NY Workers Comp Programs

Save money with target workers compensation programs for New York employers.

Finding affordable workers compensation in NYS can be a difficult task. New York's complex rules and regulations combined with its state specific classification system managed by the New York Compensation Rating Board , makes it a state some private insurance companies choose to avoid. Other carriers may limit the types of businesses they're willing to quote.

At Workers Compensation Shop.com, we've developed several turn-key programs for New York workers comp coverage including areas such as the Five Burroughs, Buffala, and Rochester. Give us a call today at 888-611-7467 to see if we can help your business save on workers comp coverage.

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Target Programs for NY Workers Compensation

Buying Workers Comp Insurance in New York

Alabama Owner and Officer Exclusions

Alabama currently allows LLC owners, corporate officers, sole-proprietors, and partners to exclude themselves from workers compensation coverage. Owners may elect annually to be exempt from insurance coverage by filing a written certification of their election with the department and the insurance carrier providing coverage.

Why Shop Alabama Workers Comp?

Alabama's workers' compensation rates have been decreasing for the past few years. However, many insurance companies don't offer maximum discounts to employers who continue to renew coverage year-after-year. The reason is that insurance carriers are always interested in maximizing their own revenue. It's often helpful to shop you coverage when rates are decreasing to ensure your business is getting the very best price on coverage.

Do I Need Coverage in New York?

Almost every company doing business in New York is required to have a workers' compensation policy. Many employers are required to have the state of New York listed under item 3a on the policy. Even if a business is located outside of NYS, it must have coverage in place if the business does work in the state of NY or has one or more employees who live in the state.

How is The Market in New York?

The workers compensation market can be a challenge in New York. Most of the challenges with writing affordable workers comp coverage in NY involve certain locations within the state and many types of construction related operations. Some carries have had more severe claims with regard to these locations and classes of businesses.

Get Work Comp Quotes
Or call us at 888-611-7467 to speak with a Workers Comp Specialists

We shop workers compensation with more than 35 insurance companies
Affordable workmans comp for business owners.


Don't worry if you don't see your type of business or industry listed above. We write workers comp for lots of companies who are not on the list. Chances are we have the right products and carriers to fit your needs.
  • More than 35 companies quoting workers comp insurance.
  • Programs for standard businesses and tough class codes.
  • Start your quote online or call us at 888-611-7467.
Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates.

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