WV Workers Comp Programs
Maximize Savings with workers compensation programs designed for West Virginia employers.
Employers in West Virginia enjoy some of the lowest rates on workers compensation coverage in the entire country. Still many business owners do not take advantage of all the programs offered to help them lower their costs on workers' compensation insurance.
At Workers Compensation Shop.com, our agents specialize in workers compensation insurance. Our agents are trained to find the most comprehensive coverage and the lowest rates in the industry. We partner with more than 30 insurance providers and can use these partnerships to negotiate lower rates and better services for your coverage.
One program we specialize in is Pay as You Go Workers Comp Coverage. This program allows you to pay your premiums each month based on your payroll instead of paying in a large lump sum at the beginning of the year. This prevents a business owner from having to estimate payroll. If an error occurs in that estimate many businesses over or underpay their premium. This can surprise many businesses with an unexpected cost at the end of the term when they have to pay for the underpayment. Many business owners like how this program frees up cash for other more immediate needs.
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Target Programs for WV Workers Compensation
Buying Workers Comp Insurance in West Virginia
Alabama Owner and Officer Exclusions
Alabama currently allows LLC owners, corporate officers, sole-proprietors, and partners to exclude themselves from workers compensation coverage. Owners may elect annually to be exempt from insurance coverage by filing a written certification of their election with the department and the insurance carrier providing coverage.
Why Shop Alabama Workers Comp?
Alabama's workers' compensation rates have been decreasing for the past few years. However, many insurance companies don't offer maximum discounts to employers who continue to renew coverage year-after-year. The reason is that insurance carriers are always interested in maximizing their own revenue. It's often helpful to shop you coverage when rates are decreasing to ensure your business is getting the very best price on coverage.
Most employers are required to carry workers' compensation coverage in the state of West Virginia with only a few exceptions.
Rates on Workers Comp Insurance are good in the sate of West Virginia. As of 2014 they were 26 percent lower than the national average. One of the main reasons West Virginia enjoys such low rates on workers' compensation coverage is because of the partnership with the National Council on Compensation Insurance (NCCI). NCCI is the assigned risk provider for the state of West Virginia. This assigned risk provider is set up for businesses who cannot get coverage on the open market. States who use a state fund or partner with a provider like NCCI, typically enjoy lower rates than states that do not.
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- More than 35 companies quoting workers comp insurance.
- Programs for standard businesses and tough class codes.
- Start your quote online or call us at 888-611-7467.