Florida Workers' Compensation Programs

Find More Savings With One of Our Select Workers' Comp Packages.

Save money with target workers compensation programs for Florida employers.

Florida is one of the few remaining no competition states in the country. This means that every insurance company offering quotes in FL is required to offer the same workers compensation rates and discounts as other carriers for all workers compensation class codes.

State mandated rates means employers only need to worry about finding an insurance company willing to offer coverage on the voluntary market with the most cash flow friendly payment options and avoid the Florida State Fund (JUA). Our Florida Worker’s Compensation Specialists help employer's access Pay As You Go workers comp programs and other flexible installment programs like 12 equal payments.

Call us today at (888) 611-7467 or start your quote online to see if your business qualifies for a better program.

Our programs target businesses where we have the best opportunity to provide maximum savings. Often times, we've worked out special considerations for underwriting and pricing with some of our insurance partners. More policy discounts and credits may be applied.

Target Programs for FL Workers Compensation

Don't see your business or industry? Don't worry, we've still got you covered.

Florida Workers Comp
Pay As You Go

Improve Cash Flow- Pay As You Go

Our Pay As You Go workers' compensation insurance plans make it more affordable to buy workers' compensation insurance with little to no money required to start coverage. These plans also help reduce the risk of having a big audit bill at the end of the year because the premium you pay is based on your actual, real-time payroll.


We offer Pay As You Go workers comp from dozens of top-rated insurance companies. We can manage the reporting process directly, set your business up to report and pay the carriers, or work with your payroll provider to collect and pay your premium each pay period or monthly.

Buying Workers' Compensation Insurance in Florida

Who Needs Coverage in Florida?

Most employers with four or more employees are required to carry coverage. Almost all contractors, except for those owner-only companies that qualify for an exemption, are required to buy coverage.

With over 25 appointments with workers compensation companies doing business in Florida, Workers Compensation Shop can write a vast array of risks and industries in the state. Employers appreciate the fact that we have a wide range of markets available and are able to quote most types of businesses.

We're confident we can help your business find affordable quotes. And since rates are not a concern in Florida, employers don't have to worry about price shopping with other agents. Florida is one of our top five states for total volume of written workers' compensation insurance. We've already helped thousands of FL employers find better coverage.

Affordable workmans comp for business owners.

WHAT IF MY INDUSTRY IS NOT LISTED AS A TARGET?

We've got you covered. We write workers' compensation insurance for lots of business types not listed above. Chances are we have the right products and carriers to hep you buy affordable coverage.
  • More than 50 top insurance companies quoting workers comp insurance.
  • Targeted Programs for standard businesses and tough class codes.
  • Start your workers comp insurance quote online or call us at 888-611-7467.
Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates.

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