South Dakota Workers' Compensation Programs

Find Better Coverage With One of Our Select Workers' Comp Solutions.

Save money with target workers compensation programs for South Dakota employers.

Rates on Workers' Compensation Insurance in the state of South Dakota are almost exactly the national average and they have remained steady at these rates for some time. This makes it important for employers to shop their policy with as many carriers as possible. Not all carriers are the same and they do not all offer the same discounts, rebates and special programs.

At Workers Compensation, we partner with more than a dozen insurance carriers who actively quote policies in South Dakota. We have partnered with several of them to design programs to help business owner's take full advantage of their workers comp coverage.

One such program we specialize in is Pay as You Go Workers Comp Coverage. This program is designed with your business cash-flow needs in mind. Instead of paying your premiums up front this program allows you to pay them monthly based on your payroll each month. This frees up a lot of cash to be spent on more urgent needs. It also prevents businesses from over or underpaying their premiums and having a surprises at the end of the term. This is just one example of the several programs we have to help your business take full advantage of your workers comp policy.

Start a quote online or call 888-611-7467 to speak with one of our knowledgeable agents. We want to work for you.

In most states, We generally target businesses where we have the best opportunity to provide the most savings. Often times, we've worked out special considerations for underwriting and/or pricing with some of our insurance partners. More policy discounts and credits may be applied.

Target Programs for SD Workers Compensation

Don't see your business or industry? Don't worry, we've still got you covered.

South Dakota Workers Comp
Pay As You Go

Improve Cash Flow- Pay As You Go

Our Pay As You Go workers' compensation insurance plans make it more affordable to buy workers' compensation insurance with little to no money required to start coverage. These plans also help reduce the risk of having a big audit bill at the end of the year because the premium you pay is based on your actual, real-time payroll.

We offer Pay As You Go workers comp from dozens of top-rated insurance companies. We can manage the reporting process directly, set your business up to report and pay the carriers, or work with your payroll provider to collect and pay your premium each pay period or monthly.

Buying Workers' Comp Insurance in South Dakota

Who Needs Coverage in South Dakota?

All Employers in the state of South Dakota are required to carry Workers' Compensation Insurance.

Rates on workers compensation coverage in the state of South Dakota mirror the national averages. Insurance carriers are allowed to offer rebates and discounts on their policies. Plus many companies are competing for your business on service and special programs. This is why it is especially important to shop your policy around to several carriers.

South Dakota partners with the National Council on Compensation Insurance (NCCI). NCCI gathers data, analyzes industry trends, and prepares objective insurance rate and loss cost recommendations. NCCI is the nation's most experienced provider of workers' compensation information, tools and services. South Dakota uses NCCI to determine rates on workers' compensation coverage and to administer the assigned risk for the state.

Affordable workmans comp for business owners.


We've got you covered. We write workers' compensation insurance for lots of business types not listed above. Chances are we have the right products and carriers to hep you buy affordable coverage.
  • More than 50 top insurance companies quoting workers comp insurance.
  • Targeted Programs for standard businesses and tough class codes.
  • Start your workers comp insurance quote online or call us at 888-611-7467.
Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates.

Copyright 2023 Workers Compensation All rights reserved.
California DBA: I-Shop Online Insurance Agency.
Top rated insurance agency- BBB. Pay for workers comp insurance with a credit card. Workers Compensation Shop on Facebook. Workers Compensation Shop on LinkedIn. Workers Compensation Shop on Twitter.