MS Workers Comp Programs
Save money with target workers compensation programs for Mississippi employers.
In Mississippi we have access to more than 20 insurance companies that allow us to shop your policy to many different providers. Most insurance agencies only use a few select providers. Working with this many agencies allows our agents to negotiate for more comprehensive coverage and much lower rates.
Our partners offer a wide variety of industries including contractors, trucking, landscaping, restaurants, home health care and retail businesses. Another benefit we offer from partnering with so many agencies is that we can get your company more options if you are in a difficult to quote class code. Some insurance carriers will not quote businesses in certain industries. Businesses in that industry must buy coverage from the assigned risk provider. Because there is no competition in the assigned risk plan rates are much higher.
Our agency services more than 1,500 businesses in Mississippi and we have been for more than a decade. Contact a Specialist at Workers Compensation Shop.com to learn more about our Mississippi workman's comp programs 888-611-7467.
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Target Programs for MS Workers Compensation
Buying Workers Comp Insurance in Mississippi
Alabama Owner and Officer Exclusions
Alabama currently allows LLC owners, corporate officers, sole-proprietors, and partners to exclude themselves from workers compensation coverage. Owners may elect annually to be exempt from insurance coverage by filing a written certification of their election with the department and the insurance carrier providing coverage.
Why Shop Alabama Workers Comp?
Alabama's workers' compensation rates have been decreasing for the past few years. However, many insurance companies don't offer maximum discounts to employers who continue to renew coverage year-after-year. The reason is that insurance carriers are always interested in maximizing their own revenue. It's often helpful to shop you coverage when rates are decreasing to ensure your business is getting the very best price on coverage.
All employers with 5 or more employees regularly employed are required to provide workers' compensation coverage. If the employer has less than 5 regular employees workers comp is not required but can be provided voluntarily by the employer.
Mississippi has fairly cheap rates on workers' compensation insurance. Fifteen percent lower than the rest of the country on average. Mississippi is a no fault state meaning there is a law enacted guaranteeing payment of certain medical costs and lost wages to workers injured on the job. Mississippi is also unique in that it has a workers' compensation commission whose role is to supervise and monitor claims within the state work comp system.
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- More than 35 companies quoting workers comp insurance.
- Programs for standard businesses and tough class codes.
- Start your quote online or call us at 888-611-7467.