DC Workers Comp Information

Find the latest state rules and information about Washington DC workers compensation insurance.

Washington DC enjoys some of the cheapest rates on workers' compensation insurance in the entire country. These rates have remained fairly steady over the past five years. Typically this is because a state has a strong assigned risk provider who competes with the open market.

Washington DC partners with the National Council on Compensation Insurance (NCCI) to be the assigned risk provider and to determine rates. NCCI gathers data, analyzes industry trends, and prepares objective insurance rate and loss cost recommendations. It is the nation’s most experienced provider of workers compensation information, tools, and services.

Call today to find out how we can help you find the best rates on your Workers Comp Policy 888-611-7467.

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About Workers Compensation in Washington DC

Washington D.C. Office of Workers' Compensation

64 New York Avenue, NE, 2nd Floor
Washington, DC 20002

What is Workers' Compensation?

The basic purpose of the Workers’ Compensation is to provide wage replacement benefits and medical treatment for employees who have been injured or become ill due to a work-related injury or illness. It prevents the employer from bearing the costs of injuries that occur during normal business operations.

DC Partners with NCCI

Washington DC uses the National Council on Compensation Insurance (NCCI). NCCI gathers data, analyzes industry trends, and prepares objective insurance rate and loss cost recommendations. NCCI is the nation’s most experienced provider of workers compensation information, tools, and services. DC uses NCCI to determine rates on workers' compensation coverage and to administer the assigned risk for the state. If your business for any reason cannot find coverage on the open market the assigned risk will offer coverage. Coverage in the assigned risk is normally higher than the open market.

How does workers comp help my business?

Your business benefits from workers' compensation coverage, by not being liable for injuries that occur as a part of normal business operations. This applies whether the injury was the fault of the business or was caused by negligent actions of the employee. You can move forward with your business operations knowing that if one of your employees is injured because of something that happens as a normal part of your business operations, your business is not liable for the costs.

How does workers comp help my employee?

Employees benefit from workers comp coverage by having lost wages covered while they are hurt or sick and not able to work. It also pays for medical costs they might incur as a result of the sickness or injury.

Washington D.C. Credits and Discounts.

DC is an NCCI file and use state. This means workers comp carriers may have a large variance between rates for each class code. DC also allows carriers to apply underwriting credits and debits to premium up to 25%. If your policy does not have any credits you may be paying too much for coverage.

More Programs and Options

We're always working with our insurance carriers to develop specialized programs for a broad range of industry class codes. Our Target Programs are designed to streamline the underwriting process and help ensure we offer the lowest rates available anywhere.

  • Contractors
  • Home Healthcare
  • Janitorial Services
  • Transportation
  • Hospitality
  • And More
Washington DC Work Comp Information

DC Workers Comp Compliance

The DC Office of Workers' Compensation is responsible for ensuring that employers provide work comp coverage to employees. Any employer who fails to buy workers compensation insurance may be subject to a penalty between $1,000 and $10,000 for failure to obtain coverage.

Start a Quote online

Let Workers Compensation Shop.com help your business navigate workers comp insurance in Washington DC.


We take the time to make sure your business and employees are classified correctly and then we get to work finding the lowest rates available for your insurance coverage.
  • National workers comp Specialists
  • Licensed throughout the United States
  • Programs for standard and tough class codes
Once we've got your best quotes back from our carriers, we take the time to help you understand your options and the next steps to get covered quickly.
  • Pay As You Go insurance coverage
  • Easy billing and installment plans
  • We've helped over 35,000 business owners
Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates.

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