Vermont Workers Comp Rates

Vermont workers' compensation rates continue to increase in 2019.

In Vermont, rates on Workers' Compensation Insurance are much more expensive than the national average and they are on the rise. As of 2018, Vermont rates are 25 percent higher than the rest of the country and this is up 15 percent since 2016. Currently Vermont is the 8th most expensive state in the country to purchase coverage.

Because rates in this state are so high it is important for businesses to make sure they are benefitting from all the options available to their business. Our agents specialize in workers comp coverage. They know the ins and outs of workers' compensation insurance. Let us ensure you are getting the proper credits and policy discounts for your business.

Call an agent today at 888-611-7467 to see how we can help lower your costs on workers' compensation insurance.

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VT Rates for Select Work Comp Class Codes

The workers' compensation rates listed for Vermont represent the current insurance rates effective 4/1/2019. Vermont rates are set by the Vermont Department of Labor: Division of Workers' Compensation and Safety. Insurance companies may be able to offer discounts and underwriting credits on policies. We offer Pay As You Go insurance coverage in Vermont. Not all employers will qualify for the lowest rates available or maximum policy credits. We help employers compare rates with more than 35 insurance companies so they get the very best deal in coverage.

Class Code Low Rate High Rate
0035 Farm- Planting and Harvesting- Cannabis Growers $2.79 $3.99
0042 Landscaping Service $6.50 $9.29
0106 Tree Trimming- Pruning- Removal $11.97 $17.11
0917 Residential Cleaning Service- Housekeepers $4.76 $6.80
2121 Breweries- Craft Beers $1.37 $1.96
2143 Winery- Wine Makers $3.53 $5.04
2585 Carpet Cleaning $5.03 $7.19
2589 Dry Cleaning and Laundry Service $2.49 $3.56
3632 Machine Shop $3.13 $4.47
3724 Garage Door Installation $3.69 $5.27
3821 Salvage Yard-Automobile Recycling $6.31 $9.02
5022 Masonry Construction $7.42 $10.60
5102 Door and Window Installers $5.28 $7.55
5183 Plumbing Contractors $3.77 $5.39
5190 Electrical Work- Electrician $2.77 $3.96
5221 Concrete Work- Flat Work Cement $6.25 $8.93
5223 Pool Installation- Pool Maintenance $5.95 $8.50
5348 Ceramic, Tile and Stone Work $4.64 $6.63
5437 Trim- Finish Carpenters- Cabinets- Countertops $5.32 $7.60
5445 Drywall Contractors $8.52 $12.18
5474 Painting Contractor $6.51 $9.30
5478 Floor Installers- Wood-Carpet-Laminate $4.12 $5.89
5535 Metal Building Construction $6.43 $9.19
5537 HVAC- Heating and Cooling Service/Repair $4.58 $6.54
5537* Solar Energy Contractors- Installation $4.58 $6.54
5551 Roofing Contractors $15.21 $21.74
5606 Asphalt & Paving Work $1.28 $1.83
5645 Residential Construction- Home Builders- Remodelers- Siding $8.19 $11.70
6217 Excavation and Grading Work $5.68 $8.12
6400 Fence Installation & Repair $9.31 $13.30
7219 Trucking- Short Haul and Long Haul $8.24 $11.77
7225 Towing Company $7.81 $11.16
7230 Package and Parcel Delivery $9.17 $13.10
7370 Non-Emergency Medical Transportation- Taxi- Limousine- Airport Shuttle $6.80 $9.72
7605 Alarm Installation and Repair $1.80 $2.57
7720 Security Guards- Patrol Officers $3.00 $4.29
8006 Gas Stations- Convenient Stores $2.11 $3.02
8017 Retail Stores- Merchandise- Cannabis Dispensary $1.27 $1.81
8292 Warehousing and Storage Facility $3.47 $4.96
8380 Auto Service and Repair- Mechanic $2.86 $4.09
8393 Auto Body Repair $2.07 $2.96
8742 Sales Professional $0.51 $0.73
8810 Clerical- Office Employee $0.16 $0.23
8824 Retirement Living Centers- Congregate Communities $3.61 $5.16
8829 Nursing Homes and Assisted Living Facilities $4.00 $5.72
8831 Animal Shelters and Kennels- Veterinarian $1.28 $1.83
8832 Medical Office- Doctor- Dentist- Chiropractor, Optometrist $0.33 $0.47
8835 Home Healthcare Workers $2.89 $4.13
8842 Group Homes- Temporary Shelters- Disability Facility $2.44 $3.49
8864 Social Service Organizations- Counseling- Family Services $1.37 $1.96
8868 Religious Organization- Church- Temple $0.43 $0.61
8869 Child Care Center- Daycare Providers $1.09 $1.56
9012 Property Management- Leasing Agent $1.01 $1.44
9014 Janitorial Service Contractors- Pest Control- Exterminating- Chimney $3.54 $5.06
9015 Building Maintenance-Campgrounds-Camps-RV Parks $3.67 $5.24
9052 Hotels and Motels $2.32 $3.32
9060 Golf Courses and Country Clubs $1.64 $2.34
9063 Fitness Center- Health Clubs- YMCA Programs $1.18 $1.69
9082 Restaurants- Catering $1.33 $1.90
9083 Fast Food Restaurant- Concessions- Doughnut Shop $1.51 $2.16
9083* Mobile Food Truck- Food Cart- $1.51 $2.16
9084 Bars-Taverns-Nightclubs $1.61 $2.30
9102 Lawn Service and Maintenance $2.91 $4.16
9180 Shooting Range- Amusement Park $8.94 $12.78
9402 Septic Tank Cleaning- Portable Toilets $5.20 $7.43
9403 Refuse Collection- Garbage- Trash Service $9.90 $14.15
9516 Electrical Equipment Repair and Service $6.85 $9.79

Vermont workers comp rates vary by industry class codes and insurance company underwriting standards. Employers' who have an Experience Mod assigned to their company may have additional credits or debits applied to their insurance rates based on prior premiums and workers compensation losses. NCCI administers all Assigned Risk policies for the state. Get quotes today or shop for out-of-state workers compensation insurance coverage.

State Resources for Vermont

Vermont Department Of Labor

Division of Workers' Compensation and Safety
National Life Building, Drawer 20
Montpelier, Vermont 05620-3401

National Council on Compensation Insurance (NCCI)

901 Peninsula Corporate Circle
Boca Raton, FL 33487-1362

Vermont is under the Jurisdiction of the National Council for Compensation Insurance (NCCI) and contracts with Travelers as the state fund carrier.

Our agency can help employers find guaranteed state fund coverage in VT. If we can't find coverage with a private insurance provider we can help buy a state fund policy.

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