MT Workers Comp Programs
Save money with specialized workers comp programs for Montana employers.
In Montana, rates for workers compensation coverage are more expensive than the national average. As of 2014, the rates were 19 percent higher than the rest of the country. These rates have declined steadily for the past five years. A main reason for these higher rates is the lack of competition in the market place. For this reason it is crucially important that employers take advantage of every opportunity they have to save on their coverage.
At Workers Compensation Shop.com, we specialize in Workers Comp Coverage. Because of this specialization we have several programs designed to help you take full advantage of your work comp policy.
One very popular program we offer is Pay as You Go Workers Comp Coverage. With this program business owners's can pay their premiums monthly instead of in a lump sum at the beginning of the year. Many business owners really like this option because it frees up cash for other more immediate business needs. It can also prevent over or underpayment on your insurance premium by not having to estimate what payroll will be through the entire term.
Call today at 888-611-7467. Let one of our knowledgeable agents help you find the program that is right for you and your business.
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Target Programs for MT Workers Compensation
Buying Workers Comp Insurance in Montana
Alabama Owner and Officer Exclusions
Alabama currently allows LLC owners, corporate officers, sole-proprietors, and partners to exclude themselves from workers compensation coverage. Owners may elect annually to be exempt from insurance coverage by filing a written certification of their election with the department and the insurance carrier providing coverage.
Why Shop Alabama Workers Comp?
Alabama's workers' compensation rates have been decreasing for the past few years. However, many insurance companies don't offer maximum discounts to employers who continue to renew coverage year-after-year. The reason is that insurance carriers are always interested in maximizing their own revenue. It's often helpful to shop you coverage when rates are decreasing to ensure your business is getting the very best price on coverage.
All companies who employ one or more full or part-time employees must purchase workers compensation insurance.
In recent years the market on workers' compensation insurance in the state of Montana has gotten better. In 2010 Montana had the highest rates in the country. As of 2014 the rates are 19 percent higher than the national average which makes Montana the 11th most expensive state in the country to purchase workers' compensation insurance. Montana does have a competitive state fund and a growing market for competition in the state. These two factors shoould continue to force rates lower in the state for the foreseeable future.
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WHAT IF MY INDUSTRY
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- More than 35 companies quoting workers comp insurance.
- Programs for standard businesses and tough class codes.
- Start your quote online or call us at 888-611-7467.
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