MI Workers Comp Programs
See our exclusive workers compensation programs for Michigan employers.
We've Michigan covered with affordable programs, easy underwriting guidelines, and super fast quotes. We have work comp programs for most types of businesses including small contractors, landscaping, restaurants, home healthcare, and more. Whether your company is located in Detroit, Grand Rapids, or Lansing, we can help lower your rates and improve cash flow for your business.
Qualify for one of our Pay As You Go, monthly billing, and equal installment programs for even better business cash flow. We work with more than 35 of the best insurance carriers in the country.
Give us a call today or request quotes for your business online.
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Target Programs for MI Workers Compensation
Buying Workers Comp Insurance in Michigan
Alabama Owner and Officer Exclusions
Alabama currently allows LLC owners, corporate officers, sole-proprietors, and partners to exclude themselves from workers compensation coverage. Owners may elect annually to be exempt from insurance coverage by filing a written certification of their election with the department and the insurance carrier providing coverage.
Why Shop Alabama Workers Comp?
Alabama's workers' compensation rates have been decreasing for the past few years. However, many insurance companies don't offer maximum discounts to employers who continue to renew coverage year-after-year. The reason is that insurance carriers are always interested in maximizing their own revenue. It's often helpful to shop you coverage when rates are decreasing to ensure your business is getting the very best price on coverage.
Most employers in Michigan are required to purchase a workers compensation policy to protect their employees from injuries and accidents. Sole-proprietors are not considered employees so they don't need coverage on themselves. If you have one or more employee working more than 35 hours a week you will need coverage. Employers with three or more part-time employees also need coverage.
The Michigan workers comp market is very competitive and there are nearly 250 insurance companies willing to compete for your insurance business. Michigan's competitive rating system promotes healthy competition between carriers and allows market forces to dictate the rates in the state. Most carriers doing business in Michigan are willing to offer policy credits and debits for employers with good track records or lower experience modification factors.
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IS NOT LISTED AS A TARGET?
- More than 35 companies quoting workers comp insurance.
- Programs for standard businesses and tough class codes.
- Start your quote online or call us at 888-611-7467.
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