New York Workers' Compensation Programs

Find More Savings With One of Our Select Workers' Comp Packages.

Save money with target workers compensation programs for New York employers.

Finding affordable workers compensation in NYS can be a difficult task. New York's complex rules and regulations combined with its state specific classification system managed by the New York Compensation Rating Board , makes it a state some private insurance companies choose to avoid. Other carriers may limit the types of businesses they're willing to quote.

At Workers Compensation Shop.com, we've developed several turn-key programs for New York workers comp coverage including areas such as the Five Burroughs, Buffala, and Rochester. Give us a call today at 888-611-7467 to see if we can help your business save on workers comp coverage.

Our programs target businesses where we have the best opportunity to provide maximum savings. Often times, we've worked out special considerations for underwriting and pricing with some of our insurance partners. More policy discounts and credits may be applied.

Target Programs for NY Workers Compensation

Don't see your business or industry? Don't worry, we've still got you covered.

New York Workers Comp
Pay As You Go

Improve Cash Flow- Pay As You Go

Our Pay As You Go workers' compensation insurance plans make it more affordable to buy workers' compensation insurance with little to no money required to start coverage. These plans also help reduce the risk of having a big audit bill at the end of the year because the premium you pay is based on your actual, real-time payroll.


We offer Pay As You Go workers comp from dozens of top-rated insurance companies. We can manage the reporting process directly, set your business up to report and pay the carriers, or work with your payroll provider to collect and pay your premium each pay period or monthly.

Buying Workers Comp Insurance in New York

Do I Need Coverage in New York?

Almost every company doing business in New York is required to have a workers' compensation policy. Many employers are required to have the state of New York listed under item 3a on the policy. Even if a business is located outside of NYS, it must have coverage in place if the business does work in the state of NY or has one or more employees who live in the state.

How is The Market in New York?

The workers compensation market can be a challenge in New York. Most of the challenges with writing affordable workers comp coverage in NY involve certain locations within the state and many types of construction related operations. Some carries have had more severe claims with regard to these locations and classes of businesses.

Affordable workmans comp for business owners.

WHAT IF MY INDUSTRY IS NOT LISTED AS A TARGET?

We've got you covered. We write workers' compensation insurance for lots of business types not listed above. Chances are we have the right products and carriers to hep you buy affordable coverage.
  • More than 50 top insurance companies quoting workers comp insurance.
  • Targeted Programs for standard businesses and tough class codes.
  • Start your workers comp insurance quote online or call us at 888-611-7467.
Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates.

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