Workers Compensation

Rhode Island Workers Comp Programs

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Get the Best Deal on RI Coverage
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RI Workers Comp Programs

Save more money with special workers comp programs for Rhode Island employers.

Rates on Workers' Compensation Insurance in Rhode Island are seven percent higher than the national average. Currently Rhode Island is the 20th most expensive state in the country to find coverage. This makes it very important to ensure your business is taking advantage of all the discounts, credits and programs you qualify for.

At Workers Compensation, we specialize in workers comp coverage. Our agents are experts at getting your business the absolute best coverage at the lowest rates in the industry. One very popular program we specialize in is Pay as You Go Workers Comp Coverage.

This option allows your business to pay the premiums monthly based on your payroll each month. Your business can do this instead of paying one lump sum at the beginning of the term and based on assumed payroll for the entire year. This is especially beneficial for companies who have a hard time forecasting man hours. With Pay as You Go, instead of guessing your payroll throughout the year, you can pay the insurance premiums monthly and use the freed up cash flow on other more immediate business needs.

If you are ready for a quote you can start one online. It only takes a few minutes.

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Call 888-611-7467 to Qualify for One of Our Rhode Island Workers Compensation Programs

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Restaurant workers compensation Restaurants, Bars, and Pubs Home health care workers compensation Home Health Care and Assisted Living

Programs for both fast food and fine dining restaurants. Includes taverns and bars with alcohol receipts over 50% of sales.

Programs include home health care, group homes, nursing facilities, residential care, and social service organizations.

Auto Industry Workman's Comp Auto Repair, Auto Sales, Auto Body Janitorial Workers Comp Janitorial and Environmental Services

Coverage options for auto service/repair shops, auto body shops, used care sales, and other automotive related insurance.

Includes both commercial janitorial services and residential cleaning companies.

Lawn Care Workers Compensation Lawn care and Landscaping Office Workman's Comp Office and Technology

Programs for residential and commercial mowing, facility maintenance, and landscaping services.

Programs for clerical, sales, technology classes, programmers, and IT services.

Workers Compensation for Retail Store Retail Stores, Wholesale, and Distributing Daycare Workers Comp Daycare and In-Home Care Facilities

Programs for retail and wholesale stores and distribution warehouses.

Insurance solutions for daycare centers, learning centers, and home-based child care.

Workers Compensation for Non-Profits Non-Profit and Charitable Organizations Workers Compensation for Salons and Spas Beauty Salons, Spas, and Massage Parlors

Coverage options for most non-profits including charitable organizations, YMCA's, and welfare services.

Programs for beauty salons including hair, nails, and massage services.

Workmans Comp for Contractors Artisan Contractors and Construction Workers Compensation for Business Professionals Professional Services- All Types

Program solutions for contractors including: material dealers, cabinet installers, carpentry, flat concrete, door/window installation, electricians, painters, sheet metal/HVAC, and plumbers.

Professional service programs includes attorneys, counseling, accounting, doctors offices, nursing, computer related services, consultants, and financial services.

Workmans Comp Insurance for Amazon Delivery Partners Amazon Delivery Service Partners

Find affordable workers compensation insurance for your Amazon delivery service partner business

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Workers Compensation Arrow Trucking- Long Haul/Short Haul Workers Compensation Arrow Wood Products Manufacturing
Workers Compensation Arrow Towing and Recovery Workers Compensation Arrow Tree Service and Trimming
Workers Compensation Arrow Roofing Insurance Workers Compensation Arrow Staffing Coverage

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Buying Workers Comp Insurance in Rhode Island

Do I Need Coverage in Rhode Island

Companies with more than four full or part-time employees are required to purchase workers compensation insurance.

How is the RI Workers Comp Market?

Rates on Workers' Compensation Insurance in the Rhode Island are 7 percent higher than the national average. Rhode Island has a partnership with Beacon Mutual Insurance Company to be the assigned risk provider. Typically states who have a partnership like this enjoy much lower rates. Because of the small size of the state of Rhode Island there just are not enough carriers in the marketplace to drive the price of coverage down.

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Or call us at 888-611-7467 to speak
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We shop workers compensation with
more than 35 insurance companies



Don't worry if you don't see your type of business or industry listed above. We write workers comp for lots of companies who are not on the list. Chances are we have the right products and carriers to fit your needs.

Workers comp state programs   More than 35 companies quoting workers comp insurance.

Workers comp state programs   Programs for standard businesses and tough class codes.

Workers comp state programs   Start your quote online or call us at 888-611-7467.

Online work comp quotes.

Learn more about workers compensation insurance in Rhode Island Work Comp:   Rhode Island | RI Programs| RI Rates | RI Forms | RI Info | RI Quotes
Workers Compensation Agents How to buy Workers' Compensation Insurance?

Whether you're buying Workers Comp Insurance for the first time or are a seasoned business owner, finding the best rate can be confusing. Especially when you're not armed with the best information.

At Workers Compensation Shop, our goal is to take the hassle out of buying insurance. We aim to help business owners get the best coverage at rock bottom rates.

Give one of our workers compensation Specialists a call today at 888-611-7467 to learn about or workers compensation insurance programs in Rhode Island.

Rhode Island Agency License: 2072963
National Producer Number: 5064979

Contact a Rhode Island Workmans Comp Specialist