Real Experts- Trusted Advice
At Workers Compensation Shop.com we offer insurance from a network of more than a dozen providers just in the state of Minnesota. Most providers only offer coverage from a select few. This allows our agents to shop your workers comp coverage, in order to get you the best value for your work comp policy.
We also offer several programs to allow you to get workers' compensation insurance on your terms. One such program is Pay as you go workers comp coverage. This allows a business to pay their premiums throughout the year instead of estimating payroll at the beginning of the year.
Don't pay too much for your work comp coverage. Start a quote online or call one of our Workers' Compensation Specialist at 888-611-7467.
Programs for both fast food and fine dining restaurants. Includes taverns and bars with alcohol receipts over 50% of sales.
Programs include home health care, group homes, nursing facilities, residential care, and social service organizations.
Coverage options for auto service/repair shops, auto body shops, used care sales, and other automotive related insurance.
Includes both commercial janitorial services and residential cleaning companies.
Programs for residential and commercial mowing, facility maintenance, and landscaping services.
Programs for clerical, sales, technology classes, programmers, and IT services.
Programs for retail and wholesale stores and distribution warehouses.
Insurance solutions for daycare centers, learning centers, and home-based child care.
Coverage options for most non-profits including charitable organizations, YMCA's, and welfare services.
Programs for beauty salons including hair, nails, and massage services.
Program solutions for contractors including: material dealers, cabinet installers, carpentry, flat concrete, door/window
installation, electricians, painters, sheet metal/HVAC, and plumbers.
Professional service programs includes attorneys, counseling, accounting, doctors offices, nursing, computer related services,
consultants, and financial services.
Alabama currently allows LLC owners, corporate officers, sole-proprietors, and partners to exclude themselves from workers
compensation coverage. Owners may elect annually to be exempt from insurance coverage
by filing a written certification of their election with the department and the insurance
carrier providing coverage.
Alabama's workers' compensation rates have been decreasing for the past few years. However, many insurance companies don't
offer maximum discounts to employers who continue to renew coverage year-after-year.
The reason is that insurance carriers are always interested in maximizing their own revenue.
It's often helpful to shop you coverage when rates are decreasing to ensure your business
is getting the very best price on coverage.
According to the Minnesota Department of Labor and Industry It is a requirement that all employers, who employ one or more workers, are required to carry Workers Compensation Insurance.
Rates on Workers Compensation Insurance in Minnesota are comparable to the national average and have stayed steady for several years. This makes it crucial for businesses to shop their policy with numerous carriers to find the most comprehensive coverage and better rates.