance for your business. We've got access to more than 35 carries and have designed easy programs for dozens of industries in the state.

Whether your business is located in Boston, Worcester, Springfield, or Lynn, we've got insurance companies ready to compete for your workers' comp coverage. Our exclusive programs are designed to give you the maximum policy credits and biggest discounts available.

Call a Massachusetts Specialist today at 888-611-7467 for a free quote and class code review. Or start your quote online now.

In most states, We generally target businesses where we have the best opportunity to provide the most savings. Often times, we've worked out special considerations for underwriting and/or pricing with some of our insurance partners. More policy discounts and credits may be applied.

Target Programs for MA Workers Compensation

Don't see your business or industry? Don't worry, we've still got you covered.

Massachusetts Workers Comp
Pay As You Go

Improve Cash Flow- Pay As You Go

Our Pay As You Go workers' compensation insurance plans make it more affordable to buy workers' compensation insurance with little to no money required to start coverage. These plans also help reduce the risk of having a big audit bill at the end of the year because the premium you pay is based on your actual, real-time payroll.

We offer Pay As You Go workers comp from dozens of top-rated insurance companies. We can manage the reporting process directly, set your business up to report and pay the carriers, or work with your payroll provider to collect and pay your premium each pay period or monthly.

Buying Workers' Comp Insurance in Massachusetts

Who Needs Coverage in Massachusetts?

If you employ a person in Massachusetts you are required to carry workers' comp insurance. Exceptions include individuals having work done to their home, non-profit corporations with no paid staff, and certain corporations with only officers that own at least 25% of the company and have completed an Affidavit to exclude themselves from coverage.

Massachusetts employers enjoy some of the most competitive work comp rates in the United States. Average rates are in the top 5 most affordable states in the country coming in at 63% of the median rates. Business owners may benefit from shopping insurance with 3 or more carriers to ensure they are getting their best deal.

Affordable workmans comp for business owners.


We've got you covered. We write workers' compensation insurance for lots of business types not listed above. Chances are we have the right products and carriers to hep you buy affordable coverage.
  • More than 50 top insurance companies quoting workers comp insurance.
  • Targeted Programs for standard businesses and tough class codes.
  • Start your workers comp insurance quote online or call us at 888-611-7467.
Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates.

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