Mississippi Workers' Compensation Programs

Find More Savings With One of Our Select Workers' Comp Packages.

Save money with target workers compensation programs for Mississippi employers.

In Mississippi we have access to more than 20 insurance companies that allow us to shop your policy to many different providers. Most insurance agencies only use a few select providers. Working with this many agencies allows our agents to negotiate for more comprehensive coverage and much lower rates.

Our partners offer a wide variety of industries including contractors, trucking, landscaping, restaurants, home health care and retail businesses. Another benefit we offer from partnering with so many agencies is that we can get your company more options if you are in a difficult to quote class code. Some insurance carriers will not quote businesses in certain industries. Businesses in that industry must buy coverage from the assigned risk provider. Because there is no competition in the assigned risk plan rates are much higher.

Our agency services more than 1,500 businesses in Mississippi and we have been for more than a decade. Contact a Specialist at Workers Compensation Shop.com to learn more about our Mississippi workman's comp programs 888-611-7467.

Our programs target businesses where we have the best opportunity to provide maximum savings. Often times, we've worked out special considerations for underwriting and pricing with some of our insurance partners. More policy discounts and credits may be applied.

Target Programs for MS Workers Compensation

Don't see your business or industry? Don't worry, we've still got you covered.

Mississippi Workers Comp
Pay As You Go

Improve Cash Flow- Pay As You Go

Our Pay As You Go workers' compensation insurance plans make it more affordable to buy workers' compensation insurance with little to no money required to start coverage. These plans also help reduce the risk of having a big audit bill at the end of the year because the premium you pay is based on your actual, real-time payroll.


We offer Pay As You Go workers comp from dozens of top-rated insurance companies. We can manage the reporting process directly, set your business up to report and pay the carriers, or work with your payroll provider to collect and pay your premium each pay period or monthly.

Buying Workers' Compensation Insurance in Mississippi

Who Needs Coverage in Mississippi?

All employers with 5 or more employees regularly employed are required to provide workers' compensation coverage. If the employer has less than 5 regular employees workers comp is not required but can be provided voluntarily by the employer.

Mississippi has fairly cheap rates on workers' compensation insurance. Fifteen percent lower than the rest of the country on average. Mississippi is a no fault state meaning there is a law enacted guaranteeing payment of certain medical costs and lost wages to workers injured on the job. Mississippi is also unique in that it has a workers' compensation commission whose role is to supervise and monitor claims within the state work comp system.

Affordable workmans comp for business owners.

WHAT IF MY INDUSTRY IS NOT LISTED AS A TARGET?

We've got you covered. We write workers' compensation insurance for lots of business types not listed above. Chances are we have the right products and carriers to hep you buy affordable coverage.
  • More than 50 top insurance companies quoting workers comp insurance.
  • Targeted Programs for standard businesses and tough class codes.
  • Start your workers comp insurance quote online or call us at 888-611-7467.
Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates.

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