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South Dakota Workers Comp Rates

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South Dakota Workers Comp Rates

South Dakota workers' compensation rates continue to increase in 2019.

Rates for workers' compensation in South Dakota are almost exactly the national average and they have remained stable for the past five years. This is good for employers purchasing workers' compensation coverage, but many business owners don't take full advantage of all the discounts, credits and programs available on workers comp coverage.

Not all insurance carriers are the same. It is recommended that employers shop their insurance carriers around with at least 3 or 4 carriers to ensure they are getting the best deals on their policy. We partner with more than 35 carriers actively quoting policies in South Dakota. This gives your business more options for better pricing. Because we partner with so many carriers we are confident we can get you the best rates in the industry.

Call today to speak with one of our friendly agents at 888-611-7467. At Workers Compensation Shop.com, we shop insurance so you don't have to.

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SD Rates for Select Work Comp Class Codes Workers Compensation Shop.com Icon.

The workers' compensation rates listed below for South Dakota represent the current insurance rates effective 1/1/2019. South Dakota rates are managed by the SD Division of Labor and Management and the Division of Insurance. Insurance carriers are permitted to offer premium discounts and policy credits on SD policies. We offer Pay As You Go coverage in South Dakota. Not all employers will qualify for the lowest rates available or max policy credits. Compare your workers compensation with over 35 insurance carrier to ensure your get the best price on your policy.

