Tennessee Workers' Compensation Programs

Find Better Coverage With One of Our Select Workers' Comp Solutions.

Get the best deal with target workers' compensation programs for Tennessee employers.

Tennessee is an excellent state for workers' comp solutions because their are a ton of insurance companies willing to compete for your business. The trick is knowing how to negotiate with insurance companies so get the their lowest rates and largest credits. A lot of agents simple except their initial quote at face value.

We're a little different at Workers Compensation Shop.com. We specialize in workers compensation insurance in Tennessee and across the U.S. Our insurance carriers recognize us as one of their best sources for new business and growth. The recognize that we want the very best rates for our customers every time we shop coverage.

We offer exclusive target programs for dozens of industry types. Find out if your business qualifies for a TN program today.

In most states, We generally target businesses where we have the best opportunity to provide the most savings. Often times, we've worked out special considerations for underwriting and/or pricing with some of our insurance partners. More policy discounts and credits may be applied.

Target Programs for TN Workers Compensation

Don't see your business or industry? Don't worry, we've still got you covered.

Tennessee Workers Comp
Pay As You Go

Improve Cash Flow- Pay As You Go

Our Pay As You Go workers' compensation insurance plans make it more affordable to buy workers' compensation insurance with little to no money required to start coverage. These plans also help reduce the risk of having a big audit bill at the end of the year because the premium you pay is based on your actual, real-time payroll.

We offer Pay As You Go workers comp from dozens of top-rated insurance companies. We can manage the reporting process directly, set your business up to report and pay the carriers, or work with your payroll provider to collect and pay your premium each pay period or monthly.

Buying Workers' Compensation Insurance in Tennessee

Who Needs Coverage in Tennessee?

Its a good idea for all employers in Tennessee because business owners can be held liable for the cost of medical fees and lost wages for injured employees. State law requires all construction rated operations to carry workers' comp coverage. Other types of business entities are not required to buy coverage until the reach a total of 5 employees.

Tennessee is an NCCI state and its looked on favorably by insurance companies. There are hundreds of insurance carriers actively quoting workers compensation in Tennessee because rates and claims have remained stable over the past decade. Employers should shop around for the best price and should ask if they qualify for premium credits on their policy.

Affordable workmans comp for business owners.


We've got you covered. We write workers' compensation insurance for lots of business types not listed above. Chances are we have the right products and carriers to hep you buy affordable coverage.
  • More than 50 top insurance companies quoting workers comp insurance.
  • Targeted Programs for standard businesses and tough class codes.
  • Start your workers comp insurance quote online or call us at 888-611-7467.
Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates.

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