Oklahoma Workers Comp Rates

Oklahoma workers' compensation rates continue to increase in 2019.

Oklahoma has consistently ranked as one of the top 10 most expensive states for workers' compensation insurance according to studies conducted by the OR Department of Consumer and Business Services. The last study, conducted in 2018, indicated that selected class codes were 137% higher than the national median rates.

An Opt-Out Act was passed in Oklahoma in 2013. The law allowed qualified employers to opt-out of workers comp by establishing an Employee Benefit Plan under the provisions of Federal Law. The Oklahoma Workers' Compensation Commission has now determined that the opt-out portion of the state's workers' comp statute is unconstitutional.

Oklahoma is an NCCI state and rates will vary considerably from one insurance carrier to the next. Our job is to help you find the insurance companies offering the best prices for your insurance coverage.

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OK Rates for Select Work Comp Class Codes

The workers' compensation rates listed below for Oklahoma represent the current work comp rates effective 1/1/2019. Oklahoma rates are regulated by the Oklahoma Workers' Compensation Court. Insurance companies are permitted to file their own rates in the states subject to approval. They may offer discounts and scheduled credits up to 25% on an insurance policy. We offer Pay As You Go coverage in Oklahoma. Not all employers will qualify for the lowest rates available or maximum policy credits. Our agency helps OK employers buy workers compensation coverage at the lowest rates available.

Class Code Low Rate High Rate
0042 Landscaping $5.54 $12.19
3632 Machine Shop $2.84 $6.25
3724 Garage Door Installation $2.88 $6.34
3821 Salvage Yard $5.22 $11.48
5022 Masonry $6.39 $14.06
5102 Door & Window Installation $4.91 $10.80
5183 Plumbing (Under $21/hr) $3.26 $7.17
5190 Electrical Wiring (under $28/hr) $3.31 $7.28
5221 Concrete Construction $3.79 $8.34
5348 Tile Installation $4.13 $9.09
5437 Carpentry Trim $4.77 $10.50
5474 Painting (Under $24/hr) $5.53 $16.17
5478 Flooring Installation $3.15 $6.93
5537 HVAC Installation and Repair $4.54 $9.99
5645 Carpentry Noc. Residential Construction $8.86 $19.49
7228 Short Haul Trucking $5.97 $13.13
7605 Alarm Installation $2.11 $4.64
8006 Gas Station $2.50 $5.50
8017 Retail Store $1.78 $3.92
8742 Outside Sales Person $0.31 $0.68
8810 Clerical-Noc $0.20 $0.44
8832 Docotors Office $0.42 $0.92
8835 Home Health Care $2.63 $5.79
8842 Grouop Homes $3.66 $8.05
9012 Building Operations by Owner $1.49 $3.28
9014 Janitorial $2.88 $6.34
9015 Building Operations By Contractor $3.04 $6.69
9052 Hotel Emloyees $2.26 $4.97
9082 Restaurant $1.39 $3.06
9083 Restaurant Fast Food $1.65 $3.63
9102 Lawn Care $2.68 $5.90
9516 Electrical Equipment Service & Repair $4.14 $9.11

Oklahoma rates vary by workers comp classification codes and insurance company underwriting procedures. Employers' who have an Experience Mod Factor (E-MOD) assigned to their business may have additional credits or debits applied to their insurance rates based on their prior premiums and workers compensation losses. CompSource is the State Fund in Oklahoma. Employers who are unable to purchase coverage from a private carrier may buy a policy through CompSource. Get a quote today for Oklahoma or shop for coverage across state lines.

State Resources for Oklahoma

Oklahoma Workers' Compensation Court

1915 N Stiles Avenue
Oklahoma City, OK, 73105
800-522-8210
OK Workers Comp Court

CompSource Oklahoma

1901 N. Walnut Avenue
Oklahoma City, OK 73105
800-347-3863
CompSource Oklahoma

Oklahoma is under the Jurisdiction of the National Council for Compensation Insurance (NCCI).

Our agency can help employers find guaranteed state fund coverage in OK. If we can't find cheaper coverage with a private insurance provider, we can help you purchase a state fund policy.

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Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates.

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