Class Code

Low Rate High Rate

0035 Farm- Planting and Harvesting- Cannabis Growers

$2.17 $4.37

0042 Landscaping Service

$3.38 $6.81

0106 Tree Trimming- Pruning- Removal

$8.95 $18.03

0917 Residential Cleaning Service- Housekeepers

$4.86 $9.79

2121 Breweries- Craft Beers

$0.86 $1.73

2143 Winery- Wine Makers

$1.61 $3.24

2585 Carpet Cleaning

$2.86 $5.76

2589 Dry Cleaning and Laundry Service

$1.86 $3.75

3632 Machine Shop

$1.88 $3.79

3724 Garage Door Installation

$3.06 $6.16

3821 Salvage Yard- Automobile Recycling

$3.72 $7.49

5022 Masonry Construction

$6.61 $13.31

5102 Door and Window Installers

$3.20 $6.44

5183 Plumbing Contractors

$3.49 $7.03

5190 Electrical Work- Electrician

$2.43 $4.89

5221 Concrete Work- Flat Work Cement

$2.34 $4.71

5223 Pool Installation- Pool Maintenance

$4.39 $8.84

5348 Ceramic, Tile and Stone Work

$3.11 $6.26

5437 Trim- Finish Carpenters- Cabinets- Countertops

$3.48 $7.01

5445 Drywall Contractors

$5.28 $10.63

5474 Painting Contractor

$4.36 $8.78

5478 Floor Installers- Wood-Carpet-Laminate

$2.74 $5.52

5535 Metal Building Construction

$5.01 $10.09

5537 HVAC- Heating and Cooling Service/Repair

$3.54 $7.13

5537* Solar Energy Contractors- Installation

$3.54 $7.13

5551 Roofing Contractors

$11.96 $24.09

5606 Asphalt & Paving Work

$0.98 $1.97

5645 Residential Construction- Home Builders- Remodelers- Siding

$9.13 $18.39

6217 Excavation and Grading Work

$3.49 $7.03

6400 Fence Installation & Repair

$4.66 $9.39

7219 Trucking- Short Haul and Long Haul

$5.55 $11.18

7225 Towing Company

$4.89 $9.85

7230 Package and Parcel Delivery

$4.68 $9.43

7370 Non-Emergency Medical Transportation- Taxi- Limousine- Airport Shuttle

$2.71 $5.46

7605 Alarm Installation and Repair

$1.71 $3.44

7720 Security Guards- Patrol Officers

$2.12 $4.27

8006 Gas Stations- Convenient Stores

$1.25 $2.52

8017 Retail Store

$1.08 $2.48

8292 Warehousing and Storage Facility

$2.20 $4.43

8380 Auto Shop

$2.25 $5.17

8393 Auto Body Repair

$0.96 $1.93

8742 Sales Professional

$0.34 $0.68

8810 Clerical- Office Employee

$0.14 $0.28

8824 Retirement Living Centers- Congregate Communities

$1.87 $3.77

8829 Nursing Homes and Assisted Living Facilities

$1.70 $3.42

8831 Animal Shelters and Kennels- Veterinarian

$1.34 $2.70

8832 Medical Office- Doctor- Dentist- Chiropractor, Optometrist

$0.22 $0.44

8835 Home Healthcare Workers

$1.49 $3.00

8842 Group Homes- Temporary Shelters- Disability Facility

$1.59 $3.20

8864 Social Service Organizations- Counseling- Family Services

$1.18 $2.38

8868 Religious Organization- Church- Temple

$1.18 $2.38

8869 Child Care Center- Daycare Providers

$0.89 $1.79

9012 Property Management- Leasing Agent

$1.28 $2.58

9014 Janitorial Service Contractors- Pest Control- Exterminating- Chimney

$2.19 $4.41

9015 Building Maintenance- Campgrounds- Camps- RV Parks

$3.78 $7.61

9052 Hotels and Motels

$1.76 $3.54

9060 Golf Courses and Country Clubs

$0.97 $1.95

9063 Golf Courses and Country Clubs

$0.76 $1.53

9082 Restaurants- Catering

$0.97 $1.95

9083 Fast Food Restaurant- Concessions- Doughnut Shop

$0.75 $1.51

9083* Mobile Food Truck- Food Cart-

$0.75 $1.51

9084 Bars-Taverns-Nightclubs

$1.29 $2.60

9102 Lawn Service and Maintenance

$1.98 $3.99

9180 Shooting Range- Amusement Park

$5.22 $10.51

9402 Septic Tank Cleaning- Portable Toilets

$3.21 $6.46

9403 Refuse Collection- Garbage- Trash Service

$6.60 $13.29

9516 Electrical Equipment Repair and Service

$2.96 $5.96

South Dakota workers comp rates vary by industry classification codes and insurance company underwriting standards. Employers' who have an Experience Modification Factor assigned to their business may have additional credits or debits applied to their insurance rates based on prior premiums and workers compensation losses. NCCI administers all Assigned Risk coverage in the state. Get coverage in SD or find out-of-state insurance coverage for your employees.


Tough Class Codes

At Workers Compensation Shop.com, we help South Dakota employers with hard to place workers' compensation class codes. We use a diverse line-up of insurance partners. Because we use so many partners, our agents are able to shop your work comp coverage in order to find the best deals for your industry and business type. We can find the right coverage at the right price no matter your industry.


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State Resources for South Dakota

South Dakota Department of Commerce

Division of Insurance
445 E Capital Dry
Pierre, SD 57501
605-773-3563
http://dlr.sd.gov/insurance/

SD Division of Labor

Kneip Building
700 Governors Drive
Pierre, SD 57501-2291
605-773-3681
http://dlr.sd.gov/workerscomp/

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Find Lower Workers Comp Rates

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South Dakota is under the Jurisdiction of the National Council for Compensation Insurance (NCCI) and contracts with Travelers as the state fund carrier.

Our agency can help employers find guaranteed state fund coverage in SD. If we can't find coverage with a private insurance provider we can help buy a state fund policy.

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Workers comp insurance rates   Start your quote online or call us at 888-611-7467

Workers comp insurance rates   We will shop your policy with our SD carriers.

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No Money Down Workmans Comp Workers Comp Payments
$0 Money Down Better Payment Options

We're a national leader in Pay As You Go Workers Compensation. We've developed low price programs to help reduce or eliminate down payments and allow employers to report and pay premium based on their actual wages.

We've negotiated the best deals with many of our insurance companies in order to offer more flexible payment options like 12 equal installment plans and monthly reporting to help improve cash flow for business owners.


Workers Compensation Class Codes
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Tough Class Codes Faster Insurance Quotes

We offer an affordable quote for some of the toughest NCCI class codes and higher experience modifiers because we've partnered with national carriers who specialize in high hazard industries.

Our carriers and underwriters understand that we need to turn wc quotes quickly so our customers can buy coverage when they need it. We often turn quotes in less than 24 hours.

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Learn more about workers compensation insurance in South Dakota Work Comp:   South Dakota | SD Programs| SD Rates | SD Forms | SD Info | SD Quotes
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At Workers Compensation Shop.com we think trust is an important. That's why we have worked long and hard to earn an A+ rating from the Better Business Bureau. We want you to have confidence that our business practices are the best in the industry.

Give one of our South Dakota workers compensation specialists a call today at 888-611-7467 to see how we can help your business succeed.

South Dakota Agency License: 10015439
National Producer Number: 5064979

Contact a South Dakota Workmans Comp Specialist