XactPay Workers Compensation

How Does XactPay Work?

XactPay makes it easier than ever for small business owners to purchase a Pay As You Go workers comp policy. The program is perfect for QuickBooks users as well as employers who prefer to report their payroll wages online via Hartford's secure web portal.

XactPay enables employers to report and pay their workers compensation premium based on their actual payroll each pay period or every month. The XactPay program works for employers who have access to the Internet or with most versions of QuickBooks payroll software. XactPay benefits business owners with:

• Reduced down payments for new policies
• Better cash flow throughout the policy period
• Reduced exposure to audit balances due
• No installment or reporting fees
• See an XactPay Sample Report

We're proud to partner with The Hartford and to offer XactPay workers' compensation coverage. As a national Hartford Focus Partner, we work closely with The Hartford to offer the most convenient billing solutions like XactPay Pay As You Go workers compensation insurance.

XactPay Registration

Once we bind your Hartford policy, our Hartford Specialists can help enroll your business with XactPay online. The registration process is quick, easy, and only takes a few minutes to enroll. New customers have two weeks from the time the policy is active to enroll or confirm they want the XactPay program option.

XactPay Online Reporting

XactPay Xpress is Hartford's direct Pay As You Go program. The Xpress program enables employers to report their payroll and calculate their premium online without QuickBooks or any dependence on a payroll processing company or other software. No premium deposit is required with XactPay program.

Each time you process a payroll for your business, simply login to your web secure account at XactPay.com, and enter your payroll information for your most recent payroll period or at the end of each month. XactPay emails an invoice and collects premium via and electronic debit from your designated bank account.

XactPay for QuickBooks Users

Employers who process payroll using QuickBooks (2007 or newer) are eligible to download the free QuickBooks reporting module. XactPay for QuickBooks allows a small business to run payroll with QuickBooks and then use an software upload utility to send the information to The Hartford via QuickBooks. The XactPay program calculates premium due based on actual payroll processed, emails an invoice to the business, and then drafts your checking account for the exact premium due.