Workers Compensation

South Dakota Workers Comp Rates

Hz Spacer for Workers Compnesation Shop

Save on Your Next SD Policy
Contact a Workers Compensation Specialist

Insurance States Workers Comp Programs Workers Comp Information Insurance Services Agents and Brokers About Us

South Dakota Workers Comp Rates

South Dakota workers' compensation rates continue to increase in 2018.

Rates for workers' compensation in South Dakota are almost exactly the national average and they have remained stable for the past five years. This is good for employers purchasing workers' compensation coverage, but many business owners do not take full advantage of all the discounts, rebates and programs available to help their business save on workers comp coverage.

Not all insurance carriers are the same. It is recommended that employers shop their insurance carriers around with at least 3 or 4 carriers to ensure they are getting the best deals on their policy. We partner with more than 30 carriers and more than a dozen are actively quoting policies in South Dakota. This gives your business more options for rebates and discounts. Because we partner with so many carriers we are confident we can get you the best rates in the industry.

Call today to speak with one of our friendly agents at 888-611-7467. At Workers Compensation, we shop insurance so you don't have to.

Get Workers Comp Insurance Quote
Obtain the best deal on workmans' compenation

Online Workers' Compensation Quotes  Secure • Fast • Easy

Getting workers comp has never been faster or easier.

Or Have an Agent Contact You:

Your Name:



Phone Number:




# Employees:

Zip Code:

  * Required

SD Workers Compensation Insurance South Dakota Workers Compensation SD Workers Compensation Programs South Dakota Work Comp Programs
Workers Compensation Forms SD Workers Comp Forms Workers Comp Information SD Workers Comp Information

Questions? Call 888-611-7467 Today for Help With SD Workers Compensation Rates

SD Rates for Select Work Comp Class Codes Workers Compensation Icon.

The workers' compensation rates listed below for South Dakota represent the current insurance rates effective 7/1/17. South Dakota rates are managed by the SD Division of Labor and Management and the Division of Insurance. Insurance carriers are permitted to offer premium discounts and policy credits on SD policies. We offer Pay As You Go coverage in South Dakota. Not all employers will qualify for the lowest rates available or max policy credits.

Class Code

Low Rate High Rate

0042 Landscaping

$3.77 $8.66

3632 Machine Shop

$2.05 $4.71

3724 Garage Door Installation

$3.67 $8.43

3821 Salvage Yard

$4.41 $10.13

5022 Masonry

$6.15 $14.13

5102 Door & Window Installation

$3.65 $8.38

5183 Plumbing

$3.93 $9.03

5190 Electrical Wiring

$2.41 $5.54

5221 Concrete Construction

$2.80 $6.43

5348 Tile Installation

$2.89 $6.64

5437 Carpentry/Trim

$4.40 $10.11

5474 Painting

$5.08 $11.67

5478 Flooring

$3.40 $7.81

5537 HVAC Installation & Repair

$3.94 $9.05

5645 Carpentry Noc. Residential Construction

$10.14 $23.29

7228 Short Haul Trucking

$4.04 $9.27

7605 Alarm Installation

$1.59 $3.65

8006 Gas Station

$1.35 $3.10

8017 Retail Store

$1.08 $2.48

8380 Auto Shop

$2.25 $5.17

8742 Outside Sales Person

$0.32 $0.74

8810 Clerical - NOC

$0.16 $0.37

8832 Doctors Office

$0.23 $0.53

8835 Home Health Care

$1.48 $3.40

8842 Group Homes

$1.61 $3.70

9012 Building Operations By Owner

$1.58 $3.63

9014 Janitorial Cleaning

$2.34 $5.37

9015 Building Operations By Contractor

$3.65 $8.38

9052 Hotel Employees

$1.84 $4.23

9082 Restaurant

$1.03 $2.37

9083 Restaurant Fast Food

$0.86 $1.98

9102 Lawn Care

$2.21 $5.08

9516 Electrical Equipment Service & Repair

$3.68 $8.45

South Dakota workers comp rates vary by industry classification codes and insurance company underwriting standards. Employers' who have an Experience Modification Factor assigned to their business may have additional credits or debits applied to their insurance rates based on prior premiums and workers compensation losses. NCCI administers all Assigned Risk coverage in the state.

Tough Class Codes

At Workers Compensation, we help South Dakota employers with hard to place workers' compensation class codes. We use a diverse line-up of insurance partners. Because we use so many partners, our agents are able to shop your work comp coverage in order to find the best deals for your industry and business type. We can find the right coverage at the right price no matter your industry.

Hz Spacer for Workers Compnesation Shop

State Resources for South Dakota

South Dakota Department of Commerce

Division of Insurance
445 E Capital Dry
Pierre, SD 57501

SD Division of Labor

Kneip Building
700 Governors Drive
Pierre, SD 57501-2291

Hz Spacer for Workers Compnesation Shop

South Dakota is under the Jurisdiction of the National Council for Compensation Insurance (NCCI) and contracts with Travelers as the state fund carrier.

Our agency can help employers find guaranteed state fund coverage in SD. If we can't find coverage with a private insurance provider we can help buy a state fund policy.

Hz Spacer for Workers Compnesation Shop

Obtain Better Workers Compensation Insurance Quotes


How to get the lowest rates on workers comp insurance.


We've developed exclusive relationships with our insurance companies to turn-around accurate and bindable workers comp quotes in no time at all.

Workers comp insurance rates   Start your quote online or call us at 888-611-7467

Workers comp insurance rates   We will shop your policy with our SD carriers.

Workers comp insurance rates   You get the very best prices on workers comp.

Get South Dakota Workers Compensation Quotes

  work comp shop vertical line  
No Money Down Workmans Comp Workers Comp Payments
$0 Money Down Better Payment Options

We're a national leader in Pay As You Go Workers Compensation. We've developed low price programs to help reduce or eliminate down payments and allow employers to report and pay premium based on their actual wages.

We've negotiated the best deals with many of our insurance companies in order to offer more flexible payment options like 12 equal installment plans and monthly reporting to help improve cash flow for business owners.

Workers Compensation Class Codes
work comp shop vertical line Buy Workers Comp Fast
Tough Class Codes Faster Insurance Quotes

We offer an affordable quote for some of the toughest NCCI class codes and higher experience modifiers because we've partnered with national carriers who specialize in high hazard industries.

Our carriers and underwriters understand that we need to turn wc quotes quickly so our customers can buy coverage when they need it. We often turn quotes in less than 24 hours.

Independent National Agency

You Need an Independent Insurance Agency

Workers Comp Insurance Quote Form

Learn more about workers compensation insurance in South Dakota Work Comp:   South Dakota | SD Programs| SD Rates | SD Forms | SD Info | SD Quotes
Workers Compensation Agents A+ BBB Rating

At Workers Compensation we think trust is an important. That's why we have worked long and hard to earn an A+ rating from the Better Business Bureau. We want you to have confidence that our business practices are the best in the industry.

Give one of our South Dakota workers compensation specialists a call today at 888-611-7467 to see how we can help your business succeed.

South Dakota Agency License: 10015439
National Producer Number: 5064979

Contact a South Dakota Workmans Comp Specialist