Rhode Island Workers Comp Rates

Rhode Island workers' compensation rates continue to increase in 2019.

Rates on Workers' Compensation Insurance in the Rhode Island are 7 percent higher than the national average, making it the 20th most expensive state in the country to purchase coverage. With rates higher than most states it is very important to ensure your business is taking advantage of every credit and discount option available to get the best value for your workers comp coverage.

At Workers Compensation Shop.com we utilize a group of more than 35 insurance companies to shop the best rates in the industry. We also offer flexible payment options like Pay as You Go Workers' Compensation to help your business get maximized cash flow for your work comp coverage.

Start a quote online in minutes or call one of our work comp expert's at 888-611-7467.

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RI Rates for Select Work Comp Class Codes

The workers' compensation rates listed below for Rhode Island represent the current insurance rates effective 3/1/2019. Rhode Island rates are set by the Division of Workers' Compensation. Insurance companies may be able to offer discounts and premium credits on coverage. We offer Pay As You Go work comp insurance in the state. Not all employers will qualify for the lowest rates available or maximum policy credits, but we will help your business get the vesy best deal on workers comp coverage.

Class Code Low Rate High Rate
0035 Farm- Planting and Harvesting- Cannabis Growers $2.85 $5.41
0042 Landscaping Service $5.02 $9.54
0106 Tree Trimming- Pruning- Removal $17.10 $32.49
0917 Residential Cleaning Service- Housekeepers $7.95 $15.11
2121 Breweries- Craft Beers $1.74 $3.31
2143 Winery- Wine Makers $2.25 $4.27
2585 Carpet Cleaning $5.07 $9.63
2589 Dry Cleaning and Laundry Service $2.14 $4.07
3632 Machine Shop $2.22 $4.22
3724 Garage Door Installation $3.83 $7.28
3821 Salvage Yard- Automobile Recycling $5.78 $10.98
5022 Masonry Construction $5.02 $9.54
5102 Door and Window Installers $4.76 $9.04
5183 Plumbing Contractors $3.14 $5.97
5190 Electrical Work- Electrician $2.82 $5.36
5221 Concrete Work- Flat Work Cement $6.29 $11.95
5223 Pool Installation- Pool Maintenance $5.16 $9.80
5348 Ceramic, Tile and Stone Work $4.99 $9.48
5437 Trim- Finish Carpenters- Cabinets- Countertops $6.41 $12.18
5445 Drywall Contractors $5.69 $10.81
5474 Painting Contractor $6.92 $13.15
5478 Floor Installers- Wood-Carpet-Laminate $3.84 $7.29
5535 Metal Building Construction $6.02 $11.44
5537 HVAC- Heating and Cooling Service/Repair $3.84 $7.30
5537* Solar Energy Contractors- Installation $4.35 $8.27
5551 Roofing Contractors $15.05 $28.59
5606 Asphalt & Paving Work $0.94 $1.79
5645 Residential Construction- Home Builders- Remodelers- Siding $6.63 $12.60
6217 Excavation and Grading Work $3.29 $6.25
6400 Fence Installation & Repair $7.79 $14.80
7219 Trucking- Short Haul and Long Haul $6.99 $13.28
7225 Towing Company $6.62 $12.58
7230 Package and Parcel Delivery $7.08 $13.45
7370 Non-Emergency Medical Transportation- Taxi- Limousine- Airport Shuttle $6.62 $12.58
7605 Alarm Installation and Repair $1.94 $3.69
7720 Security Guards- Patrol Officers $2.65 $5.03
8006 Gas Stations- Convenient Stores $2.38 $4.52
8017 Retail Stores- Merchandise- Cannabis Dispensary $1.79 $3.40
8292 Warehousing and Storage Facility $6.67 $12.67
8391 Auto Service and Repair- Mechanic $2.77 $5.26
8393 Auto Body Repair $2.41 $4.58
8742 Sales Professional $0.27 $0.51
8810 Clerical- Office Employee $0.14 $0.27
8824 Retirement Living Centers- Congregate Communities $3.57 $6.78
8831 Animal Shelters and Kennels- Veterinarian $1.18 $2.24
8832 Medical Office- Doctor- Dentist- Chiropractor, Optometrist $0.28 $0.53
8835 Home Healthcare Workers $2.82 $5.36
8842 Group Homes- Temporary Shelters- Disability Facility $2.58 $4.90
8864 Social Service Organizations- Counseling- Family Services $1.64 $3.12
8868 Religious Organization- Church- Temple $0.27 $0.51
8869 Child Care Center- Daycare Providers $0.98 $1.86
9012 Property Management- Leasing Agent $1.43 $2.72
9014 Janitorial Service Contractors- Pest Control- Exterminating- Chimney $3.43 $66.52
9015 Building Maintenance- Campgrounds- Camps- RV Parks $3.66 $6.95
9052 Hotels and Motels $2.65 $5.03
9060 Golf Courses and Country Clubs $1.71 $3.25
9063 Fitness Center- Health Clubs- YMCA Programs $0.99 $1.88
9082 Restaurants- Catering $1.57 $2.98
9083 Fast Food Restaurant- Concessions- Doughnut Shop $1.40 $2.66
9083* Mobile Food Truck- Food Cart- $1.40 $2.66
9084 Bars-Taverns-Nightclubs $1.58 $3.00
9102 Lawn Service and Maintenance $3.66 $6.95
9180 Shooting Range- Amusement Park $4.51 $8.57
9402 Septic Tank Cleaning- Portable Toilets $5.39 $10.24
9403 Refuse Collection- Garbage- Trash Service $8.97 $17.04
9516 Electrical Equipment Repair and Service $5.15 $9.78

Rhode Island workers comp rates vary by industry classification codes and insurance company underwriting standards. Employers' who have an Experience Modification Factor (XMOD) assigned to their business may have additional credits or debits applied to their insurance rates based on prior premiums and workers compensation losses. Beacon Mutual Insurance Company administers the State Fund program in Rhode Island. Employer who can't find coverage from a private carrier can purchase a policy from Beacon. Find more quotes today or shop for multiple state coverage with a national insurance firm.

State Resources for Rhode Island

RI Department of Labor and Training

Division of Workers' Compensation
1511 Pontiac Avenue
Building 69, Second Floor
PO Box 20190
Cranston, RI 02920-0942
401-462-8100
www.dlt.ri.gov/wc/

National Council on Compensation Insurance (NCCI)

901 Peninsula Corporate Circle
Boca Raton, FL 33487-1362
800-622-4123
www.ncci.com/

Rhode Island is under the Jurisdiction of the National Council for Compensation Insurance (NCCI) and contracts with Travelers as the state fund carrier.

Our agency can help employers find guaranteed state fund coverage in RI. If we can't find coverage with a private insurance provider we can help buy a state fund policy.

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Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates.

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