Nevada Workers Comp Rates

Nevada workers' compensation rates continue to increase in 2019.

Workers' Compensation rates in Nevada are some of the cheapest in the country. In 2018 Nevada was the 4th cheapest state in the country to find coverage. Employers on average pay 32 percent lower than the rest of the country. Still many employers miss out on several cost saving programs. Depending on your industry or the size of your business, there are many programs designed to help businesses with their work comp coverage.

Our agents specialize in workers compensation and they are experts in this industry. They are able to find discounts you may have not known you were eligible for. We currently work with more than 35 of the best insurance carriers actively quoting policies in Nevada. Because of this, we can help you find the best rates in the industry.

Call today to speak with one of our experts about your coverage: 888-611-7467.

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NV Rates for Select Work Comp Class Codes

The workers' compensation rates listed below for Nevada represent the current low and high insurance rates, effective 3/1/2019. Nevada is an NCCI state and rates are regulated by the Nevada Department of Business and Industry. Insurance companies are able to offer policy discounts and credits up to 25%. We offer Pay As You Go workmans' comp in Nevada. Not all employers will qualify for the lowest rates available or maximum policy credits. We help Nevada employers find their lowest work comp rates so they save money on coverage.

Class Code Low Rate High Rate
0035 Farm- Planting and Harvesting- Cannabis Growers $1.78 $2.88
0042 Landscaping Service $4.25 $6.87
0106 Tree Trimming- Pruning- Removal $15.81 $25.56
0917 Residential Cleaning Service- Housekeepers $3.00 $4.85
2121 Breweries- Craft Beers $1.17 $1.89
2143 Winery- Wine Makers $2.19 $3.54
2585 Carpet Cleaning $2.60 $4.20
2589 Dry Cleaning and Laundry Service $1.70 $2.75
3632 Machine Shop $2.45 $3.96
3724 Garage Door Installation $2.52 $4.07
3821 Salvage Yard- Automobile Recycling $3.71 $6.00
5022 Masonry Construction $4.97 $8.04
5102 Door and Window Installers $4.21 $6.81
5183 Plumbing Contractors $4.20 $6.79
5190 Electrical Work- Electrician $2.21 $3.57
5221 Concrete Work- Flat Work Cement $3.86 $6.24
5223 Pool Installation- Pool Maintenance $3.76 $6.08
5348 Ceramic, Tile and Stone Work $3.32 $5.37
5437 Trim- Finish Carpenters- Cabinets- Countertops $4.59 $7.42
5445 Drywall Contractors $3.79 $6.13
5474 Painting Contractor $3.85 $6.23
5478 Floor Installers- Wood-Carpet-Laminate $3.37 $5.45
5535 Metal Building Construction $3.52 $8.93
5537 HVAC- Heating and Cooling Service/Repair $4.55 $7.36
5537* Solar Energy Contractors- Installation $4.55 $7.36
5551 Roofing Contractors $7.66 $12.39
5606 Asphalt & Paving Work $1.33 $2.15
5645 Residential Construction- Home Builders- Remodelers- Siding $7.71 $12.47
6217 Excavation and Grading Work $3.41 $5.51
6400 Fence Installation & Repair $4.14 $6.69
7219 Trucking- Short Haul and Long Haul $5.84 $9.44
7225 Towing Company $5.19 $8.39
7230 Package and Parcel Delivery $7.31 $11.82
7370 Non-Emergency Medical Transportation- Taxi- Limousine- Airport Shuttle $4.43 $7.16
7605 Alarm Installation and Repair $2.17 $3.51
7720 Security Guards- Patrol Officers $4.46 $7.21
8006 Gas Stations- Convenient Stores $1.68 $2.72
8017 Retail Stores- Merchandise- Cannabis Dispensary $1.01 $1.63
8292 Warehousing and Storage Facility $2.20 $3.56
8380 Auto Service and Repair- Mechanic $2.05 $3.31
8393 Auto Body Repair $1.76 $2.85
8742 Sales Professional $0.61 $0.99
8810 Clerical- Office Employee $0.18 $0.29
8824 Retirement Living Centers- Congregate Communities $2.36 $3.82
8824* Nursing Homes and Assisted Living Facilities $2.36 $3.82
8824*** Group Homes- Temporary Shelters- Disability Facility $2.36 $3.82
8831 Animal Shelters and Kennels- Veterinarian $0.99 $1.60
8832 Medical Office- Doctor- Dentist- Chiropractor, Optometrist $0.42 $0.68
8835 Home Healthcare Workers $1.57 $2.54
8868 Religious Organization- Church- Temple $0.39 $0.63
8869 Child Care Center- Daycare Providers $1.20 $1.94
9012 Property Management- Leasing Agent $1.07 $1.73
9014 Janitorial Service Contractors- Pest Control- Exterminating- Chimney $2.12 $3.43
9015 Building Maintenance- Campgrounds- Camps- RV Parks $2.66 $4.30
9052 Hotels and Motels $1.62 $2.62
9060 Golf Courses and Country Clubs $1.18 $1.91
9063 Fitness Center- Health Clubs- YMCA Programs $0.72 $1.16
9082 Restaurants- Catering $0.66 $1.07
9083 Fast Food Restaurant- Concessions- Doughnut Shop $0.71 $1.15
9083* Mobile Food Truck- Food Cart- $0.71 $1.15
9084 Bars-Taverns-Nightclubs $0.90 $1.46
9102 Lawn Service and Maintenance $2.27 $3.67
9180 Shooting Range- Amusement Park $4.47 $7.23
9402 Septic Tank Cleaning- Portable Toilets $4.53 $7.33
9403 Refuse Collection- Garbage- Trash Service $7.48 $12.10
9516 Electrical Equipment Repair and Service $4.53 $7.33

Nevada rates vary by industrial workers' comp classification codes and insurance company underwriting standards. Employers' who have an Experience Modification rate assigned to their business may have additional credits or debits applied to their insurance rates based on prior premiums and workers compensation losses. There is not a State Fund in Nevada. However, NCCI manages all assigned risk policies for employers' who are unable to find private coverage. Our agency is contracted with NCCI in Nevada. Get a quote today or shop for coverage across state lines.

State Resources for Nevada

Nevada Department of Business and Industry

Division of Industrial Relations
400 W King St, Suite 400
Carson City, NV 89703
775-684-7260
http://dirweb.state.nv.us/

National Council on Compensation Insurance (NCCI)

901 Peninsula Corporate Circle
Boca Raton, FL 33487-1362
800-622-4123
https://www.ncci.com/

Nevada is under the Jurisdiction of the National Council for Compensation Insurance (NCCI) and contracts with Travelers as the state fund carrier.

Our agency can help employers find guaranteed state fund coverage in NV. If we can't find coverage with a private insurance provider we can help buy a state fund policy.

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