TN Workers Comp Programs
Get the best deal with target workers' compensation programs for Tennessee employers.
Tennessee is an excellent state for workers' comp solutions because their are a ton of insurance companies willing to compete for your business. The trick is knowing how to negotiate with insurance companies so get the their lowest rates and largest credits. A lot of agents simple except their initial quote at face value.
We're a little different at Workers Compensation Shop.com. We specialize in workers compensation insurance in Tennessee and across the U.S. Our insurance carriers recognize us as one of their best sources for new business and growth. The recognize that we want the very best rates for our customers every time we shop coverage.
We offer exclusive target programs for dozens of industry types. Find out if your business qualifies for a TN program today.
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Target Programs for TN Workers Compensation
Buying Workers Comp Insurance in Tennessee
Alabama Owner and Officer Exclusions
Alabama currently allows LLC owners, corporate officers, sole-proprietors, and partners to exclude themselves from workers compensation coverage. Owners may elect annually to be exempt from insurance coverage by filing a written certification of their election with the department and the insurance carrier providing coverage.
Why Shop Alabama Workers Comp?
Alabama's workers' compensation rates have been decreasing for the past few years. However, many insurance companies don't offer maximum discounts to employers who continue to renew coverage year-after-year. The reason is that insurance carriers are always interested in maximizing their own revenue. It's often helpful to shop you coverage when rates are decreasing to ensure your business is getting the very best price on coverage.
Its a good idea for all employers in Tennessee because business owners can be held liable for the cost of medical fees and lost wages for injured employees. State law requires all construction rated operations to carry workers' comp coverage. Other types of business entities are not required to buy coverage until the reach a total of 5 employees.
Tennessee is an NCCI state and its looked on favorably by insurance companies. There are hundreds of insurance carriers actively quoting workers compensation in Tennessee because rates and claims have remained stable over the past decade. Employers should shop around for the best price and should ask if they qualify for premium credits on their policy.
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WHAT IF MY INDUSTRY
IS NOT LISTED AS A TARGET?
- More than 35 companies quoting workers comp insurance.
- Programs for standard businesses and tough class codes.
- Start your quote online or call us at 888-611-7467.